TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5375 FILED 7/23/2026 10:47:25 AM 6080 Tennyson Parkway Sutte 100, Plano, TX 75024 Phone 972-532-0128 , Fax 214-291-5507 } { Website www tmpplic com SSONGIaS WLS WS SRE LOCATIONS FL|GA|NJ|NY|PR|TX|VA[TN NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on November 6, 2012, a certain Deed of Trust was executed by Patricia L Phinney as mortgagor in favor of Mortgage Electronic Registration Systems, Inc , as beneficiary, as nominee for Urban Financial Group Inc , its successors and assigns as beneficiary and Alan E South as trustee, and was recorded on, November 15, 2012, as Instrument No 20120530531 in the Office of the County Clerk, Harris County, Texas, and WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing act for the purpose of providing single family housing, and EREAS, ial a ent dated '-20 19220625 in the o: of the Co st in the Deed of Trust 1s now owned by the Secretary € 5 2 d regorded on May 28, 2019, as Instrument No unty Clerk, Cotinty, Texas, and WHEREAS, a default has been mat id conditio! the D in that all borrowers are deceased, and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable NOW, THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 USC 3751 et seq, by 24 CFR part 27, subpart B, and by the Secretary's designation of me as Foreclosure Commussioner, recorded on May 18, 2026 as Instrument No RP-2026-192914 notice 1s hereby given that on September 01, 2026 at 10 00 AM local time, or not later than three hours thereafter, all real and personal property at or used in connection with the followmg described premises (“Property”) will be sold at public auction to the highest bidder LOT TWENTY SEVEN (27), BLOCK ONE (1) OF ROLLING FORK, A PATIO HOME DEVELOPMENT, SECTION SIX (6), AN ADDITION IN HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 283, PAGE 129, OF THE MAP RECORDS OF HARRIS COUNTY, TEXAS Commonly known as 8418 Westnut Lane, Houston, TX 77040 25TX941-0028 CO 4881664 Y  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5375 FILED 7/23/2026 10:47:25 AM The sale will be held at the a vent Center, located at 9401 Knight Road, Houston, Texas 77045, in the Magnolia Sou’ , or as designated by the County Commissioners Court The Secretary of Housing an evelopment will bid $222,269 40 There will be no proration , rents or other wcome or liabilities, except that the purchaser will pay, at or before closing, His préfata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale When making their bids, all EE the Secretary must submut a deposit totaling $22,226 94 in the form of a certified check or er's check made out to the Secretary of HUD A deposit need not accompany each oral bid If the successful bid 1s oral, a deposit of $22,226 94 must be presented before the bidding #8 closed The deposit 1s nonrefundable The remainder of the purchase price must be delivered wi f the sale or at such other time as the Secretary may determine for good cause shown, t: eessence This amount, like the bid deposits, must be delivered in the form of a certified o: ner's check Ifthe Secretary is the highest bidder, he need not pay the bid amount in cash | bidder will pay all conveying fees, all real estate and other taxes that are due on o livery date of the remainder of the payment and all other costs associated with the e At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to the: thin which to deliver the remainder of the mcrements for a fee of $500 00, patd in advance The The Secretary may grant an exten: payment All extensions will be for 15-d extension fee shall be in the form of a ce r cashier's check made payable to the Secretary of HUD If the high bidder closes the sale e expiration of any extension period, the unused portion of the extension fee shall be ard the amount due thin the required period, or within any idder may be required to forfeit the cash deposit or, at the election of the forecloswre commussione: after consultation with the HUD representative, will be liable to HUD for costs incurred as a result of such failure The Commussioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder If the high bidder 1s unable to close extensions of time granted by the Secret There is no right of redemption, or nght of possession based upon a nght of redemption, m the mortgagor or others subsequent to a for pleted pursuant to the Act Therefore, the Foreclosure Commissioner will issue a chaser(s) upon receipt of the entire purchase price in accordance with the terms as provided here HUD does not guarantee that the property will be vacant or adjourned if it 1s established, by eclosure Commussioner not less than 3 defaults upon which the foreclosure The scheduled foreclosure sale shall b documented wntten application of the mortgago days before the date of sale, or otherwise, that the deta I 25TX941-0028  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5375 FILED 7/23/2026 10:47:25 AM is based did not exist at the tume of service of this notice of default and foreclo: l amounts due under the mortgage agreement are tendered to the Foreclosure C the form of a certified or cashier's check payable to the Secretary of HUD, befo c n of the property is completed. Tender of payment by certified or cashier's check or application foreclosure sale shall be submitted to the address of the Foreclosure Comm military service to the send of this notice immediately Date July 22, 2026 tin George erg, Miller, Morris & Partners, PLLC losure Commissioner 0 Tennyson Parkway Suite 100 lano, TX 75024 972-532-0128 Phone 214-291-5507 Fax By: Ti EF S