Grantor(s)/Mortgagor(s): JOSE ARMANDO RAMIREZ AND JASMINE MARIE CASTILLA, HUSBAND AND WIFE Current Beneficiary/Mortgagec: PENNYMAC LOAN SERVICES. LLC Original Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS. INC. SE saree AS A NOMINEE FOR LENNAR MORTGAGE. jortgage Servicer’s Address: 3043 Townsgaic Rd, Suite 200, Westlake Village. CA 91361 jortgage cer: PennyMac Loan Services, LLC is representing the Current Beneficiary/Mortgagce under a servicing agreement with the Current Beneficiary/Mortgagec_ Property: AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: LOT 1, IN BLOCK R, OF HIGHBRIDGE PHASE 4, A SUBDIVISION IN KAUFMAN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN CAHINET 4, SLEEVE 26, OF THE PLAT RECORDS OF KAUFMAN COUNTY, TEXAS, In aevordance with TEX. PRor, Cpt §51.0076 aad the Deed of Trust referenced ebove, the undersigned as attorney for Mortgayee or Morigage Servicer doew hercby Mike J fayward, or Jay Jacobs, Randy Daruel or Cindy Dansel or Jam O' Bryant. Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, UP. as Substitute ‘Trustee, who shall bercafier exercise al] powers and duties set aside lo the seid original ‘Trustee under there said Dood of Trust, and. further. does hereby fexpicst, authorize, and unstroct svid Substitute Trustee to conduct and direct the execution of remedbes set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date speofied. ‘The sale will begin sl the carliout time slated above or within three (3) hours after thar time The Property will be sold “AS 18,” without any express or implied warnuniics, except as 10 worronties of tide, und at the purchaser's own rivk, pursuant to the terms of Tex. Paor. Conk §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property, Substitute Trustce reserves the right to set further reasonable cowditiuns for conducting the public auction. Any such further conditions shall be announced belore budding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. eG ‘Thuy Frazier. Atomey MeCarthy & Holthua, 1.7 1235 West 15th Street, Suite 1060 125$ West 15th Street, Suite 1060 Plano. TX 75075 Plana, TX 78075 Atiomeys for PennyMac Lawn Senviecs, 1.1C Sytups*sylee pss contin therl hears conn? NViNdnyy 40st" i0 MH File Number: TX-25-122973-POS Loan Type: FHA