NOTICE OF SUBSTITUTE TRUSTEE SALE Deed ofTrust Date: Grantor(s)/Mortgagor(s): 7/21/2022 ERASMO S. ARROYO AND PETRA B.ARROYO,HUSBAND AND WIFE Original Beneficiary/Mortgagee: Current Beneficiary/ Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. BRIGHTHOUSE LIFE INSURANCE COMPANY MERS") SOLELY AS ANOMINEE FOR OCMBC, INC.. ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A COLLIN Page: N/A Instrument No: 2022000112876 Mortgage Servicer: Mortgage Servicer' s Address: NewRez LLC, d/b/a Shellpoint Mortgage Servicing is representing the 75 Beattie Place, SUITE 300, Current Beneficiary/ Mortgagee underaservicing agreement with the GREENVILLE, SC 29601 Current Beneficiary/Mortgagee. Date ofSale: 5/5/2026 Earliest Time Sale Will Begin: 10am Place ofSale ofProperty: CollinCounty Courthouse, 2100 Bloomdale Road, McKinney,TX 75071 OR INTHE AREA DESIGNATED BY THE COMMISSIONER' S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: LOT38, BLOCK 4,OFREVISED WESTGATE ADDITIONNO. I, AN ADDITIONTO THECITYOF PLANO, COLLIN COUNTY, TEXAS, ACCORDINGTOTHEPLATTHEREOFRECORDEDINCABINETB,PAGE214,PLATRECORDS,COLLINCOUNTY,TEXAS. In accordance with TEX. PROP. CODE§ 51.0076 and the Deed ofTrust referenced above, theundersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha orCarol Dunmon, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy& Holthus, LLP, asSubstitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed ofTrust; and, further, does hereby request, authorize, and instruct said Substitute Trustee toconduct and direct the execution ofremedies setaside tothe beneficiary therein The Substitute Trustee will sell the property by public auction to thehighest bidder for cash at theplace and date specified. The sale will begin at the earliest time stated above orwithin three( 3) hours after that time. The Property will be sold" AS IS," without anyexpress or implied warranties, except asto warranties oftitle, and at the purchaser'sown risk, pursuant to the terms of TEX. PROP. CODE§51.002and§ 51.009. Prospective bidders areadvised toconductan independent investigation ofthenatureandphysical condition ofthe Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding isopened forthe firstsaleofthedayheldbySubstitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OFSALE. THE PERSON SIGNING THISNOTICE IS THEATTORNEYORAUTHORIZEDAGENT OFTHE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TOTEX. PROP. CODE§ 51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OFTHE ARMED FORCES OFTHE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OFTHE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS AMEMBER OFA RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OFTHIS NOTICE IMMEDIATELY. Dated: 4/9/2026 Dated: 4 I Prince ame: C he Ato(Qn ThuyFrazier,Attorney Substitute Trustee McCarthy& Holthus, LLP GoTejas Trustee P 1 l 2 a 5 n 5 o, W T e X st 7 1 5 5 0 t 7 h 5 Street, Suite 1060 P 12 la 5 n 5 o. W T e X st 1 7 5 5 t 0 h 75 Street, Suite 1060 W n o Attorneys for NewRez LLC, d/b/a ShellpointMortgage Servicing https:// sales.mccarthyholthus. com/ N gh-±". 73 _ rrn ' TO 1 1 rn n s — o >m a I 1 1 Cn MH File Number: TX-26-127830-POS Loan Type: Business Purpose Loan