TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-2382 FILED 4/9/2026 9:01:50 AM RECORDING REQUESTED BY Law Offices of Jason C Tatman And When Recorded Mail To SECRETARY OF HOUSING AND URBAN DEVELOPMENT C/O Compu-Link, HUD Division 14002 East 21° St Suite 300 lulsa, OK 74134 APN 1213140020012 TS No LO-53867-TX Space above this line for reco:der’s purpases US DEPARTMENT OF HOUSING AND URBAN DE OPM NOTICE OF DEFAULT AND FORECLOSU ALE Recorded in accordance with 12 USCA 3764 (¢ ) WHEREAS, on 11/9/2011, a certain Deed of Trust was executed by Paula D Ray, a single person as trustor in favor of MetLife Home Loans, a Division of MetLife Bank, NA as beneficiary, and Robert K Fowler as trustee, and was recorded on 11/16/2011, as Instrument No 20110483420, in XX, Page XX, in the Office of the County Recorder of Harns County, Texas, and 9/28/2018, as instrument n the County Recorder, Ha WHEREAS, a defi made in the covenants and conditions of the Deed 9/2026, was not made due to a borrower dies and , by virtue of this default, the Secretary has declared the entire amount s secured by the Deed of Trust to be immediately due and payable, THEREFORE, pursuant to powers vested in me by the Single Family ‘oreclosme Act of 1994, 12 US C 3751 et seq , by 24 CFR part 27 subpart B, ecretary’s designation of Law Offices of Jason C Tatman as Foreclosure ssioner, recorded on 4/4/2023 as mstrument numbei RP-2023-118061, book XX, page notice is hereby given that on 6/2/2026 between 10 00AM-1 80PM local tume, all 1¢a] arid personal property at or used m connection with the following descnbed property will e sold at public auction to the highest bidder =“ ee ‘a 714)  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-2382 FILED 4/9/2026 9:01:50 AM Legal Descnption’ LOT TWELVE (12), BLOCK TWO (2), OF HERON LAKES 1OWNHOMES, A SUBDIVISION IN HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED IN FILM CODE NO 457022, OF THE MAP RECORDS OF HARRIS COUNTY, TEXAS Commonly known as: 7818 Glenn Cliff Br , Houston, TX 77064 The sale will be held at Magnola South Ballroom inside the Bayou City Event Center or if the preceding arca'is no Jonger the designated area, at the area most recently designated by the County Commusmoners Court The Secretary of Housing and Urban Development will’ bid an estamate of $207,204 55 . 0 proration of taxes, 1ents or other income or liabilities, except that rx before closing, his prorata share of any real estate taxes that efundable The remainder of e sale or at such other tune as e being of the essence This ¢ form of a certified or cashter’s the purchase price must be delivered wi the Secretary may determine for good cause amount, like the bid deposits, must be delive check If the Secretary 1s the high bidder, he need no y the bid am cash The successful bidder will pay all conveyancing fees, all real estate and es that are due on or after the delivery of the remainder of the payment and all dtfie: cost ated with the transfer of title At the conclusion of the sale, the deposit c ft bidders will be returned to them. The Secretary may prant an extension of time within which to deliv remainder of the payment All extensions will be for 15-day increments for a fee of $500 00, paid im advance The extension fee shall be im the form of a certified or cashier’s check made payable to the Secretary of HUD If the ingh bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due Tf the high bidder 1s unable to close the sale within the required period, or within any extensions of time granted by the Secietary, the high bidder may be requued to forfeit the cash deposit or, at the election of the foreclosure comnnssioner after consultation with the HUD Field Office representative, will be hable to HUD for any costs incurred as a result of such failure The commuissioncr may at the direction of the HUDNOS Page 2 0f4  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-2382 FILED 4/9/2026 9:01:50 AM HUD field office Representative, offer the Property to the second highest bidder for an amount equal to the highest price offered by that bidder There 1s no nght of redemption, or night of possession based upon a night of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant the Act Therefore, the Foreclosure commissioner will issue a Deed fo the purchaser(s) upon receipt of the entire purchase price mm accordance with the terms of the sale as provided herem HUD does not guarantee that the property will be vacant The amount that must be paid xf the Mortgage 1s to be 1eimstated prior to the scheduled sale 1s $207,204 55, as of 6/1/2026, plus all othcr amounts that would be due under the mortgage agreement 1f payments under the mortgage had not been accelerated, advertising costs and postage expenses ineurred in giving notice, mileage by the most reasonable road distance for posting notices and fo the Foreclosure Commussioner’s attendance at the sale. reasonable and customary costs incurred for title and hen record searches, the necessary out-of-pocket costs incuried by the Foreclosure Commussioner for recording documents, a commission for the Foreclosure Commussioner, and all other costs incurred in connection with the foreclosure prior to remstatement Tender of payment by certified or cashuer’s check or application for gancella foreclosure sale shall be submitted to the address af the Foreclo Co provided below NOTICE TO POT. IDERS Pl a that the trustée may r ty or trust bidders at this trustee's sale to mn, d ent ( r certification of the vesting instructions and the formation must be provided to the trustee before a trustee’s decd upon sale will be issued for covered transfers Additional mformation regarding these regulations and the required rovide info; be re; uursuant 10 FinCEN regulations effective for transfers of \) id@ntial real property to covered transferees on or alter March 1, 2026 The required transferee information and certifications can be found at hups /warw federalregister.gov/documents/2024/08/29/2024-19198/ant-money-laundering- regulations-for-residential-real-estate-transfers and hips /Ay uw fincen vow/tre-tags Date 4/8/2026 Law Offices of Jason C Tatman US Dept of HUD Foreclosuz romissioner ° - rs s BY Sy Le. SA Li Rhonda Rone, AVP rrf@tatmanlepal com 9665 Chesapeake Dr, Ste 365, San Diego, CA 92123 (844) 252-6972 Fax (858) 348-4976 HUDNOS Page 3 of 4  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-2382 FILED 4/9/2026 9:01:50 AM A nofary public or other officer completing this certificate vernfies only the identity of the sndrvidual who signed the dotument to which this certificate ts attached, and not the truthfulness, accuracy, or validity of that dooument, _ oe . State of California County of San Diego On 4/8/2026 before me, C Stewart, a Notary Public, personally appeared Rhonda Rorie who proved ta me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscnbed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/thei authonzed vapacity(ies), and that by his/her/their signature(s) on the strument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. 1 certufy under PENALTY OF PERJURY under the laws:of the State of California that the fore; paragraph 1s true and correct. WITNESS my hand and offictal seal Signature Pyrite ———$—___—— HUDNOS Page 4 of 4