C& M No. 44-23-0985/ FILE NOS NOTICE OF TRUSTEE'S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Sender is: Codilis & Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed ofTrust dated June 29, 2006 and recorded under Clerk's File No. 20060711000950700, in the real property records ofCOLLIN County Texas, with Denise L. Petty, Ronald C. Petty, Joint tenants as Grantor( s) and Mortgage Electronic Registration Systems, Inc., asbeneficiary, as nominee forFidelity Mortgage, adivision ofDelta Funding Corporation, its successors and assigns as Original Mortgagee. Deed ofTrust executed by Denise L. Petty, Ronald C. Petty, Joint tenants securing payment of the indebtedness in the original principal amount of $88,400.00 and obligation therein described including but not limited to the promissory note and all modifications, renewal and extensions of the promissory note (the " Note") executed by Denise L. Petty, Ronald C. Petty. HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2006- 3 is the current mortgagee ( the " Mortgagee") of the Note and Deed of Trust or Contract Lien. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code 51. 0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Onity Mortgage Corporation is acting as the Mortgage Servicer for the Mortgagee. Onity Mortgage Corporation, is representingthe Mortgagee, whoseaddressis: 1 Mortgage Way,MountLaurel, NJ 08054. Legal Description: LOT 1, BLOCK R OF HILLSIDE VILLAGE NO. 4, AN ADDITION TO THE CITY OF ALLEN, TEXAS, ACCORDING TO THE REVISED PLAT THEREOF RECORDED IN VOLUME 7 PAGE 72 OF THE MAP RECORDS OF COLLIN COUNTY, TEXAS. SALE INFORMATION Date of Sale: 06/02/2026 Earliest Time Sale Will Begin: 10:00 AM Location of Sale: The place of the sale shall be: COLLIN County Courthouse, Texas at the following location: 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, at the area most recently designated by the County Commissioner' s Court TERMS OF SALE A default has occurred in the payment ofsaid herein referenced indebtedness, and the same is now wholly due, and the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the terms ofsaid Deed ofTrust. The Sale will be conducted as apublic auction to the highest bidder forcash, except that Mortgagee's bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part ofthe property. Pursuant to Section 51.009 ofthe Texas Property Code, the Property will be sold in "AS IS," WHERE IS" condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed ofTrust. 1111 I HAI 1111111111111111111 44-23-0985 COLLIN 4871523The sale will begin at the earliest time stated above, or within three ( 3) hours after that time. Ifthe sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return ofthe funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee' s attorney. STRICT COMPLIANCE WITH FINCEN RULES AND REGULATIONS IS REQUIRED FOR PURCHASE OF THE PROPERTY AT THIS SALE. A FORECLOSURE DEED WILL NOT ISSUE WITHOUT SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE WITH FINCEN. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51.0076 of the Texas Property Code, I HEREBY APPOINT AND DESIGNATE Carol Dunmon, Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler, Agency Sales and Posting, LLC, or Codilis & Moody, P.C., as Substitute Trustee. The address for the Substitute Trustee for purposes ofSection 5I.0075(e) oftheTexas Property Code is: Codilis& Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 281) 925- 5200 Executed on April 9, 2026. s/ Will Morphis SBOT No. 24131905, Attorney at Law Codilis& Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 281) 925- 5200 Posted and filed by: Printed Name: C& M No. 44-23- 0985 N W n O Cr. f r. ZoD 4, 1 2 rn- 0 _