Doc-118736 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 *VG-705-2026-118736" Document No: 118736 Billable Pages: 2 Recorded On: September 15, 2026 12:35 PM Number of Pages: 3 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. File Information: Record and Return To: Document No: 118736 South Texas Court Services Receipt No: 20260915000184 14345 N. Los Ebanos Rd Recorded On: September 15, 2026 12:35 PM Original Returned to Customer Deputy Clerk: Marc Silva Mission TX 78573 Station: CC-ED-KF1015 nitty, STATE OF TEXAS se ont Sua %, COUNTY OF HIDALGO | hereby certify that this instrument was FILED in the File Number sequence on the date/time printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. % Arturo Guajardo Jr. MG Loan County Clerk Jie: , " TNA y Hidalgo County, Texas nselltoteg, 3 ames AS *Hiaww % Doc-118736 Firm File No. LH26013 NOTICE OF SUBSTITUTE TRUSTEE'S SALE STATE OF TEXAS § § COUNTY OF HIDALGO § DEED OF TRUST: Date: June 2, 2025 Grantor: SPD Homes LLC Onginal Beneficiary: Loan Funder LLC, Series 102396 ‘Trustee: Philip M. Rauis, Esq. Recording Info: Clerk's File No. 3654001 of the Real Property Records of Hidalgo County, Texas CURRENT BENEFICIARY: Loan Funder LLC SUBSTITUTE TRUSTEE: Bruce M. Badger and/or Travis C. Badger and/or W. D. Larew and/or Julie Martin and/or Amold Mendeoza and/or Sandra Mendoza and/or Jerry Perez and/or Alexis Mendoza and/or Adolfo Rodriguez and/or David Garvin. SUBSTITUTE TRUSTEE ADDRESS: PO Box 270, East Bernard, TX 77435 PROPERTY DESCRIPTION: Lot 13, Gardenia Subdivision, an addition to the City of Edinburg, Hidalgo County, Texas, as per map or plat thereof recorded in Volume 17, Page 51, Map Records, Hidalgo County, Texas. DATE OF SALE: Tuesday, October 6, 2026 TIME OF SALE: No earlier than 10:00 AM and to be concluded within three hours of such time. PLACE OF SALE: In the area designated by the Hidalgo County Commissioners Court or, if no area is designated, then at the front door of the west entrance to the Hidalgo County Courthouse, or, if there is no such entrance, then at the west wall of the Hidalgo County Courthouse. TERMS OF SALE: The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to. pay theit bid immediately in cash if thei bid is accepted. The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The sale shall not cover any part of the property that has been released of public record from the lien of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Doc-118736 Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is" condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. TYPE OF SALE: The sale is a non-judicial sale being conducted pursuant to the power of sale granted by the Deed of Trust executed by SPD Homes LLC. Because of default in performance of the obligations and/or covenants set forth in the Deed of Trust described hereinabove, Substitute Trustee will sell the above described property at a public auction to the highest bidder for cash at the place and date specified herein to satisfy the debt secured by the Deed of Trust. Assert and protect your sights as a member of the armed forces of the United States. If you are C pouse is serving on active military duty, incl e military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. DATED: September 14, 2026 Bruce M. Badger ahd/or Travis C. Badger and/or W. D. Larew and/or Julie Martin and/or Arnold Mendeoza and/or Sandra Mendoza and/or Pp and/or Alexis Mendoza and/or Adolfo Rodriguez and/or David Garvin Substitute Trustee PREPARED BY: BADGER LAW PLLC PO Box 270 East Bernard, TX 77435