~AM Doc-117431 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 Document No: 117431 Recorded On: April 23, 2026 12:17 PM Billable Pages: 1 Number of Pages: 2 NOTICE OF FORECLOSURE ***#*Examined and Charged as Follows***** Total Recording: $ 22.00 File Information: *#**THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. Document No: 117431 Receipt No: 20260423000187 Recorded On: April 23, 2026 12:17 PM Deputy Clerk: Imelda Leal Station: CH-1-CC-K27 Qiitlllliag, STATE OF TEXAS SON COV, COUNTY OF HIDALGO iy, SS “Haw nenetenyy 00, oon ree, °. e) RY % c? ", OF fc. tty HID “Hw Record and Return Connie Cobb South PO BOX 530493 original returned to customer Harlingen TX 78553 To: | Texas Title & Trustee | hereby certify that this Instrument was FILED in the File Number sequence on the date/time printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. Arturo Guajardo Jr. County Clerk Hidalgo County, Texas fe Lok, Doc-117431 NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): 1/24/2022 JOSHUA AVILA AND CECILIA RICO HERNANDEZ. HUSBAND AND WIFE Origina! Beneficiary/Mortgagec: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. PENNYMAC LOAN SERVICES, LLC (“MERS”) SOLELY AS A NOMINEE FOR WILLOW BEND MORTGAGE COMPANY. LLC.. ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A HIDALGO Page: N/A Instrument No: 3303945 Mortgage Servicer: Mortgage Servicer’s Address: PennyMac Loan Services, LLC is representing the Current 3043 Townsgate Rd, Suite 200, Beneficiary/Mortgagee under a servicing agreement with the Current Westlake Village, CA 91361 Beneficiary/Mortgagee. Date of Sale: 7/7/2026 Earliest Time Sale Will Begin: 10:00 AM Place of Sale of Property: THE HIDALGO COUNTY ADMINISTRATIVE BUILDING, LOCATED AT 2862 8. BUSINESS HWY 281, EDINBURG, TX 78539 (OUTDOOR COVERED AREA ON THE WEST SIDE OF THE BUILDING) OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description; LOT 391, PALM LAKE ESTATES, UNIT NO. 4, AN ADDITION TO THE CITY OF ALTON, HIDALGO COUNTY. TEXAS, ACCORDING TO MAP THEREOF RECORDED IN VOLUME 22, PAGE 61, MAP RECORDS OF HIDALGO COUNTY TEXAS. Tn accordance with TEX. PROP, CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead. Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Connie Cobb or Clyde Cobb or Constance Lewis or Montgomery Medley or Julie Martin, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and dutics set aside to the said original Trustee under there said Deed of Trust, and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express or implied warranties, except as to warranties of title, and at the purchaser’s own risk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE iS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51.002(1F): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY, Dated: 4/22/2026 Dated: dee Connie Cob! Thuy Frazier, Attorney McCarthy & Hoithus, LLP 04/23/2026 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano. TX 75075 Attorneys for PennyMac Loan Services, LLC hips sales mecarthyholthus.com MH File Number: TX-26-128573-POS Loan Type: FHA