RECORDING REQUESTED BY: WHEN RECORDED MAIL TO: Auction.com, LLC c/o Malcolm Cisnerosffrustee Corps 17100 Gillette Avenue Irvine, CA 92614 {949) 252-8300 TS No TX07000267-24-2S APN 2235-04--001-0260-907 I R527657 I 2235040010260907 NOTICE OF SUBSTITUTE TRUSTEE'S SALE TO No 260014710-TX-RWI WHEREAS, on February 16, 2023, SHANNON R RUIZ AND JACCOB R RUIZ, WIFE AND HUSBAND as Grantor/Borrower, executed and delivered that certain Deed of Trust in favor of TINA SORUM as Trustee, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, as nominee for FAIRWAY INDEPENDENT MORTGAGE CORPORATION, its successors and assigns, as original Beneficiary, which Deed of Trust secures the payment of that certain Promissory Note of even date therewith in the original amount of $289,656.00, payable to the order of Lakeview Loan Servicing, LLC as current Beneficiary, which Deed of Trust recorded on February 20, 2023 as Document No. 2023014866 in Fort Bend County, Texas. Deed of Trust covers all of the real property described therein, including, but not limited to, all of the following described property, rights and interests (the "Property"), to-wit: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF APN 2235-04-001-0260 -907 I R527657 I 2235040010260907 WHEREAS, the Trustee named in the Deed of Trust having been removed, the legal holder of the indebtedness described in the Deed of Trust appointed Auction.com, LLC or either of them, as Substitute Trustee (each being referred to as the "Substitute Trustee"), upon the contingency and in the manner authorized by the Deed of Trust; and WHEREAS, defaults have occurred in the covenants of the Deed of Trust, monetary or otherwise, and the indebtedness secured by and described in the Deed of Trust is now wholly due, and Lakeview Loan ·servicing, LLC, the legal holder of such indebtedness and the liens securing same has requested either one of the Substitute Trustees to sell the Property in accordance with applicable law and the terms and provisions of the Deed of Trust. TS No TX07000267-24-2S APN 2235-04-001-0260-907 I / TO No 260014710-TX-RWI NOW THEREFORE, NOTICE IS HER~~7e,'ivbi-HH~t«HH-tfilt9s'8iy, April 7, 2026 at 01:00 PM, no later than three (3) hours cdter such time, being the first Tuesday of sucli month, ttie Substitute Trustee will sell the Property at public venue to the highest bidder for cash. The sale will take place in Fort Bend County, Texas, at the area designated by the Commissioner's Court for sales of real property under a power of sale conferred by a Deed of Trust or other contract lien as follows: Fort Bend County Gus George Academy -Patton Hall, 1521 Eugene Heimann Circle, Richmond, Texas 77469, or in the area designated by the Commissioner's Court. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of and Lakeview Loan Servicing, LLC's election to proceed against and sell both the real property and any personal property described in said Deed of Trust in accordance with and Lakeview Loan Servicing, LLC's rights and remedies under the Deed of Trust and Section 9,604(a) of the Texas Business and Commerce Code. NOTICE IS FURTHER GIVEN, that except to the extent that the Substitute Trustee may bind and obligate Moitgagors to warrant title the Property under the terms of the Deed of Trust. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in "as is", "where is" condition. Conveyance of the Property shall be made without any representations or warranties whatsoever, expressed or implied. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters and are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in "as is", ''where is" condition, without any expressed or implied warranties, except as to the warranted. Effective March 1, 2026, new federal regulations (89 Fed. Reg. 70.258) will impact residential real property (1-4 residential units) title transfers to covered entities trusts, with reporting requirements unless exempt. https://www.federalreqister.gov/documents/2024/08/29/2024-1919B/anti-money-launderinq­ regulations-for-residential-real-estate-transfers d this 23rd day ot_F_e_b_r_u_a_ry.__ ______ , 2026. Jo ua ders on behalf of Auction.com, LLC Substitute Trustee(s) ASSERT AND PROTECT. YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Auction.com at 800.280,2832 FOR REINSTATEMENT/ PAY OFF REQUESTS CONTACT: (949) 252•8300 To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a secured party retains rights under its security instrument, including the right to foreclose its lien. TS No TX07000267-24-2S APN 2235-04-001-0260-907 I R5276E?x~Q,QAq?60907 TO No 260014710- TX-RWI LOT 26, BLOCK 1, OF CALDWELL RANCH SECTION 4, A SUBDIVISION IN FORT BEND COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN PLAT NO. 20210222, OF THE PLAT RECORDS OF FORT BEND COUNTY, TEXAS.