TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-1984 FILED 3/17/2026 1:32:38 PM NOTICE OF SUBSTITUTE TRUSTEE’S SALE TS. #: 2026-22132-TX Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 5/5/2026 The earliest time the sale will begin is 10:00 AM , or within three (3) hours after that time. ‘ Time: ey is. County Courthouse, Texas, at the following location: 9401 Knight Rd, Hi 5 4: BAYOU CITY EVENT CENTER, MAGNOLIA so LRi KNIGHT RD, HOUSTON, TX 77 ie i e 10! CA’ AT 9401 Pp area is no e désignated area, at designated by'the C erg Court, pursuant ction § Texas Property Code. Property To Be Sold - The property to be sold is described as follows: LOT TWELVE (12), IN BLOCK SEVEN (7), OF SHARPSTOWN, SECTION ONE (1), A SUBDIVISION IN HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 47, PAGE 3, OF THE MAP RECORDS OF HARRIS COUNTY, TEXAS, Commonly known as: 6321 NEFF STREET HOUSTON, TX 77074 Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust dated 3/3/2008 and recorded in the office of the County Clerk of Harris County, Texas, recorded on 3/11/2008 under County Clerk’s File No 20080120217, in Book -- and Page -- The subject Deed of Trust was modified by Loan Modification recorded as Instrument No. RP-2018-498186 and recorded on 11/01/2018; Loan Modification recorded as Instrument No. RP-2023-234989 and recorded on 06/26/2023; Loan Modification recorded as Instrument No. RP-2024-3224 and recorded on 01/03/2024; Loan Modification recorded as Instrument No. RP-2025-70658 and recorded on 02/27/2025; Loan Modification recorded as Instrument No. RP-2025-345824 and recorded on 09/02/2025. of the Real Property Records of Harris County, Texas. Grantor(s): STUART CUNNINGHAM AND SPOUSE, SANDRA CUNNINGHAM Original Trustee: GREGORY S. GRAHAM Substitute Trustee: Nester Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-1984 FILED 3/17/2026 1:32:38 PM TS. #: 2026-22132-TX Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for ASPIRE FINANCIAL INC, DBA TEXASLENDING.COM, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation The: Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreem Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgag authorized to collect the debt and to administer any resulting foreclosure of the referenced pro above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidde: t to the provisions of the deed of trust permitting the mortgagee thereunder to have the bid credi the up to the amount of the unpaid debt secured by the deed of trust at the time of sale. ility to on the day the property is Those desiring to purchase the property will need to demonstrate their sold. . The sale will be made expressly subject to any title matters set forth in ed of , but prospective bidders are reminded that by law the sale will necessarily be made subj rior of record affecting the property, if any, to the extent that they remain in force and effect have not subordinated to the deed ‘of trust. Prospective bidders are strongly urged to examine the applicable proj records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the mortgagee parcels and/or to sell all or only part o property will be sold in “as is, wh warranties of title (if any) provi independent investigation of Texas Property Code, the trustee reserv such further conditions shall be announce any substitute trustee. irect the Trustee to sell the property in one or more ut any express or implied warranties, except as to the deed of trust. Prospective bidders are advised to conduct an condition of the property. Pursuant to section 51.0075 of the e right to set further reasonable conditions for conducting the sale. Any fore bidding is opened for the first sale of the day held by the trustee or ase be advised that the Trustee may require entity or trust bidders at this trustee's sale to entation and/or certification of the vesting instructions and the data required to be regulations effective for transfers of residential real property to covered transferees on e required information must be provided to the trustee before a trustee’s deed upon sale d transfers, These federal regulations will require reporting if a trustee’s deed is issued on or 026, even if the foreclosure sale is conducted prior to March 1, 2026. Additional information 8 egulations and the required transferee information and certifications can be found at https:// alregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real- fers and https://www.fincen.gov/rre-faqs#D_5. - The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $113,223.00, executed by STUART CUNNINGHAM AND SPOUSE, SANDRA CUNNINGHAM, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for ASPIRE FINANCIAL INC. DBA TEXASLENDING.COM, its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of Trustor(s) to the current holder of the Obligations to the mortgagee under the deed of trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees,  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-1984 FILED 3/17/2026 1:32:38 PM TS. #: 2026-22132-TX charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Questions concerning the sale may be directed to the undersigned or to the Mortgagee: Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 Default and Request to Act - Default has occurred under the deed of trust, and the mortgagee has requested me, as Trustee, to conduct this sale. Notice is given that before the sale the mortgagee may appoint another person substitute trustee to conduct the sale. Dated:___03/172026 Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/ Trustees of Texas, LLC, Resolve Trustee Services, LLC c/o Nestor =fet de 214 Sth Street, Suite 205 Huntington Beach, California 92648 FEICTAL COPY SENDER OF THIS NOTICE: AFTER FILING, PLEASE RETURN TO: Nestor Solutions, LLC . 214 5th Street, Suite 205 Huntington Beach, California 92648