Doc# 20260400293 03/12/2026 01:37 PM Page 1 of 4 Lucy Adame-Clark, Bexar County Clerk 0 60 0 0 008 0 0 NOTICE OF FORECLOSURE SALE (“SUBSTITUTE TRUSTEE’S” SALE) ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES.IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. DATE OF NOTICE: March 11, 2026 INSTRUMENT TO BE Deed of Trust (“Deed of Trust”) FORECLOSED: DATED: December 19, 2024 Being made effective December 23, 2024 GRANTOR: Derek Walter Smith & Rinel Longoria TRUSTEE: Scott McKnight LENDER: Kristin Elizabeth Barnett and Samantha Kay Ostos CURRENT HOLDER: Kristin Elizabeth Barnett and Samantha Kay Ostos RECORDED IN: Deed of Trust is recorded under Instrument Number 20240235392 of the real property records of Bexar County, Texas. LEGAL DESCRIPTION & PROPERTY TO BE SOLD: LOT 13, IN BLOCK 16, OF CANTERFIELD, UNIT 3, AN ADDITION TO THE CITY OF LEON VALLEY, BEXAR COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 6800, PAGE 200, PLAT RECORDS, BEXAR COUNTY, TEXAS. (MORE COMMONLY KNOWN AS: 7419 HIGH STEPPER LANE, SAN ANTONIO, TEXAS 78240 ) OBLIGATION SECURE: Deed of Trust or Contract Lien executed by Derek Walter Smith & Rinel Longoria, securing the payment of the indebtedness in the original principal amount of Notice of Foreclosure Sale 7419 High Stepper Lane Page 1 of 4 San Antonio, Texas 78240  Doc# 20260400293 03/12/2026 01:37 PM Page 2 of 4 Lucy Adame-Clark, Bexar County Clerk $75,641.03, and obligations therein described including but not limited to (a) the Promissory Note and (b) any and all modifications, renewals, and extensions of the Promissory Note. Kristin Elizabeth Barnett and Samantha Kay Ostos, is the current mortgagee of the Promissory Note and Deed of Trust. FORECLOSURE SALE: DATE: April 7, 2026 TIME: The earliest time the sale will begin is 1:00 P.M., but not later than three (3) hours after such time PLACE: THE SALE WILL TAKE PLACE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE LOCATED AT 100 DOLOROSA, SAN ANTONIO, TEXAS OR AS DESIGNATED BY THE COMMISSIONER’S COURT. TERMS OF SALE: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash; except that the Current Lender/Holder’s herein may bid and such bid may be credited against the indebtedness secured by the lien of the Deed of Trust and any and all modifications thereof. SUBSTITUTE_TRUSTEK(S): Ashleigh Renfro and/or Joseph Juarez and/or Saddi Frazier Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust. Because of that default, Kristin Elizabeth Barnett and Samantha Kay Ostos, the owner and holder of the Note, has requested the Substitute Trustee named herein to sell the Property. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of Kristin Elizabeth Barnett and Samantha Kay Ostos’s election to proceed against and sell both the real property and any personal property described in the Deed of Trust in accordance with Kristin Elizabeth Barnett and Samantha Kay Ostos’s, rights and remedies under the Deed of Trust and section 9.604(a) of the Texas Business and Commerce Code. Therefore, notice is given that on and at the Date, Time, and Place for the Foreclosure Sale described above, the Substitute Trustee will sell the Property in accordance with the Terms of Sale described above, the Deed of Trust, and applicable Texas law. If Kristin Elizabeth Bamett and Samantha Kay Ostos, passes the Foreclosure Sale, notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Deed of Trust and the Texas Property Code. The Foreclosure Sale will be made expressly subject to any title matters set forth in the Notice of Foreclosure Sale 7419 High Stepper Lane Page 2 of 4 San Antonio, Texas 78240  Doc# 20260400293 03/12/2026 01:37 PM Page 3 of 4 Lucy Adame-Clark, Bexar County Clerk Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. For the avoidance of doubt, the Foreclosure Sale will not cover any part of the Property that has been released of public record from the lien and/or security interest of the Deed of Trust by Kristin Elizabeth Barnett and Samantha Kay Ostos Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS IS," without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to section 51.0075(a) of the Texas Property Code, any Trustee or Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Trustee. THIS INSTRUMENT HEREBY APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE.THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Name and Address of Sender of Notice: Renfro Law, PLLC By: Ashleigh Renfro 10226 Midway Road Dallas, Texas 75229 Phone: 972-708-4425 Fax: 972-521-6413 Notice Pursuant to Section 51.0025 of the Texas Property Code DIA Servicing, LLC, pursuant to a written servicing agreement, represents your Lender, Kristin Elizabeth Barnett and Samantha Kay Ostos This agreement grants DIA Servicing, LLC, with the authority to service your mortgage loan and to administer, or cause to be administered, any necessary steps or actions related to the potential foreclosure of your property subject to foregoing requirements contained in this letter. DIA Servicing, LLC, has retained Renfro Law, PLLC, to carry out any necessary actions that may be required under all applicable state and federal laws and the services of this law firm are being carried out on behalf of DIA Servicing, LLC, and your Lender, Kristin Elizabeth Barnett and Samantha Kay Ostos Contact information for DIA Servicing, LLC, may be found below: DIA Servicing, LLC Phone: 1.844.222.9450 or 972.708.4425 10226 Midway Road Email: info@diaservicingtx.com Dallas, Texas 75229 Notice of Foreclosure Sale 7419 High Stepper Lane Page 3 of 4 San Antonio, Texas 78240  Doc# 20260400293 03/12/2026 01:37 PM Page 4 of 4 Lucy Adame-Clark, Bexar County Clerk Renfro Law, PLLC i By: Ashleigh Renfro Attorney/Substitute Trustee Texas Bar No. 24093029 10226 Midway Road Dallas, Texas 75229 Telephone (972) 708-4425 Fax (972) 521-6413 ashleigh@renfrolawtx.com FILE INFORMATION Document Number: 20260400293 Date/Time: 3/12/2026 1:37:22 PM es: 4 Te THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00 CERTIFICATION OF MAILING Derek Walter Smith Rinel Longoria 7419 High Stepper Lane San Antonio, Texas 78240 DATE SENT: MARCH 11, 2026 VIA USPS FIRST-CLASS MAIL & VIA a 9564-0110 S270° 26KRT-ABU- BB BY: | HEREBY CERTIFY THAT ON MARCH 11, 2026, TRUE AND CORRECT COPIES OF THIS DOCUMENT WERE SENT TO THE RECIPIENTS AT THE ADDRESS AND BY THE METHOD(S) DESCRIBED ABOVE. AB Ashleigh Renfro Notice of Foreclosure Sale 7419 High Stepper Lane Page 4 of 4 San Antonio, Texas 78240