Doc-117642 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 “VG-705-2026-117642" Document No: 117642 Billable Pages: 3 Recorded On: May 18, 2026 01:42 PM Number of Pages: 4 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. File Information: Record and Return To: Document No: 117642 SOUTH TEXAS COURT SERVICES Receipt No: 20260518000243 14345 N. LOS EBANOS RD Recorded On: May 18, 2026 01:42 PM original returned to customer Deputy Clerk: Erika Gonzalez MISSION TX 78573 Station: CH-1-CC-K35 Qntltlllttiy, STATE OF TEXAS > % SSO, = COUNTY OF HIDALGO “ se, ay 3 | hereby certify that this Instrument was FILED in the File Number sequence on the date/time ~<a * i sx } xe printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. 20% ive SS. iF % ,, ii S Arturo Guajardo Jr. My OF HOAs County Clerk V7 ‘ Hn Y Hidalgo County, Texas Doc-117642 Notice of Substitute Trustee Sale T.S. #: 26-19687 Assert and protect your, rights asa member of the armed forces of the United States. If you are or your spouse is serving ti ilit: ili Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 8/4/2026 Time: The sale will begin no earlier than 10:00 AM or no later than three hours thereafter. The sale will be completed by no later than 1:00 PM Place: Hidalgo County Courthouse in Edinburg, Texas, at the following location: Hidalgo County Clerk's Record Management Facility, 317 N. Closner Boulevard, Edinburg, TX 78539 OR IN THE AREA DESIGNATED BY THE \ COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: ALL OF LOT 2, WOODLAWN ACRES, AN ADDITION TO THE CITY OF MERCEDES, HIDALGO COUNTY, TEXAS, ACCORDING TO THE MAP RECORDED IN VOLUME 10, PAGE 31, MAP RECORDS IN THE OFFICE OF THE COUNTY CLERK OF HIDALGO COUNTY, TEXAS, REFERENCE TO WHICH IS HERE MADE FOR ALL PURPOSES. Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust is dated 6/7/2023 and is recorded in the office of the County Clerk of Hidalgo County, Texas, under County Clerk’s File No 3454452, recorded on 6/9/2023, The subject Deed of Trust was modified by Loan Modification recorded on 09/12/2024 as Instrument No. 3580513 of the Real Property Records of Hidalgo County, Texas. Property Address: 813 ORANGE ST MERCEDES, TEXAS 78570 Trustor(s): OSVALDO FERNANDEZ Original MORTGAGE ELECTRONIC Beneficiary: REGISTRATION SYSTEMS, INC. ("MERS"), AS BENEFICIARY, AS NOMINEE FOR CROSSCOUNTRY MORTGAGE, LLC, ITS SUCCESSORS AND ASSIGNS Current AMERIHOME MORTGAGE Loan Servicer: ServiceMac, LLC Beneficiary: COMPANY, LLC Current Auction.com, LLC, Connie Cobb, Clyde Cobb, Constance Lewis, W. D. Larew, Julie Substituted Martin, Arnold Mendoza, David Karle, Alexis Mendoza, Sandra Mendoza, Jerry Perez, Trustees: Sarah Mays, Adolfo Rodriguez, Rick Snoke, Prestige Default Services, LLC, Agency Sales and Posting LLC, Prestige Posting And Publishing LLC The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Doc-117/642 T.S. #: 26-19687 Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash with funds being made payable to Prestige Default Services, LLC, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The sale is a non-judicial deed of trust lien and security interest foreclosure sale being conducted pursuant to the power of the sale granted by the deed of trust executed by OSVALDO FERNANDEZ, SINGLE MAN. The real property and personal property encumbered by the deed of trust will be sold at the sale in accordance with the provisions of the deed of trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations Secured - The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $196,377.00, executed by OSVALDO FERNANDEZ, SINGLE MAN, and payable to the order of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), AS BENEFICIARY, AS NOMINEE FOR CROSSCOUNTRY MORTGAGE, LLC, ITS SUCCESSORS AND ASSIGNS; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of OSVALDO FERNANDEZ, SINGLE MAN to OSVALDO FERNANDEZ. AMERIHOME MORTGAGE COMPANY, LLC is the current owner and holder of the Obligations and is the beneficiary under the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under the Note, the Deed of Trust, and all of the other associated loan documents, including, without limitation, all interest, default interest, late charges, advances, attorneys’ fees and other costs and expenses. All checks must be made payable to Prestige Default Services, LLC Questions concerning the sale may be directed to the undersigned or to the beneficiary: AMERIHOME MORTGAGE COMPANY, LLC c/o ServiceMac, LLC 9726 Old Bailes Road, Suite 200 Fort Mill, South Carolina 29707-7882 (844)-478-2622 Dated: S- ] & - 202 ¢ Auction.com, LLC, Connie Cobb, Clyde Cobb, Constance Lewis, W. D. Larew, Julie Martin, Arnold Mendoza, David Karle, Alexis Mendoza, Sandra Mendoza, Jerry Perez, Sarah Mays, Adolfo Rodriguez, Rick Snoke, Prestige Default Services, LLC, Agency Sales and Posting LLC, Prestige Posting And Publishing LLC Prestige Defalilt Services, ULC 16801 Addison Road, Suite 350 Addison, Texas 75001 Phone: (972) 893-3096 ext. 1035 Fax: (949) 427-2732 Sale Line Information: (800) 793-6107 Website: www.auction.com Doc-11/642 T.S. #: 26-19687 AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Attn: Trustee Department