FILED 2026FEBI0AM8: 15 STACEYKEMP NOTICE OFSUBSTITUTE TRUSTEE' SSAIAL jOCOUTYETEXAS 5953 T.S.#:2026-21193-TX Assertandprotectyourrightsasamember ofthearmedforcesoftheUnitedStates. Ifyouareoryourspouse isservingonactivemilitary duty,including activemilitary dutyasamember oftheTexasNational Guardor theNational Guardofanother stateorasamember ofareservecomponent ofthearmedforcesoftheUnited States,pleasesendwrittennoticeoftheactive-dutymilitaryservicetothesenderofthisnoticeimmediately. Date.Time,andPlaceofSale-Thesaleisscheduledtobeheldatthefollowingdate,timeandplace: Date: 4/7/2026 Time: Theearliest timethesalewillbeginis10:00AM,orwithinthree(3)hoursafter thattime. Place: CollinCountyCourthouse, Texas,atthefollowing location:Thefrontstepsofthe CollinCountyCourthouse locatedat2100Bloomdale Road, McKinney, Texas 75071Orifthepreceding areaisnolongerthedesignated area, attheareamost recentlydesignated bytheCountyCommissioners Court, pursuanttosection 51.002oftheTexasPropertyCode. Property ToBeSold-Theproperty tobesoldisdescribed asfollows: LOT15,BLOCK C,FOUNTAIN VIEW,PHASEONE,ANADDITION TOTHECITYOFJOSEPHINE, COLLIN COUNTY, TEXAS, ACCORDING TOTHEMAPORPLATRECORDED INVOLUME Q, PAGE673, MAP RECORDS OFCOLLIN COUNTY, TEXAS. Commonly knownas:607MALLARD DRJOSEPHINE, TX75173 Instrument tobeForeclosed— Theinstrument tobeforeclosed istheDeedofTrustdated4/17/2023andrecorded in theofficeoftheCountyClerkofCollinCounty, Texas, recordedon4/18/2023underCountyClerk'sFileNo 2023000041307, inBook— andPage-- oftheRealPropertyRecordsofCollinCounty,Texas. Grantor( s): HANNAH DEGAN, anunmarried personandZOEJOSHUA BURKLOW, anunmarried person Original Trustee: Black, Mann andGraham, L.L.P. Substitute Trustee: Nestor Solutions, LLC,Auction. com,LLC,XomeInc.,TejasCorporate Services, LLC,AgencySalesandPostingLLC,Abstracts/ Trusteesof Texas, LLC,Resolve Trustee Services, LLC Original Mortgagee: Mortgage Electronic Registration Systems, Inc.,asBeneficiary, as nominee forFreedom Mortgage Corporation, itssuccessors andassigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation TheMortgage Servicerisauthorized torepresent theMortgagee byvirtueofaservicing agreement withthe Mortgagee. PursuanttotheServicing Agreement andTexasPropertyCode §51.0025, theMortgage Serviceris authorized tocollectthedebtandtoadminister anyresultingforeclosure ofthereferenced propertysecuringtheabove referenced loan.T.S.#:2026-21193- TX TermsofSale-Thesalewillbeconducted asapublicauctiontothehighestbidderforcash,subjecttothe provisionsofthedeedoftrustpermittingthemortgagee thereunder tohavethebidcreditedtothenoteuptothe amountoftheunpaiddebtsecuredbythedeedoftrustatthetimeofsale. Thosedesiringtopurchasethepropertywillneedtodemonstrate theirabilitytopaycashonthedaythepropertyis sold. Thesalewillbemadeexpressly subjecttoanytitlematterssetforthinthedeedoftrust, butprospective biddersare reminded thatbylawthesalewillnecessarily bemadesubjecttoallpriormattersofrecordaffectingtheproperty,if any,totheextentthattheyremaininforceandeffectandhavenotbeensubordinated tothedeedoftrust. Prospective biddersarestronglyurgedtoexaminetheapplicable propertyrecordstodeterminethenatureandextentofsuch matters,ifany. PursuanttotheDeedofTrust, themortgagee hastherighttodirecttheTrusteetosellthepropertyinoneormore parcelsand/ortosellalloronlypartoftheproperty. Pursuanttosection51.009oftheTexasPropertyCode, the propertywillbesoldin "asis, whereis" condition, withoutanyexpressorimpliedwarranties, exceptastothe warranties oftitle (ifany) provided forunderthedeedoftrust. Prospective biddersareadvisedtoconduct an independent investigation ofthenatureandphysicalcondition oftheproperty. Pursuanttosection51.0075ofthe TexasPropertyCode,thetrusteereservestherighttosetfurtherreasonable conditions forconducting thesale. Any suchfurtherconditions shallbeannounced beforebiddingisopenedforthefirstsaleofthedayheldbythetrusteeor anysubstitute trustee. NoticetoBidders- PleasebeadvisedthattheTrusteemayrequireentityortrustbiddersatthistrustee'ssaletoprovide information, documentation and/orcertification ofthevestinginstructions andthedatarequiredtobereported pursuanttoFinCENregulations effectivefortransfersofresidential realpropertytocoveredtransferees onorafter March1, 2026. Therequiredinformation mustbeprovidedtothetrusteebeforeatrustee'sdeeduponsalewillbe issuedforcoveredtransfers. Thesefederalregulations willrequirereporting ifatrustee'sdeedisissuedonorafter March1, 2026, eveniftheforeclosure saleisconducted priortoMarch1, 2026. Additional information regarding these regulations and therequired transferee information and certifications canbefound at https://www.federalregister. gov/documents/ 2024/08/29/2024-19198/anti-money-laundering- regulations- for- residential- real-estate-transfersandhttps://www.fincen.gov/rre-faqs#D_5. Obligations Secured - Thedeedoftrustprovidesthatitsecuresthepaymentoftheindebtedness andobligations therein described(collectivelythe"Obligations") including bynotlimitedto(1)thepromissory noteintheoriginal principal amountof $358,388.00, executed byHANNAH DEGAN, anunmarried personandZOEJOSHUA BURKLOW, anunmarried person, andpayabletotheorderofMortgage Electronic Registration Systems, Inc., as Beneficiary, asnominee forFreedom Mortgage Corporation, itssuccessors andassigns; ( 2) allrenewals and extensions ofthenote; and (3)anyandallpresentandfutureindebtedness ofTrustor(s)tothecurrentholderofthe Obligations tothemortgagee underthedeedoftrust. Thesalewillbemade, butwithoutcovenant orwarranty, expressed orimplied, regarding title, possession, or encumbrances, topaytheremaining principalsumofthenote(s)securedbytheDeedofTrust,withinterestandlate chargesthereon, asprovided inthenote(s), advances, underthetermsoftheDeedofTrust, interestthereon, fees, chargesandexpenses oftheTrusteeforthetotalamount( atthetimeoftheinitialpublication oftheNoticeofSale) reasonably estimated tobesetforthbelow. Theamountmaybegreateronthedayofsale. Questions concerning thesalemaybedirectedtotheundersigned ortotheMortgagee: Freedom Mortgage Corporation 11988 EXIT5PKWY BLDG 4 FISHERS IN46037- 7939 Phone:( 855)690-5900s T.S.#:2026-2I193-TX Default andRequest toAct-Default hasoccurred underthedeedoftrust,andthemortgagee hasrequested me,as Trustee,toconductthissale. Noticeisgiventhatbeforethesalethemortgagee mayappointanotherpersonsubstitute trustee toconduct thesale. Dated:02'10/2026Nestor Solutions, LLC,Auction. com,LLC,Xome Inc.,TejasCorporate Services, LLC,AgencySalesandPostingLLC,Abstracts/ Trustees ofTexas, LLC,Resolve Trustee Services, LLC PO c/oNestor Solutions,' L 2145thStreet, Suite205 Huntington Beach, California 92648 Phone:( 888)403-4115 Fax:(888)345-5501 Forsaleinformation visit:https://www.xome.comorContact( 800)758-8052. SENDER OFTHISNOTICE: AFTER FILING, PLEASE RETURN TO: Nestor Solutions, LLC 2145thStreet, Suite205 Huntington Beach, California 92648