NOTICE OF SUBSTITUTE TRUSTEE’S SALE T.S. #: 2026-21508-TX Time: The earliest time the sale will begin is 1040 AM_Vof within three (3) hours after that time. Place: Tarrant County Courthouse, at the following location: 100 West Weatherford Street, Fort Wo 76102 AT THE BASE OF THE COURTHOUSE STEPS "0 E OF THE BUILDING Or if the preceding Sevag he Nd he designated area, at the area most recently designated by the Cou jéners Court, pursuant to section 51.002 of the Property To Be Sold - ‘The prope: 3 bed as follows: ADDITION TO THE CITY OF NORTH RICHLAND HILLS, ‘0 THE PLAT THEREOF RECORDED IN VOLUME 388-201, and Page --- of the Real Property Records of Tarrant County, Texas. ELIZABETH MINDIETA GOINS AND JAMES DOWIN GOINS JR, WIFE AND HUSBAND Thomas E. Black Jr Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC Original Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR CELEBRITY HOME LOANS, LLC., ITS SUCCESSORS AND ASSIGNS Current Mortgagee: Freedom Mortgage Corporation FILED FEB '9 2026 COUNTY CLERK TARRANT CO, TE Mortgage Servicer: Freedom Mortgage Corporation  P226012607 - - Page 2 of 3 ( T.S. #: 2026-21508-TX. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the referenced property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the mortgagee thereunder to have the bid credited to the note up to the amo unpaid debt secured by the deed of trust at the time of sale. bidders are strongly urged to examine the applicable property records to, p saturefand extent of such property will be sold in “as is, where is” condition, withou plied warranties, except as to the warranties of title (if any) provided for under the deed of tru! spective bidders are advised to conduct an independent investigation of the nature and physical condifio Texas Property Code, the trustee reserves the right fo set § such further conditions shall be announced before doa any substitute trustee. fe conditions for conducting the sale. Any the first sale of the day held by the trustee or Notice to Bidders - Please be advised that the tee’ng information, documentation and/or sficat| esting instructions and the data required to be reported pursuant to FinCEN regulations eff Sfe March I, 2026. The required info! issued for covered transfers. Phesg March 1, 2026, even if the foxe these regulations and € provided to the trustee before a trustee’s deed upon sale will be ions will require reporting if a trustee’s deed is issued on or after nducted prior to March 1, 2026. Additional information regarding ansferee information and certifications can be found at eed of trust provides that it secures the payment of the indebtedness and obligations ply the “Obligations”) including by not limited to (1) the promissory note in the original 471.00, executed by ELIZABETH MINDIETA GOINS AND JAMES DOWIN GOINS JR, D, and payable to the order of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, 1 ICTARY. AS NOMINEE FOR CELEBRITY HOME LOANS, LLC., ITS SUCCESSORS AND renewals and extensions of the note; and (3) any and all present and future indebtedness of Trustor(s) The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Questions concerning the sale may be directed to the undersigned or to the Mortgagee: FIL Ee D FEB '9 2025 far CLERK, TARRANT CO,, Texas ener EPUTY  P226012607 . - - Page 3 of 3 A a % T.S. #: 2026-21508-TX Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 Default and Request to Act - Default has occurred under the deed of trust, and the mortgagee has requested me, as Trustee, to conduct this sale. Notice is given that before the sale the mortgagee may appoint another person i trustee to conduct the sale. Dated:_ 2/19/26 Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejgs Services, LLC, Agency Sales and Posting LLC, Abstracts/ LLC, Resolve Trustee Services, LLC c/o Nestor Solutions, LLC 214 Sth Street, Suite 205 Huntington Beach, California 9264 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (80 8052. SENDER OF THIS NOTICE: © AFTER FILING, PLEASE RETURN TO: Nestor Solutions, LLC 214 5th Street, Suite 205 © Huntington Beach, California 9264, FILED ra