TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-1200 FILED 2/13/2026 8:31:59 AM NOTICE OF SUBSTITUTE TRUS TLS. #: 2026-21127-TX _ Assert and protect your rights as a member of the armed forces of th 38 Ss. ou _are or your spouse is serving on active military duty, including active military duty as a mieéniber-of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military servi¢e to the sender of this notice immediate! Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 4/7/2026 Time: The earliest time the sale will begin is 10:00 AM , or within three (3) hours after that time. Place: Harris County Courthouse, Texas, at the following location: 9401 Knight Rd, Houston, TX 77045, BA EVENT CENTER, MAGNOLIA SOUTH BALLROOM, 9401 KNIGHT RD, HOUSTON, TX 77045 Or if the preceding area ger the designated area, at the area most recently designated by..the County Commissioners Court, pursuant to section 51.002 of the Texas Property To Be Sold - The property to be sold is descri follows: LOT 5, IN BLOCK 2, OF DEERBROOK ES' SEC 12, A SUBDIVISION IN HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT ED AT FILM CODE NO. 678203 OF THE MAP RECORDS OF HARRIS COUNTY, TEXAS. Commonly known as: 8719 NICOLI C. DRIVE HUMBLE, TX 77338 Instrument to be Foreclosed — The ins! b losed is the Deed of Trust dated 4/27/2017 and recorded in Count the office of the County Clerk of Harri , recorded on 5/1/2017 under County Clerk’s File No RP-2017- 184711, in Book — and Page ~- The subject Deed of Trust was modified by Loan Modification recorded as Instrument RP-2022-40026 and recorded on 01, Property Records of Harris County, Texas. Grantor(s): PENNIE JR, A MARRIED MAN AND JEPAULA SIGNING PRO FORMA TO PERFECT LIEN ONLY Original Trustee: ris A. Peirson Substitute Trustee: lor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate ices, LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as ominee for CalCon Mutual Mortgage LLC dba OneTrust Home Loans, its successors and assigns Current Mortgagi Freedom Mortgage Corporation Freedom Mortgage Corporation rized to represent the Mortgagee by virtue of a servicing agreement with the the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is and to administer any resulting foreclosure of the referenced property securing the above referenced loan,  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-1200 FILED 2/13/2026 8:31:59 AM T.S. #: 2026-21127- Terms of Sale - The .d as a public auction to the highest bidder for cash, subject to the provisions of the deed o ig the mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid del ur e deed of trust at the time of sale. Those desiring to purchase ill need to demonstrate their ability to pay cash on the day the property is sold, title matters set forth in the deed of trust, but prospective bidders are be made subject to all prior matters of record affecting the property, if effect and have not been subordinated to the deed of trust. Prospective The sale will be made expressly subject reminded that by law the sale any, to the extent that they rem: bidders are strongly urged to matters, if any. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under leed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physi dition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves et further reasonable conditions for conducting the sale. Any such further conditions shall be announc! re bidding is opened for the first sale of the day held by the trustee or any substitute trustee. juire entity or trust bidders at this trustee's sale to provide g instructions and the data required to be reported idential real property to covered transferees on or after Notice to Bidders - Please be advised that information, documentation and/or certific: pursuant to FinCEN regulations effective for transfers of March 1, 2026. The required information mu: the trustee before a trustee’s deed upon sale will be issued for covered transfers. These federal re; uire reporting if a trustee’s deed is issued on or after March 1, 2026, even if the foreclosure sale is lucted pri to March 1, 2026. Additional information regarding these regulations and the required ation and certifications can _be found at https://www.federalregister.gov/documents/2024/08/29/2024- residential-real-estate-transfers and https://www. .gov/tre-fags#D_5. Obligations Secured - The deed of trust provides that it secures'the payment of the indebtedness and obligations therein described (collectively the “Obligations”) inch ‘ited to (1) the promissory note in the original principal amount of $222,888.00, executed by KE) JR, A MARRIED MAN AND JEPAULA PENNIE, SIGNING PRO FORMA TO PERFECT L INLY, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for'CalCon Mutual Mortgage LLC dba OneTrust Home Loans, its successors and assigns; (2) all renewals and extensi e note; and (3) any and all present and future indebtedness of Trustor(s) to the current holder of the Obli rtgagee under the deed of trust. The sale will be made, but without covenant or warranty; encumbrances, to pay the remaining principal sum of the note(s) sec charges thereon, as provided in the note(s), advances, under charges and expenses of the Trustee for the total amount (at th reasonably estimated to be set forth below. The amount may be ressed or implied, regarding title, possession, or by the Deed of Trust, with interest and late of the, Deed of Trust, interest thereon, fees, ial publication of the Notice of Sale) n the day of sale. Questions concerning the sale may be directed to the undersigned o1 Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-1200 FILED 2/13/2026 8:31:59 AM TS, #: 2026-21127-TX Default and Request to Act - Default has occurred under the deed of trust, and the mortgagee has requested me, as Trustee, to conduct this sale. Notice is given that before the sale the mortgagee may appoint another person substitute trustee to conduct the sale, Dated:___ 02/13/2026 Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC clo Oo sec LLC 214 Sth Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052. SENDER OF THIS NOTICE: . AFTER FILING, PLEASE RETURN TO: