NOTICE OF FORECLOSURE SALE Notice is hereby given ofapublic nonjudicial foreclosure sale. 1. Deed of Trust. The sale is a nonjudicial deed oftrust lien foreclosure sale),ieing n r C" conducted pursuant to the power ofsale granted by the following described dee ofrig4 rakmaor Date: October 12, 2022 Grantor: Grant Gibson x Beneficiary: Texas Bank c.n Substitute Trustee: Douglas A. Ritcheson, and/or Charles E. Lauffer, Jr., and/or Scott A. Ritcheson Recording Information: Deed of Trust recorded under Clerk' s File No. 2022000152528, in the Official Public Records of Collin County, Texas. 2. Property to be Sold. The property to be sold ( the " Property") is described as follows: Being lot 298 in Block 1/ 8205, of Davenport Meadows Addition, Phase 2, an Addition In the City of Dallas, Collin County, Texas, according to the Plat thereof recorded in Cabinet 2007, Page 423, Plat Records, Collin County, Texas. The Real Property or its address Is commonly known as 6404 Juliet Place, Dallas, TX 75252. 3. Date, Time, and Place of Sale. The sale is scheduled to be held at the following date, time and place: Date: Tuesday, October 6, 2026 Time: The sale shall begin no earlier than 1: 00 p.m. or no later than three 3) hours thereafter. The sale shall be completed by no later than 4:00 p.m. Place: Collin County Courthouse in Collin, Texas, at the following location: The front steps of the Collin County Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071, or at such other place as NOTICE OF FORECLOSURE; PAGE 1is designated by the Collin County Commissioners' Court as the area where foreclosure sales shall occur. The deed oftrust permits the beneficiary to postpone, withdraw, or reschedule the sale for another day. Inthat case, the trustee or substitute trustee under the deed oftrust need not appear at the date, time and place of a scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice ofthe date ofany rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. Such reposting or refiling may be after the date originally scheduled for this sale. 4. Terms ofSale. The sale will be conducted as apublic auction to the highest bidder for cash, subject to the provisions ofthe deed oftrust permitting the beneficiary thereunder to have the bid credited to the note up to the amount ofthe unpaid debt secured by the deed oftrust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to pay cash on the date the property is sold. The sale will be made expressly subject to unpaid ad valorem taxes and any title matters set forth in the deed of trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all other matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the deed oftrust. Prospectivebidders are strongly urgedto examine the applicable property records to determine the nature and extent of such matters, if any. A purchaser at the sale of the Property " acquires the Property ' AS IS' without any expressed or implied warranties" ( except as to the warranties oftitle from the grantor identified in the deed of trust described below). Any purchaser acquires the Property " at the purchaser's own NOTICE OF FORECLOSURE; PAGE 2risk." TEXAS PROPERTY CODE § 51.009. Nothing set forth in this Notice is an express or implied representation or warranty regarding the Property, all ofwhich are specifically disclaimed by the undersigned and by the beneficiary ofthe herein described deed oftrust. 5. Type of Sale. The sale is a nonjudicial deed of trust lien foreclosure sale being conducted pursuant to the power ofsale granted by the deed oftrust executed by Grant Gibson. The deed oftrust is dated October 12, 2022, and is recorded in the office ofthe County Clerk of Collin County, Texas, under Clerk' s File No. 2022000152528, in the Official Public Records of Collin County, Texas. 6. Obligations Secured. The deed oftrust provides that it secures the payment ofthe indebtedness and obligations therein described ( collectively the " Obligations") including, but not limited to, ( 1) the October 12, 2022 promissory note in the original principal amount of 356,000.00, executed by Grant Gibson, and payable to the order of Texas Bank; ( 2) all renewals and extensions ofthe note;( 3) all interest, late charges, fees and otherexpensespayable under said note on the herein described deed of trust; and ( 4) all other debts and obligations described in the deedoftrust( includingall debts securedby anycross-collateralizationclause inthe deedoftrust). Texas Bank is the current owner and holder ofthe Obligations and is the beneficiary under the deed oftrust. Questions concerning the sale may be directed to the undersigned or to the beneficiary, Texas Bank, Attention: Gina Juarez, telephone ( 903) 657- 1466, ext. 2872. 7. Default and Request to Act. Default has occurred under the deed oftrust, and the beneficiary has asked me, as substitute trustee, to conduct this sale. Notice is given that before the sale the beneficiary may appoint another person substitute trustee to conductthe sale. NOTICE OF FORECLOSURE; PAGE 3DATED: September ? , 2026. AS A. RITCHESON, Substitute Trustee 821 ESE Loop 323, Suite 530 Tyler, Texas 75701 Tel: ( 903) 535- 2900 Fax: ( 903) 533- 8646 Notice to Members ofthe Armed Forces ofthe United States: Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member ofthe Texas National Guard or the National Guard of another state or as a member of a reserve component ofthe armed forces of the United States, please send written notice ofthe active duty military service to the sender ofthis notice immediately. NOTICE OF FORECLOSURE; PAGE 4