Doc-118524 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 *VG-705-2026-118524* Document No: 118524 Billable Pages: 3 Recorded On: September 10, 2026 12:39 PM Number of Pages: 4 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. File Information: Document No: 118524 Record and Return To: South Texas Court Services Receipt No: 20260910000211 14345 N Los Ebanos Rd Recorded On: September 10, 2026 12:39 PM original returned to customer Deputy Clerk: Olga Garcia MISSION TX 78573 Station: CC-ED-KF1010 Wnty, STATE OF TEXAS STOWNTY COU COUNTY OF HIDALGO = i * 3 | hereby certify that this Instrument was FILED in the File Number sequence on the date/time = * i 3 = sprinted hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. 2%... wk — Arturo Guajardo Jr. 4) OF FiOS County Clerk V7 a “A y Hidalgo County, Texas Doc-118524 O OF ACC O OTICE O U *S SALE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this Notice immediately. DEEDS OF TRUST INFORMATION: Date: June 4, 2025 Grantor(s): HILDA REYES, AN UNMARRIED WOMAN AND ASHLEY MARIE GALVAN, AN UNMARRIED WOMAN Original MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS Mortgagee: NOMINEE FOR SYNERGY ONE LENDING, INC. Original Principal: $195,395.00 Recording 3654555 Information: Date: June 4, 2025 Grantor(s): HILDA REYES, AN UNMARRIED WOMAN AND ASHLEY MARIE GALVAN, AN UNMARRIED WOMAN Original TEXAS DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT Mortgagee: Original Principal: $7,816.00 Recording 3654556 Information: PROPERTY: Property County: Hidalgo Property: LOT 81, LAKEWOOD ESTATES SUBDIVISION, AN ADDITION TO THE CITY OF SAN JUAN, HIDALGO COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF AS RECORDED IN VOLUME 52, PAGE 18, MAP RECORDS, HIDALGO COUNTY, TEXAS. Property Address: 730 San Lucas Street San Juan, TX 78589 MORTGAGE SERVICING INFORMATION: The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement. Current Mortgagee: SERVBANK, N.A. Mortgage Servicer: Servbank, N.A. PLG File Number: 26-013707-1 1 a ae BS Doc-118524 Mortgage Servicer 3138 E. Elwood Street Address: Phoenix, AZ 85034 SALE INFORMATION: Date of Sale: October 6, 2026 Time of Sale: 10:00 AM or within three hours thereafter. Place of Sale: Hidalgo County Administrative Building, 2802 S. Business Hwy 281, Edinburg, Texas, 78539 or, if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner’s Court. Substitute Auction.com, LLC, and Padgett Law Group, any to act Trustee: Substitute 546 Silicon Dr., Suite 103, Southlake, TX 76092 Trustee Address: APPOINTMENT OF SUBSTITUTE TRUSTEE: THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE O G E (8) (8) UTHO T MORTGAGEE OR MORTGAGE SERVICER. The undersigned is the attomey for the mortgagee and/or mortgage servicer, and in such capacity does hereby remove the original trustee and all successor substitute trustees under the above-described Deeds of Trust and appoints in their place, any to act, those substitute trustees identified in the SALE INFORMATION section of this notice, whose address is c/o Padgett Law Group, 546 Silicon Dr., Suite 103, Southlake, TX 76092 as Substitute Trustee, who shall hereafter exercise all powers and duties to set aside the said original trustee under said Deeds of Trust, and further does hereby request, authorize, and instruct said Substitute Trustees to conduct and direct the execution of remedies set aside to the beneficiary therein. WHEREAS, the above-named Grantor(s) previously conveyed the above-described property in trust to secure payment of the Notes set forth in the above-described Deeds of Trust; and WHEREAS, a default under the Notes and Deeds of Trust was declared, such default was reported to not have been cured, and all sums secured by such Deeds of Trust are declared immediately due and payable. WHEREAS, the original Trustee and any previously appointed Substitute Trustee under said Deeds of Trust has been hereby removed and the herein described Substitute Trustees, have been appointed as Substitute Trustees and authorized by the Mortgage Servicer to enforce the power of sale granted in the Deeds of Trust; and WHEREAS, the undersigned law firm has been requested to provide these notices on behalf of the Current Mortgagee, Mortgage Servicer and Substitute Trustees; NOW, THEREFORE, NOTICE IS HEREBY GIVEN of the foregoing matters and that: 1. The maturity of the Notes is hereby accelerated, and all sums secured by the Deeds of Trust are declared to be immediately due and payable. 2. The herein appointed Substitute Trustees, any to act, as Substitute Trustee will sell the Property to the highest bidder for cash on the date, at the place, and no earlier than the time set forth above in the Sale Information section of this notice. The sale will begin within three hours after that time. 3. The Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of Treasury, now requires the collection, certification and reporting of certain information relating to non-financed transfers of real property to legal entities and/or trusts, which such information the successful bidder(s) shall be expected to provide to the auctioneer at the time of the subject sale. PLG File Number: 26-013707-1 2 Doc-118524 Interested bidders with questions regarding the necessary information to be provided are hereby directed, generally, to FinCEN’s website and, more specifically to the FinCEN Real Estate Report located in the forms bank thereof. 4. This sale shall be subject to any legal impediments to the sale of the Property to any exceptions referenced in the Deeds of Trust or appearing of record to the extent the same are still in effect and shall not cover any property that has been released from the lien imposed by the Deeds of Trust. 5. No warranties, express or implied, including but not limited to the implied warranties of merchantability and fitness for the particular purpose shall be conveyed at the sale, save and except the Grantor’s warranties specifically authorized by the Grantor in the Deeds of Trust. The property shall be sold “AS-IS”, purchaser’s will buy the property “at the purchaser’s own risk” and “at his peril” and no representation is made conceming the quality or nature of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor’s assigns have in the property, subject to any liens or interest of any kind that may survive the sale. Interested persons are encouraged to consult counsel of their choice prior to participating in the sale of the property. 6. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, the Mortgagee’s Attorney, or the duly appointed Substitute Trustee. Pynwa- Padgett Law Group, LLC yA IFI oO G My name is x Lee Sm and my address is c/o Padgett Law Group, 546 sas Silicon Dr., Suite 103, Southlake, TX 76092. I declare under penalty of perjury that on_P/2- 202 ¢ wi “s filed at the office of the Hidalgo County Clerk to be posted at the Hidalgo County courthouse this notice of sale. ——ne Declarant’s Name: —/, Errg Libre a Date: y, fe HE cS Padgett Law Group 546 Silicon Dr., Suite 103, Southlake, TX 76092 (850) 422-2520 phn this VLA day ot Sep hu fer A544 PLG File Number: 26-013707-1 3