T.S.#: 2026- 26641- TX RTS2026-004014 APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZEDAGENT OF THE MORTGAGEE ORMORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code§ 51.0076, asattorney- in-fact forthe Mortgagee orMortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees ofTexas, LLC, Resolve Trustee Services, LLC, or any one ofthem, c/o Nestor Solutions, LLC, 214 5th Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed ofTrust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 11/ 3/2026 Time: The earliesttime the sale will begin is 10:00 AM, orwithin three( 3) hours afterthattime. Place: Collin County Courthouse, Texas, atthe following location: The front steps ofthe Collin County Courthouse located at2100 Bloomdale Road,McKinney, Texas75071, orif the preceding area is no longer the designated area, atthe area mostrecently designated by the County Commissioners Court. 2. Property ToBe Sold. LOT 4, BLOCK A, OF ELEVON, PHASE 2A, AN ADDITION TO COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED IN DOCUMENT NO. 2023010000004 AND PLAT BOOK 2023, PAGES 5- 6, PLAT RECORDS OF COLLIN COUNTY, TEXAS. Commonly known as: 845 MOONWAKE DR LAVON, TX 75166 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed ofTrust dated 4/11/2024 and recorded in the office ofthe County Clerk ofCollin County, Texas, recorded on 4/17/2024 underCounty Clerk's File No 2024000044930, in Book— and Page— in the Real Property Records ofCollin County, Texas. Grantor( s): PHILIP PULVE, AN UNMARRIED MAN Original Trustee: Angela R Hernandez Original Mortgagee: Mortgage Electronic Registration Systems, Inc., asBeneficiary, as nominee for DHI Mortgage Company, Ltd., its successors and assigns Current Mortgagee: Freedom Mortgage Corporation o Mortgage Servicer: Freedom Mortgage Corporation diva day x.,n CnT.S.#: 2026-2664I- TX 4. TermsofSale. Thesalewill beconductedasapublic auctiontothehighestbidderforcash,subjecttotheprovisions ofthe Deed ofTrust permitting the Mortgagee thereunder to havethe bid credited to the note up to theamount oftheunpaid debt secured by the Deed ofTrust atthe time ofsale. Pursuant to§ 51.009 ofthe Texas Property Code, the property will be sold in AS IS, WHERE IS" condition,without anyexpressorimplied warranties,exceptastothewarrantiesoftitle( ifany)provided forundertheDeed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder(" purchaser") at this trustee'ssale may berequired to provide information, documentation and/orcertification asmandated by applicable federal law, andentity andtrust purchasers should be prepared to provide beneficial ownership information asmay be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/ 1/ 2026. If applicable, the required information must beprovided to the trustee before atrustee' sdeed will be issued forcovered transfers. Additional information regarding theseregulations andtherequired transferee information and certifications can befound at https:// www.fincen. gov/rre-fags# D_5 or https://www.federalregister.gov/documents/2Q24/08/29/2024-19198/anti-money- laundering- regulations- for-residential- real-estate- transfers. 6. Obligations Secured. The Deed ofTrust provides that itsecures thepayment oftheindebtedness and obligations described therein ( collectively, the" Obligations"), including, butnotlimited to:( 1) thepromissory note in theoriginal principal amount of$285,719.00, executed by PHILIP PULVE, AN UNMARRIED MAN, and payable to the order of Mortgage Electronic Registration Systems, Inc.,as Beneficiary, asnominee for DHI Mortgage Company, Ltd., its successors and assigns; ( 2) all renewals and extensions ofthe note; and( 3) any and allpresent and future indebtedness ofthe Trustor(s) to thecurrent holder oftheObligations, secured by theDeed ofTrust. Defaulthasoccurred in thepaymentoftheindebtedness,andthesameisnow wholly dueandpayable.TheownerandholderoftheObligations hasrequested thatthe SubstituteTrustee selltheProperty to satisfy theindebtedness. 7. Mortgage Servicer Information. TheMortgage Servicer is authorized torepresentthe Mortgagee byvirtue ofa servicing agreement with theMortgagee. Pursuant tothe Servicing Agreement and Texas Property Code§ 51.0025, theMortgage Servicer is authorized to collect the debt and administer any resulting foreclosure of the lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: do Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037- 7939 Phone:'( 855) 690-5900 Assert and protect yourrightsasa memberofthearmed forcesofthe United States. Ifyou areoryourspouse isserving on active military duty, including active military duty, as amember ofthe Texas National Guard or the National Guard ofanother state or as a member ofa res rye component ofthe armed forces ofthe United States, please send written notice ofthe active-duty military service to the sender ofthis notice immediately. NESTOR SOLUTIONS, LLC, as attorney- in-fact for FREEDOM MORTGAGE CORPORATION II v) By: Dated: 8/31/ 2026 Christopher K. Baxter Senior Vice President Texas BarNo.90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone:( 888) 403- 4115 Fax:( 888) 345- 5501 For saleinformation visit: https:// www.xome.com orContact( 800) 758- 8052