NOTICE OF SUBSTITUTE TRUSTEE SALE Deed ofTrust Date: Grantor(s)/Mortgagor(s): 12/20/2022 LUIS GARZA JR AND LACI DANIELLE GARZA, HUSBAND AND WIFE Original Beneficiary/ Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Planet Home Lending, LLC MERS") SOLELY AS ANOMINEE FOR KNOCK LENDING, LLC, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume:N/A COLLIN Page: N/A Instrument No: 2023000001546 Mortgage Servicer: Mortgage Servicer' s Address: Planet I-Tome Lending, LLC isrepresenting the Current 321 Research Parkway, Suite 303, Beneficiary/Mortgagee under a servicing agreement with the Current Meriden, CT 06450 Beneficiary/Mortgagee. Date ofSale: 6/2/2026 Earliest Time Sale Will Begin: 10:00 AM Place ofSaleofProperty: Collin County Courthouse, 2100 Blootndale Road, McKinney, TX 75071 OR IN THE AREA DESIGNATED BY THE COMMISSIONER' S COURT, PURSUANT TO SECTION 5I.002 OFTHE TEXAS PROPERTY CODE. Legal Description: LOT 15, WOODMOOR ADDITION, SECOND SECTION REVISED, AN ADDITION TO THE CITY OF LUCAS, COLLIN COUNTY, TEXAS, ACCORDING TOTHE REVISED MAP THEREOF RECORDED INVOLUME 8, PAGE 53, OFTHE MAP RECORDS OFCOLLIN COUNTY, TEXAS. In accordance with TeX. PROP. CODE§ 51.0076 and the Deed ofTrust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Auction.cotn, LLC, Payton 1-Ireha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, LizHach, Michele 1-Ireha or Carol Dunmon, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy& i-iolthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers andduties,setaside to the said original Trustee under there said Deed ofTrust; and, further, does hereby request, authorize, andinstruct said SubstituteTrusteetoconductanddirect theexecution ofremedies setasidetothebeneficiarytherein The Substitute Trustee will sell the property bypublic auction to the highest bidder for cash at the place and date specified. The sale will begin atthe earliest time stated above orwithin three( 3) hours after that time. The Property will besold" AS IS," without anyexpress or implied warranties, except as to warranties oftitle, and at the purchaser'sown risk, pursuant tothe terns of TEX. PROP. CODE§ 51.002and§ 51.009. Prospective bidders arcadvised toconduct an independent investigation ofthe nature andphysical condition ofthe Property. Substitute Trustee reserves the right to sct further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding isopened for the first sale ofthe day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TOTEX. PROP. CODE§ 51.002(I): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OFTHE ARMED FORCES OFTHE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OFTHE TEXAS NATIONAL ORTHE NATIONAL GUARD OFANOTHER STATE ORAS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OFTHISNOTICE IMMEDIATELY. Dated: 4/22/2026 Dated: k, I . z, afu-, PrintedT me: hL 1e Ui I Q Ili- Thuy Frazier, Attorney SubstituteTrustee McCarthy& Holthus, LLP c/oAuction.com 1255 West 15th Street, Suite 1060 1255West 15thStreet,Suite 1060 Plano,TX75075 Plano,TX 75075 Attorneys for Planet Home Lending, LLC https://salcs.mccarthvholthus.com/ CO Ca rnN 3m. m al om0 N CAI MilFile Number: TX-26- 128164- POS 73 X CD Type: Conventional Residential re? a c to W va t