rn 202SMAR26AM8: 33 TSNo.:2026-00020- TXCti„, 25-000255- 673COLL1iCOLlTY. TEXAS Notice of [Substitute) Trustee SalesYDEPUTY AssertandprotectyourrightsasamemberofthearmedforcesoftheUnitedStates.Ifyouareoryourspouseis servingonactivemilitaryduty,includingactivemilitarydutyasamemberoftheTexasNationalGuardorthe NationalGuardofanotherstateorasamemberdfareservecomponentofthearmedforcesoftheUnitedStates, pleasesendwrittennoticeoftheactivedutymilitaryservicetothesenderofthisnoticeimmediately. 1. Date,TimeandPlaceofSale. Date: 05/05/2026 Time: Thesalewillbeginat10:00AMornotlaterthanthreehoursafterthattime Place: CollinCounty,Texasatthefollowinglocation:THEFRONTSTEPSOFTHECOLLINCOUNTY COURTHOUSE LOCATEDAT2100BLOOMDALE ROAD,MCKINNEY, TX75071ORAS DESIGNATED BYTHECOUNTYCOMMISSIONER' SOFFICEPURSUANT TOSECTION51.002 OFTHETEXASPROPERTY CODEASTHEPLACEWHEREFORECLOSURE SALESARETO TAKEPLACEORASDESIGNATED BYTHECOUNTYCOMMISSIONERS PropertyAddress: 605CYPRESS HILLDRIVE,MCKINNEY, TX75071 2. TermsofSale:Thesalewillbeconductedasapublicauctiontothehighestbidderforcash. Pursuanttothedeedof trust.themortgageehastherighttodirecttheTrusteetosellthepropertyinoneormoreparcelsand/ortosellalloronly partoftheproperty. Pursuanttosection51.009oftheTexasPropertyCode,thepropertywillbesoldinASIS,WHEREIScondition,withoutanyexpressorimpliedwarranties,exceptastothewarrantiesoftitle,ifany,providedforunderthe deedoftrust.Anyconveyanceofthepropertyissubjecttoallmattersofrecordaffectingtheproperty. 3.InstrumenttobeForeclosed:TheinstrumenttobeforeclosedistheDeedofTrustorContractLiendated07/27/2006 andrecorded08/15/2006inDocument20060815001164000, realpropertyrecordsofCollinCounty,Texas,with VIRGINIAMICHELLE TUBWELL,ASINGLEWOMANgrantor(s)andOPTIONONEMORTGAGE CORPORATION, ACALIFORNIA CORPORATION asLender, WellsFargoBank,NationalAssociationasTrusteefor ABFC2006-OPT2Trust,AssetBackedFundingCorporationAssetBackedCertificates,Series2006-OPT2as Beneficiary. 4.Appointment ofSubstituteTrustee:InaccordancewithTexasPropertyCodeSec. 51.0076,theundersigned authorizedagentforthemortgageservicerhasnamedandappointed,andbythesepresentsdoesnameandappointAVT TitleServices,LLC,locatedat5177RichmondAvenueSuite1230,Houston,TX77056,SubstituteTrusteetoactunder andbyvirtueofsaidDeedofTrust. 5.ObligationSecured: DeedofTrustorContractLienexecutedbyVIRGINIAMICHELLETUBWELL,ASINGLE WOMAN,securingthepaymentoftheindebtednessintheoriginalprincipalamountof$151,200.00,andobligationsthereindescribedincludingbutnotlimitedtothepromissorynote;andallmodifications,renewalsandextensionsofthe promissorynote.WellsFargoBank,NationalAssociationasTrusteeforABFC2006-OPT2Trust,AssetBackedFundingCorporationAssetBackedCertificates,Series2006-OPT2isthecurrentmortgageeofthenoteanddeedof trustorcontract lien. Version 1.1TXNOS0217Page 1of3TSNo.:2026-00020-TX 25-000255- 673 Noticeof[Substitute] TrusteeSale 6.Default:Adefaulthasoccurredinthepaymentofindebtedness, andthesameisnowwhollydue,andtheownerand holderhasrequestedtosellsaidpropertytosatisfysaidindebtedness. 7.Propertytobesold:Thepropertytobesoldisdescribedasfollows: LOT18,BLOCKD,OFTRINITYHEIGHTS, ANADDITION TOTHECITYOFMCKINNEY, COLLIN COUNTY,TEXAS,ACCORDING TOTHEPLATTHEREOF RECORDED INVOLUMEP,PAGE324,MAP RECORDS, COLLIN COUNTY, TEXAS. 8.MortgageServicerInformation: TheMortgageServicerisauthorizedtorepresenttheMortgageebyvirtueofa servicingagreement withtheMortgagee. Pursuant totheServicingAgreement andTexasProperty Code § 51.0025,the MortgageServicerisauthorizedtocollectthedebtandtoadministeranyresultingforeclosureoftheliensecuringthe propertyreferencedabove. OnityMortgageCorporationF/K/APHHMortgageCorporation,asMortgageServicer, isrepresenting thecurrentmortgagee,whoseaddressis: C/OOnityMortgage Corporation F/K/APHH Mortgage Corporation POBOX24605 WestPalmBeach,FL33416-4605 Phone: 877-744-2506 Version 1.1TXNOS0217Page2of3TSNo.:2026-00020-TX 25-000255- 673 Noticeof[Substitute] Trustee Sale 9.Limitation ofDamages:Ifthesaleissetasideforanyreason,thePurchaseratthesaleshallbeentitledonlytoa returnofthefundspaid.ThePurchasershallhavenofurtherrecourseagainsttheMortgagor, theMortgagee, orthe Mortgagee' sattorney. THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S)IDENTIFIED TOSELLTHEPROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICEOFSALE.THEPERSON SIGNING THISNOTICEISTHEATTORNEY ORAUTHORIZED AGENTOFTHEMORTGAGEE OR MORTGAGE SERVICER. Date:March25,2026 aundlife—AttorneyorAuthorized AgentofTheMortgagee orMortgageServicer C/OPowerDefaultServices, Inc. 7730MarketCenterAve,Suite100 ElPaso,TX79912 Telephone: 855-427-2204 Fax: 866-960-8298 Foradditional saleinformation visit: www.auction.comor(800)280-2832 POWERDEFAULT SERVICES, INC.MAYBEACTINGASADEBTCOLLECTOR ATTEMPTING TO COLLECT ADEBT.ANYINFORMATION OBTAINED MAYBEUSEDFORTHATPURPOSE. Certificate ofPosting IamJeffBenton whoseaddressisc/oAVTTitle Services,LLC,5177Richmond Avenue,Suite1230, Houston, TX77056. Ideclare underpenaltyofperjurythaton03/26/26 IfiledthisNoticeofForeclosure Saleattheoffice oftheCollinCountyClerkandcausedittobepostedatthelocationdirectedbytheCollinCountyCommissioners Court Version 1.1TXNOS0217Page3of3