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Foreclosure Notice*
C& M No. 44-25-02172/ FILE NOS
NOTICE OF TRUSTEE' S SALE AND APPOINTMENT OF SUBSTITUTE
TRUSTEE
Assert and protect your rights as a member of the armed forces of the United States. If you
are or your spouse is serving on active military duty, including active military duty as a
member ofthe Texas National Guard or the National Guard of another state or as a member
of a reserve component of the armed forces of the United States, please send written notice of
the active duty military service to the sender of this notice immediately. Sender is: Codilis &
Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070
INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION
Deed ofTrust dated September 15, 2006 and recorded under Clerk's File No. 20060920001359350, in the real
property records of COLLIN County Texas, with Corina Constantine, a married woman & Gavin D. Constantine,
her husband, signing proforma to perfect lien only. as Grantor(s) and Mortgage Electronic Registration Systems,
Inc., as beneficiary, as nominee for Sunset Mortgage Company, L.P., its successors and assigns as Original
Mortgagee.
Deed of Trust executed by Corina Constantine, a married woman & Gavin D. Constantine, her husband, signing
proforma to perfect lien only. securing payment ofthe indebtedness in the original principal amount of$342,317.00
and obligation therein described including but not limited to the promissory note and all modifications, renewal and
extensions of the promissory note ( the " Note") executed by Corina Constantine. The Bank of New York Mellon
FICA The Bank ofNew York, as Trustee for the certificateholders ofthe CWABS, Inc., Asset-Backed Certificates,
Series 2006- 22 is the current mortgagee( the" Mortgagee") ofthe Note and Deed ofTrust or Contract Lien.
The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the
Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code 51.0025, the Mortgage Servicer is
authorized to collect the debt and to administer any resulting foreclosure of the property securing the above
referenced loan. Shellpoint Mortgage Servicing is acting as the Mortgage Servicer for the Mortgagee. Shellpoint
Mortgage Servicing, is representing the Mortgagee, whose address is: 75 Beattie Place, Suite 300, Greenville, SC
29601.
Legal Description:
BEING LOT 90, 1N BLOCK I, OF RIDGECREST PHASE 11, AN ADDITION TO TIIE CITY OF
MNKINNEY, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP THEREOF RECORDED IN
VOLUME R, PAGE 10, OF THE MAP RECORDS OF COLLIN COUNTY, TEXAS.
SALE INFORMATION
Date of Sale: 11/03/2026 Earliest Timc Sale Will Begin: 10:00 AM
Location of Sale: The place of the sale shall be: COLLIN County Courthouse, Texas at the following
location: 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area,
at the area most recently designated by the County Commissioner' s Court
TERMS OFSALE
A default has occurred in the payment ofsaid herein referenced indebtedness, and the same is now wholly due, and
the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said
property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the
terms ofsaid Deed ofTrust.
The Sale will be conducted as a public auction to the highest bidder for cash, except that Mortgagee' s bid may be by
credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the
mortgagee has the right to direct the Trustee to I lirioninifiliFe. els and/or to sell all or only part
44-25-02172
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COLLIN
4889004ofthe property. Pursuant to Section 51.009 ofthe Texas Property Code, the Property will be sold in " AS IS,"
WHERE IS" condition, without any express or implied warranties, except as to the warranties of title, if
any, provided for under the Deed ofTrust.
The sale will begin at the earliest time stated above, or within three( 3). hours after that time. Ifthe sale is set aside
forany reason, the Purchaser at the sale shall be entitled only to areturn ofthe funds paid. The Purchaser shall have
no further recourse against the Mortgagor, the Mortgagee orthe Mortgagee' s attorney.
STRICT COMPLIANCE WITH FINCEN RULES AND REGULATIONS IS REQUIRED FOR PURCHASE
OF THE PROPERTY AT THIS SALE. A FORECLOSURE DEED WILL NOT ISSUE WITHOUT
SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE
WITH FINCEN.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE
PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF
SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF
THE MORTGAGEE OR MORTGAGE SERVICER.
WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section
51.0076 of the Texas Property Code, I HEREBY APPOINT AND DESIGNATE Carol Dunmon, Mary
Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs,
Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton
Hreha, Jeff Benton, Leslie Shuler, Bonny Mounger, Robin Shelton, Auction. com, LLC, or Codilis & Moody,
P.C., as Substitute Trustee.
The address for the Substitute Trustee forpurposes ofSection 51.0075(e) ofthe Texas Property Code is:
Codilis& Moody,P.C.
20405 State Highway 249, Suite 170
Houston, TX 77070
281) 925-5200
Executed on 09/29/2026.
s/ Will Morphis SBOTNo. 24131905, AttorneyatLaw
Codilis& Moody, P.C.
20405 State Highway249, Suite 170
Houston, TX 77070
281) 925- 5200
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C& M No. 44-25-02172 v