T.S.#: 2026-26653- TX RTS 2026-004013 APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED.IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Theundersigned,inaccordancewithTexasPropertyCode§51.0076,asattorney-in-factfortheMortgageeorMortgageServicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/ Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5th Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed ofTrust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place ofSale. Date: 11/3/2026 Time: The earliest time the sale will begin is 10:00 AM, or within three( 3) hours after that time. Place: Collin County Courthouse, Texas, at the following location: The front steps ofthe Collin County Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. 2. Property To Be Sold. LOT TWENTY- FIVE ( 25), BLOCK A, OF CAMDEN PARC IN ANNA - PHASE 3, AN ADDITION TO THE CITY OFANNA, COLLIN COUNTY, TEXAS, ACCORDING TOTHE PLATTHEREOF RECORDED IN VOLUME 2011, PAGES 489-490, OFTHE PLAT RECORDS OF COLLIN COUNTY, TEXAS. Commonly known as: 609 THACKERY ST ANNA, TX 75409 3. Instrument to be Foreclosed. The instrument tobe foreclosed isthe Deed ofTrust dated 4/28/2023 and recorded in the office ofthe County Clerk ofCollin County, Texas, recorded on 5/3/2023 under County Clerk's FileNo 2023000048281, in Book— and Page-- inthe Real Property RecordsofCollin County, Texas. Grantor( s): Ibukun V.Okhawere, an Unmarried Woman Original Trustee: Black, Mann& Graham, LLP Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary,' nominee forNaza Home Mortgage Inc., its successorsand assigns o Current Mortgagee: Freedom Mortgage Corporation 1-- Mortgage Servicer: Freedom Mortgage Corporation C^ 4011 drip 2 1-; Cof T.S.#: 2026-26653-TX 4. Terms ofSale. The sale will beconducted as apublic auction to the highest bidder forcash, subject to the provisions ofthe Deed ofTrust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount ofthe unpaid debt secured by the Deed ofTrust at the time ofsale. Pursuant to §51. 009 ofthe Texas Property Code, the property will be sold in AS IS, WHERE IS" condition, without any express orimplied warranties, exceptasto thewarranties oftitle( ifany) provided for under the Deed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (" purchaser") at this trustee'ssalemay berequiredtoprovide information, documentation and/orcertification asmandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/ 1/ 2026. If applicable, the required information must be provided to the trustee before atrustee's deed will be issued forcovered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https:// www. fincen. gov/rre-fags#D_5 or https:// www.federalregister. gov/documents/ 2024/08/29/2024- 19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. TheDeedofTrust provides thatitsecures thepayment oftheindebtedness and obligations described therein( collectively, the" Obligations"), including, but not limited to:( 1) the promissory note in the original principal amount of$401, 149.00, executed by Ibukun V. Okhawere, an Unmarried Woman, and payable to the order of Mortgage Electronic Registration Systems, Inc., asBeneficiary, asnominee forPlaza Home Mortgage Inc., itssuccessors and assigns;( 2) all renewals and extensions ofthe note; and (3) any and all present and future indebtedness ofthe Trustor(s) to the current holder ofthe Obligations, securedby theDeedofTrust. Default hasoccurred in thepaymentoftheindebtedness, andthesame isnowwholly due and payable. The owner and holder ofthe Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer isauthorized torepresent theMortgagee byvirtue ofaservicing agreementwiththeMortgagee.PursuanttotheServicingAgreementandTexasPropertyCode§51.0025, theMortgageServicer is authorized to collect the debt and administer any resulting foreclosure ofthe lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: do Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037- 7939 Phone:( 855) 690-5900 Assert and protect your rights as a member ofthe armed forces ofthe United States. Ifyou are oryour spouse isserving on active military duty, including active military duty as a member ofthe Texas National Guard or the National Guard ofanother state or as a member ofa reserve component ofthe armed forces ofthe United States, please send written notice ofthe active-duty military service to the sender ofthis notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 8/31/ 2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone:( 888) 403-4115 Fax:( 888) 345-5501 For sale information visit: https:// www. xome. comorContact( 800) 758- 8052