Doc-118313 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 *VG-705-2026-118313* Document No: 118313 Billable Pages: 3 Recorded On: August 10, 2026 04:15 PM Number of Pages: 4 Total Recording: $ 22.00 File Information: NOTICE OF FORECLOSURE **#***Examined and Charged as Follows***** *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. Record and Return To: Document No: 118313 Ranjit Singh-Lidhar Receipt No: 20260810000368 5807 N 3rd Lane Recorded On: August 10, 2026 04:15 PM original returned to customer Deputy Clerk: Olga Garcia MCALLEN TX 78504 Station: CC-ED-KF1010 nia, STATE OF TEXAS Soo LUay, COUNTY OF HIDALGO S Ry * 4 = i . % | hereby certify that this Instrument was FILED in the File Number sequence on the date/time = * H 3 * = sprinted hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. F of io = Ze. RES , GON wi kZS Arturo Guajardo Jr. yy OF SKS County Clerk Y/ l=. a “Ara J Hidalgo County, Texas Doc-118313 NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM THIS INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER. NOTICE OF SUBSTITUTE TRUSTEE’S SALE Date of Notice: August 10, 2026 Date of Sale: September 1, 2026 Earliest Time Sale Will Begin: 10:00 a.m. The sale will begin at that time or not later than three hours thereafter. Place of Sale: The place designated by the Hidalgo County Commissioners Court for foreclosure sales, presently the outdoor covered area on the west side of the Hidalgo County Administrative Building, 2802 S. Business Highway 281, Edinburg, Texas 78539, or at the area most recently designated by the Commissioners Court. County Where Property Is Located: Hidalgo County, Texas Grantor/Borrower: Armando Carlos Estrada, a single person Original Mortgagee/Beneficiary: Shital Agarwal Current Mortgagee/Beneficiary: Shital Agarwal Original Trustee: Lesslie L. Eanes Substitute Trustee: Ranjit Singh Lidhar and/or any other substitute trustee appointed by the Lender before the sale Substitute Trustee’s Address: 1200 Auburn Ave. Suite 490, McAllen, Texas 78504 Secured Debt: Real Estate Lien Note dated October 1, 2025, in the original principal amount of $319,000.00, executed by Armando Carlos Estrada and payable to Shital Agarwal. Deed of Trust: Deed of Trust- Wraparound dated October 1, 2025, executed by Armando Carlos Estrada to Lesslie L. Eanes, Trustee, for the benefit of Shital Agarwal, recorded under Clerk’s Document No. 3688602 in the Official Public Records of Hidalgo County, Texas. PROPERTY TO BE SOLD Lot 82, of CAMPO DE SUENOS SUBDIVISION PHASE II, an Addition to the City of McAllen, Hidalgo County, Texas, according to the Plat or Map thereof filed for record on June 15, 2022, in the Office of the County Clerk of Hidalgo County, Texas, under Clerk’s File No. 3352552, together with all improvements, rights, appurtenances, and interests described in the Deed of Trust. Commonly known as: 8303 N. 33rd Lane, McAllen, Texas 78504. DEFAULT, STATUTORY NOTICE, AND ACCELERATION A default occurred under the Note and Deed of Trust. Written notice of default and intent to accelerate was sent by certified mail on July 21, 2026. The Borrower therefore had twenty (20) days to cure before this Notice of Sale was given, satisfying Texas Property Code Section 51.002(d). The default was not cured, and the Lender has accelerated the maturity of the Note. This Notice of Sale is being posted, filed, and served twenty-one (21) days before the September |, 2026 sale, satisfying Texas Property Code Section 51.002(b). Page 1 of 3 Doc-118313 TERMS OF SALE The Property will be sold at public auction to the highest bidder for cash or other funds acceptable to the Trustee/Substitute Trustee. The Lender may bid by credit against the secured indebtedness. The Trustee/Substitute Trustee may sell all or any part of the Property in one or more parcels and may postpone, withdraw, or reschedule the sale as permitted by law. The Property will be sold “AS IS, WHERE IS, WITH ALL FAULTS,” without any express or implied warranty except as expressly required by the trustee’s deed. The sale is subject to all matters affecting title that are superior to the lien being foreclosed, including the existing prior lien securing indebtedness payable to United Wholesale Mortgage, LLC, recorded under Document No. 3677242 in the Real Property Records of Hidalgo County, Texas; ad valorem taxes; assessments; restrictions; easements; rights-of-way; and other matters of record. Neither the Trustee/Substitute Trustee nor the Lender makes any representation concerning title, possession, occupancy, condition, boundaries, or use of the Property. NOTICE TO OCCUPANTS AND INTERESTED PERSONS The foreclosure sale will extinguish only interests subordinate to the lien being foreclosed, subject to applicable law. Persons claiming an interest in the Property should obtain independent legal advice. Possession following the sale will be governed by the Deed of Trust and applicable law. MILITARY-SERVICE NOTICE ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Sender of Notice: Ranjit Singh Lidhar, Attorney at Law LIDHAR LAW PLLC 1200 Auburn Ave., Suite 490 McAllen, Texas 78504 956-276-1617 Ranjit@LidharLaw.com RAAJIT SINGH LIDHAR Substitute Trustee THE STATE OF TEXAS § COUNTY OF HIDALGO § This instrument was acknowledged before me on th day of Aocy st , 2026, by Ranjit Singh Lidhar. a ; = of Texas My commission expires: Sp lem bes 4 Abe My Commission Expires September 1, 2026 JACQUELINE GALLARDO Notary !D #4 33943759 Page 2 of 3 Doc-118313 CERTIFICATE OF POSTING, FILING, AND MAILING I certify that on uw SP [Oxt, , 2026, a true and correct copy of this Notice of Substitute Trustee's Sale was: (1) posted at the courthouse door or other place designated by the Hidalgo County Commissioners Court; (2) filed with the Hidalgo County Clerk; and (3) deposited in the United States mail, certified mail, postage prepaid, addressed to each debtor obligated to pay the secured debt at the debtor's last known address, all at least twenty-one (21) days before the date of sale, in compliance with Texas Property Code Sections 51.002(b) and 51.002(e). RANJ IT SINGH LIDHAR Substitute Trustee THE STATE OF TEXAS § COUNTY OF HIDALGO’ § Th This instrument was acknowledged before me on the 1 day of [ec V) St , 2026, by Ranjit Singh Lidhar. : — ——— - JACQUELINE GALLARDO ry Public, State of Texas XA\ Notary ID #133943759 mer #4 4) ion Expi My commission expires: Saptemby 4 0% M orember 1 2026 Page 3 of 3