2026 - 202600002429 09/14/2026 11:32 AM Page 1 of 3 TICE O CEL TION AND NOTICE OF TRUSTEE'S SA OFT TIN T : Date: 07/17/2020 Grantor(s):_ | MERCEDES REYNOSO, AN UNMARRIED WOMAN, AND SONIA MAGDALENA HERRERA, AN UNMARRIED WOMAN Original Mortgagee: | MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING, ITS SUCCESSORS AND ASSIGNS Original Principal: $176,739.00 Recording Information: Instrument 202000195396 Property County: Dallas Property: (See Attached Exhibit “A”) Reported Address: 812 MELROSE ST, GARLAND, TX 75040 MORTGAGE SERVICING INFORMATION: The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee y Servicing Agreement. Current Mortgagce: Idaho Housing and Finance Association Mortgage Servicer: Idaho Housing and Finance Association Current Beneficiary: Idaho Housing and Finance Association Mortgage Servicer Address: 565 W. Myrtle, Boise, ID 83702 SALE INFORMATION: Date of Sale: Tuesday, the 3rd day of November, 2026 Time of Sale: 10:00 AM or within three hours thereafter. Place of Sale: AT THE AREA OUTSIDE OM COURTS BUILDING FACING Dallas County, Texas, Or, if the a Mojtgage NOR E OF THE GEORGE ALLEN (ERCE STREET BELOW THE OVERHANG in area(s) is/are no longer the area(s) designated at the area most recently designated by the WHEREAS, the above-named Grantor previously ed the Above described property in trust to secure payment of the Note set forth in the above-described Deed of Ty WHEREAS, a default under the Notg and Deed of Trftst Was declared; such default was reported to not have been cured; and all sums secured by such Deed at Wercadecigreg to be immediately due and payable; and WHEREAS, the original Truste¢“a jously appointed Substitute Trustee has been removed and Auction.com, LLC, Braden Barnes o eagan Vlasak or Arthur Demske, any to act, have been appointed as Substitute Trustees and requestedfto 6g e o Satisfy the indebtedness; and WHEREAS, the undersigned lav, firta has been requested to provide these notices on behalf of the Current Mortgagee, Mortgage Servicer and Sub g NOW, THEREFORE, WO 1. The maturity of the Note fagbeey, adcelévated and all sums secured by the Deed of Trust have been declared to be immediately due and pays Hk) NBariiesr Jamie E. Silver or Meagan Vlasak or Arthur Demske, any to act, as Substitute Trustee will sell Aje to the highest bidder for cash on the date, at the place, and no earlier than the time set forth above inthdSate Infgrmatiop’section of this notice. The sale will begin within three hours after that time. 3. Th : ect to any legal impediments to the sale of the Property and to any exceptions referenced in the Deéd eaping of record to the extent the same are still in effect and shall not cover any property that has 4. Nowe jes/express or implied, including but not limited to the implied warranties of merchantability and fitness for a > pose shall be conveyed at the sale, save and except the Grantor's warranties specifically authorized by the Grantor in the Deed of Trust. The property shall be offered "AS-IS", purchasers will buy the property "at the purchaser's own risk" and "at his peril", and no representation is made concerning the quality or nature of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor's assigns have in the property, subject to any liens or interests of any kind that may survive the sale. Interested persons are encouraged to consult counsel of their choice prior to participating in the sale of the property. Substitute Trustee(s): Auction.com, LLC, Braden Barnes or Jamie E. Silver or Meagan Vlasak or Arthur Demske, any to act. Substitute Trustee Address: 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 Document Prepared by: Bonial & Associates, P.C. 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 AS ATTORNEY FOR THE HEREIN IDENTIFIED MORTGAGEE AND/OR MORTGAGE SERVICER 9658-0597 2147033955 PGI POSTPKG 2026 - 202600002429 09/14/2026 11:32 AM Page 2 of 3 Certificate of Posting Iam whose address is 14841 Dallas Parkway, Suite 350, Dallas, TX 75254. I declare ang ye reerenen . . under penalty of perjury that on I filed and / or recorded this Notice of Foreclosure Sale at the office of the Dallas County Clerk and caused it to be posted at the location directed by the Dallas County Commissioners Court. By: eee Exhibit "A" BEING LOT 33 IN BLOCK D OF NORTH GARLAND HEIGHTS ADDITION, AN ADDITION TO THE CITY OF GARLAND, TEXAS, ACCORDING TO THE MAP RECORDED IN VOLUME 20, PAGE 95 OF THE MAP RECORDS, DALLAS COUNTY, TEXAS. Return to: Bonial & Associates, P.C., 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 > 2 ‘ . 9658-0597 2147033955 PG2 POSTPKG 2026 - 202600002429 09/14/2026 11:32 AM Page 3 of 3 MANA scree Instrument Number: 202600002429 Foreclosure Posting Recorded On: September 14, 2026 11:32 AM Number of Pages “ Examined and Charged as Foll Total Recording: $2.00 REEKKEKERERE Ss @ (ri) ire the Sale, Rental or use of the described REAL PROPERTY ~ of sefosyor race is invalid and unenforceable under federal law. File information: Record and Return To: Document Numbe Shelly Ortolani Receipt N 9260914000528 14800 Landmark Blvd., Ste850 Recorded Date geptember 14, 2026 11:32 AM User: Javen H ADDISON TX 75001 Station: Cc136 STATE OF TEXAS Dallas County T hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Dallas County, Texas John F. Warren Dallas County Clerk i — Dallas County, TX