TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4630 FILED 6/25/2026 1:17:43 PM TLS. #: 2026-25127-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SA THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE O) The undersigned, in accordance with Texas Property Code §51.0076, as attorney-in-fact fo: hereby removes the original trustee and any and all successor substitute trustees, and ap LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX L Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, olutions, LLC, 214 5" Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafte ise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. éad: Nestor Solutions, les and Posting LLC, 1. Date, Time, and Place of Sale. Date: 9/1/2026 Time: The earliest time the sale will begin is Place: Harris County Courthouse, Texas, THE BAYOU CITY EVENT CE r within three (3) hours after that time. ion: 9401 Knight Rd, Houston, TX 77045, IA SOUTH BALLROOM, LOCATED AT 9401 KNIGHT RD, HOUSTON, T. eceding area is no longer the designated area, at the area most recently designated bi ‘commissioners Court. 2. Property To Be Sold. LOT 8, BLOCK; IF WINDFERN GARDENS SECTION ONE, ACCORDING TO THE MAP OR PLAT THEREOF, RE! VOLUME 272, PAGE 11, MAP RECORDS, HARRIS COUNTY, TEXAS. Commonly known as: 8331 S, Victor Garbarino an unmarried man M. Keith Stitt Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Gateway Mortgage Group, LLC, its successors and assigns Freedom Mortgage Corporation Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-4630 FILED 6/25/2026 1:17:43 PM T.S. #: 2026-25127-TX , subject to the provisions of the to the amount of the unpaid debt ‘ode, the property will be sold in warranties of title (if any) provided 4. Terms of Sale. The sale will be conducted as a public auction to the highes| Deed of Trust permitting the Mortgagee thereunder to have the bid credited t secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Te: “AS IS, WHERE IS” condition, without any express or implied warranties, for under the Deed of Trust. e highest bidder (“purchaser”) at this as mandated by applicable federal law, mation as may be required by federal ed transferees on or after 3/1/2026. If ’s deed will be issued for covered transfers. ation and certifications can be found at ents/2024/08/29/2024-19198/anti-money- 5. Notice Regarding Federal Reporting Requirements. Please be a trustee’s sale may be required to provide information, documentation and/o and entity and trust purchasers should be prepared to provide beneficial o reporting requirements effective for transfers of residential real pro applicable, the required information must be provided to the trustee be! Additional information regarding these regulations and the required transfe https://www.fincen.gov/rre-faqs#D_5 or _ https://www.federalregister.gg¥/doc laundering-regulations-for-residential-real-estate-transfers. f the indebtedness and obligations described issory note in the original principal amount the order of Mortgage Electronic Registration its successors and assigns; (2) all renewals and of the Trustor(s) to the current holder of the of the indebtedness, and the same is now wholly the Substitute Trustee sell the Property to satisfy 6. Obligations Secured. The Deed of Trust provides that it secures t therein (collectively, the “Obligations”), including, but not limited to: ( of $154,646.00, executed by Victor Garbarino an unmarried man, and payabl Systems, Inc., as Beneficiary, as nominee for Gateway Mortga roup, LL! extensions of the note; and (3) any and all present and future i Obligations, secured by the Deed of Trust. Default has occurre: due and payable, The owner and holder of the Obligations has"tequeste: the indebtedness. 7. Mortgage Servicer Information. The Mortgage Serv, ed to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing ‘exas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting forecl of the lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, fepresents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION : By: _ Dated: 6/23/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 Sth Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale "CT https://www.xome.com or Contact (800) 758-8052