Doc-118503 (||) ee aa Document No: 118503 Billable Pages: 1 Recorded On: September 03, 2026 02:00 PM Number of Pages: 2 NOTICE OF FORECLOSURE a *****Examined and Charged as Follows***** Total Recording: $ 22.00 a *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal jaw. File Information: Record and Return To: Document No: 118503 South Texas Title & Trustee Services LLC Receipt No: 20260903000245 PO Box 530493 Recorded On: September 03, 2026 02:00 PM Original Returned to Customer Deputy Clerk: Emmanuel Garza HARLINGEN TX 78553 Station: CC-ED-KF1011 neni STATE OF TEXAS S Oat, COUNTY OF HIDALGO = ‘ * % | hereby certify that this Instrument was FILED in the File Number sequence on the date/time = 3 x = printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. % kv = (/ % oom on Arturo Guajardo Jr. nF HID Ws County Clerk Mn enaaal ww Hidalgo County, Texas Doc-118503 NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of Trust Date: 5/31/2012 Grantor(s)/Mortgagor(s): INES GUADALUPE GARZA, JOINED HEREIN PRO FORMA BY HER SPOUSE, JULIO ALBERTO GARZA GOMEZ Current Beneficiary/Mortgagee: Wells Fargo Bank, N.A. Original Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) SOLELY AS A NOMINEE FOR 360 MORTGAGE GROUP, LLC, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A HIDALGO Page: N/A Instrument No: 2012-2313766 Mortgage Servicer: Mortgage Servicer’s Address: Wells Fargo Bank, N.A. is representing the Current Beneficiary/Mortgagee | 1000 Blue Gentian Rd., under a servicing agreement with the Current Beneficiary/Mortgagee. Eagan , MN 55121 Place of Sale of Property: Hidalgo County Administrative Building, 2802 S. Business Hwy 281, Edinburg, Texas, 78539 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: A 2.50 ACRE TRACT OF LAND, BEING THE NORTH 82.50 FEET OF THE SOUTH 20 ACRES OF LOT FOUR HUNDRED THIRTY-SIX (436), JOHN H. SHARY SUBDIVISION, HIDALGO COUNTY, TEXAS, AS PER MAP OR PLAT THEREOF RECORDED IN VOLUME 1, PAGE 17, MAP RECORDS, HIDALGO COUNTY, TEXAS. In accordance with TEX, PROP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Auction.com, LLC, Connie Cobb or Clyde Cobb or Constance Lewis or Montgomery Medley or Julie Martin, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneticiary therein The Substitute Trustee will sel! the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property wil! be sold “AS IS,” without any express or implied warranties, except as to warranties of title, and at the purchaser’s own risk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physica! condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER, NOTICE PURSUANT TO TEX. PROP. CODE § 51.002(1); ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. eS Thuy Frazier, Attorney McCarthy & Holthus, LLP Dated: 8/31/2026 Dated. 09/03/2026 1255 West 15th Street, Suite 1060 1255 West 15th Street/Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneys for Wells Fargo Bank, N.A. bttps://sales. mecarthyholthus.com/ MH File Number: TX-26-132589-POS Loan Type: FHA