Foreclosure Notice*
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Notice ofForeclosure Sale 2026 F 3 4;. F 1 i,• 3 1
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September 11, 2026
COUNT-Y I : E1K
LOLL! f f. TEXAS
Deed ofTrust, Security Agreement- Financing Statement(" Deed ofTrust'? .
DEPr1U1!TYY
Dated: February 25, 2022
Grantor: WASHGUYS 12, LLC
Trustee: Marcus Morris
FirstFinancial Bank, aTexas statebanking association, successor-
Lender:
in-interest to First Financial Bank, N.A.
Recorded in: Official Public Records of Collin County, Texas under Instrument
No. 20220301000330970 as corrected by Correction Deed of Trust
executed by Washguys 12, LLC dated February 25, 2022, and
recorded in the Official Public Records, Collin County, Texas as
Instrument No. 2022000166172
Secures: Promissory Note (" Note") in the original principal amount of
11, 100,000.00, executed by Grantor and payable to the order of
Lender and all other indebtedness, obligations and liabilities of
Grantor, any, some or all Obligors( as defined inthe Deed ofTrust)
to Lender as described in the Deed of Trust. As used herein, the
terms Note and Deed ofTrust include all extensions, modifications
and amendments thereof.
The real property, improvements and other property interests and
Property( the" Property"):
rights describedinandmortgagedinthe Deed ofTrust( collectively
defined therein as the " Property"), including without limitation the
real property described in the attached Exhibit " A", and all rights
and appurtenances thereto
The Note and( among other things) all other indebtedness ofGrantor
Guaranty:
to Lender are guaranteed by guaranties executed by John C. Pappas,
SanthoshN.Kumarand SK GaneshGroup LLC infavorofLender.
Any of Mark S. Zachary, Jessica Haile, Rachel Rickel and Lauren
Substitute Trustee:
Coursey
Street and Mailing Address
400 Pine Street, Suite 800, Abilene, Texas 79601
for Substitute Trustees:
Notice ofForeclosure Sale— Washguys 12, LLC( Collin County)
Page 1 of4Foreclosure Sale:
Date: October 6, 2026
The saleofthePropertywill beheldbetweenthehours of10:00 a.m.
Time:
and 4:00 p.m. local time; the earliest time at which the
Foreclosure Salewillbeginis 10:00 a.m. andnotlaterthanthree
hours thereafter.
The front steps of the Collin County Courthouse located at 2100
Place:
Bloomdale Road, McKinney, Texas 75071, Collin County, Texas;
or in such other area as designated by the Commissioner' s Court of
Collin County, Texas pursuant to Section 51.002 of the Texas
Property Code.
The Foreclosure Sale will be conducted as apublic auction and the
Terms of Sale:
Property will be sold to the highest bidder for cash, except that
Lender' s bid may be by credit against the indebtedness secured by
the lien ofthe Deed ofTrust.
Default has occurred in the payment ofthe Note and in the performance ofthe obligations
of the Deed of Trust. Because of that default, Lender, the owner and holder of the Note, has
requested Substitute Trustee to sell the Property.
The Deed ofTrust may encumber both real and personal property. Formal notice is hereby
given of Lender' s election to proceed against and sell both the real property and any personal
property described inthe Deed ofTrust inaccordance with Lender' s rights and remedies under the
Deed ofTrust and section 9.604(a) ofthe Texas Business and Commerce Code.
Therefore, notice is given that onand attheDate, Time, andPlace forthe Foreclosure Sale
described above, Substitute Trustee will sell the Property in accordance with the Terms of Sale
described above, the Deed ofTrust, and applicable Texas law.
IfLender passes the Foreclosure Sale, notice ofthe date ofany rescheduled foreclosure
sale will be reposted and refiled inaccordance withthe posting and filing requirements ofthe Deed
ofTrust and the Texas Property Code.
The Foreclosure Sale will be made expressly subject to any title matters set forth in the
Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will
necessarily bemade subjectto allpriormatters ofrecord affectingtheProperty, ifany,totheextent
that they remain in force and effect and have not been subordinated to the Deed ofTrust. For the
avoidance of doubt, the Foreclosure Sale will not cover any part of the Property that has been
released of public record from the lien and/or security interest of the Deed of Trust by Lender.
Prospective bidders are strongly urged to examine theapplicable property records to determine the
nature and extent ofsuch matters, ifany.
Notice ofForeclosure Sale— Washguys 12, LLC( Collin County)
Page 2 of4Pursuant to section 51.009 ofthe Texas Property Code, the Property will be sold" AS IS,"
without any expressed or implied warranties, except as to the warranties ( if any) provided
for under the Deed of Trust, and at purchaser' s own risk. Prospective bidders are advised to
conduct an independent investigation ofthe nature and physical condition ofthe Property.
Pursuant to section 51. 0075( a) ofthe Texas Property Code, Substitute Trustee reserves the
right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further
conditions shall be announced before bidding is opened for the first sale of the day held by
Substitute Trustee.
Assert and protectyour rights as a member ofthe armed forces ofthe United States.
Ifyou are oryourspouse is serving on active military duty,including active military dutyas
a member of the Texas National Guard or the National Guard of another state or as a
member ofa reserve component ofthe armed forces oftheUnited States, please send written
notice ofthe active duty military service to the sender ofthis notice immediately.
Substitute Trustee::
Anyo Mar c Zachary, Jessica Haile,
Rache Rickeland Laure Coursey
Notice ofForeclosure Sale— Washguys 12, LLC( Collin County)
Page 3 of4Exhibit" A"
Tract 1:
Lot 1, Block 1 ofAUTOSPLASH CAR CARE CENTER ADDITION, an Addition to the Cityof
Frisco, Collin County, Texas, according to the map or plat thereofrecorded in Volume R, Page
188, Map Records, Collin County, Texas.
Tract 2:
Non-Exclusive Easement Estate created inEasement Agreement between Regency Centers, L.P.,
a Delaware limited partnership and ACCC Investments, L.P., a Texas limited partnership, dated;
May 13, 2005, filed on June 15, 2005 and recorded in Volume 5940, Page 1305, Real Property
Records, Collin County, Texas.
Notice ofForeclosure Sale— Washguys 12, LLC( Collin County)
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