.. ~ERMITAGE I MORTGAGE Hermitage Mortgage LLC. PO Box 851025 Richardson, TX 75085 September 11, 2026 FILED FOR RECORD 1;:17 M at o'clock f.::, Joel Martinez Rodriguez and Elvira Manzano Ramirez 8895 County Rd 3609 Quinlan, TX 75474 SEP 1 4 2026 VIA CMRRR# 9414 8118 9876 55941107 02 and VIA REGULAR MAIL BECKY LANDRUM County Clerk! __t :!.u,11t County, Tex. l7 by RE: Notice of Acceleration of Promissory Note date February 13, 2024 with a debt in the Original Principal Amount of $245,000.00 executed by Joel Martinez Rodriguez and Elvira Manzano Ramirez payable to the order of Hermitage Mortgage LLC. Dear Joel Martinez Rodriguez and Elvira Manzano Ramirez, This letter is being sent to you as the debtor on the indebtedness evidenced by the debt described above. You were notified by letter of August 12, 2026, that default had occurred in the payment of the debt and that Hermitage Mortgage LLC. the holder would accelerate the maturity of such debt on or after August 1, 2026, unless the default was cured before that time and have a trustee sell your property at auction. Because of your failure to cure the default in payment of the debt, your indebtedness has been accelerated. The amount due on this indebtedness as of today is $236,177.78 in principal, plus all unpaid accrued interest since July 1, 2026 and any late charges, any tax or insurance advances and attorney fees.The debt will continue to accrue interest at the rate set forth in the Promissory Note until paid. Additionally, the Deed of Trust provides for reimbursement of reasonable attorney's fees incurred by the holder and beneficiary or these instruments in the collection of the indebtedness owed on the Deed of Trust. Unless you dispute the validity of the debt, or any portion thereof, within thirty days after receipt of this notice, the debt will be assumed to be valid by the undersigned. If you notify the undersigned in writing within thirty days of the receipt of this letter that the debt, or any portion thereof, is disputed, I will obtain verification of the debt and will mail a copy of the verification to you. Upon your written request, within the thirty-day period for the verification, I will provide you with the name and address of the original creditor. These thirty-day periods do not alter, waive, or affect the time for payment set forth above. You are notified that any information you give me will be used in the collection of the debt owed the noteholder. You may contact me at the Hermitage Mortgage LLC. PO Box 851025 Richardson, TX 75085 for further information concerning the exact amount due and owed on the note for arranging the payment of your indebtedness. Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard of the Notional Guard of another state or as a member ofa reserve component of the armed forces of the United States, please send written notice of the active-duty military service to the sender of this notice immediately. PLEASE BE ADVISED THAT THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND THAT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Demand is hereby made that this indebtedness be paid. A notice of Foreclosure Sale for October 6, 2026, is enclosed herewith. Sincerely yours, c;~ Scott Belsley NOTICE OF FORECLOSURE SALE Notice is hereby given of a public nonjudicial foreclosure sale. 1. Property To Be Sold. The property to be sold is described as follows: The real property commonly known as 8895 County Road 3609, Quinlan, TX and described in Exhibit "A" Date. Time. and Place of Sale. The sale is scheduled to be held at the following date, time, and place: Date: October 6, 2026 Time: The sale shall begin no earlier than 10:00 a.m. or no later than three hours thereafter. The sale shall be completed by no later than 1 :00 p.m. Place: Hunt County Courthouse, 2507 Lee Street, Greenville, TX 75401.The Deed of Trust permits the beneficiary to postpone, withdraw, or reschedule the sale for another day. In that case, the trustee or substitute trustee under the Deed of Trust need not appear at the date, time and place of a scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. Such reposting or refiling may be after the date originally scheduled for this sale. 3. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the beneficiary thereunder to have the bid credited to the indebtedness up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. All noteholders will be acting and bidding jointly. Those desiring to purchase the property will need to demonstrate their ability to pay cash on the day the property is sold. The Sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. 4. Type of Sale. The sale is a nonjudicial deed of trust lien foreclosure sale being conducted pursuant to the power of sale granted by the deed of trust executed by Joel Martinez Rodriguez and Elvira Manzano Ramirez ("Debtor"). The Deed of Trust is dated February 13, 2024, and was recorded in the office of the County Clerk of Hunt County, Texas on February 20, 2024, under instrument No. 2024-02810.5. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the "Obligations") including but not limited to the Promissory Note in the original principal amount of $245,000.00 executed by Debtor and payable to the order of Beder Briseno assigned to N 2 Deep, Inc. Is the owner and holder of the Obligations and the beneficiary under the Deed of Trust. 6. Notice. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE, OR YOUR SPOUSE IS SERVING IN ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS TEXAS NATIONAL GUARD, OR THE NATIONAL GUARD OF ANOTHER STATE, OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STA TES, PLEASE SEND WRITTEN NOTICE OF THE ACITVE DUTY MILITARY SERVICE TO THE SERNDER OF THIS NOTICE IMMEDIATELY. Questions concerning the sale may be directed to the undersigned. 7. Default and Request to Act. The indebtedness is now due, and the beneficiary has requested me, as substitute trustee, to conduct this sale. Notice is given that before the sale the beneficiary may appoint another person substitute trustee to conduct the sale. DAT ED: September 11, 2026 Scott Belsley, Manager Hermitage Mortgage LLC. PO Box 851025 Richardson, TX 75085.. ,. '- EXHIBIT "A" BEING ALL OF TRACT 5, IN TRI-VET SECTION 1, A SUBDIVISION IN HUNT COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 400, PAGE 1119, OF THE PLAT RECORDS IN HUNT COUNTY, TEXAS AND BEING THE SAMETRACTOFLANDSASCONVEYEDTOMARKALANPOOLBYDEEDRECORDED UNDER INSTRUMENT NO. 2014-4146, DEED RECORDS, HUNT COUNTY, TEXAS AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A 1/2 INCH IRON ROD FOUND FOR CORNER BEING THE NORTHWEST CORNER OF THAT TRACT OF LAND CONVEYED TO JEFFREY RAY PYRON, BY DEED RECORDED UNDER DOCUMENT NO. 2012-8715, DEED RECORDS OF HUNT COUNTY, TEXAS AND THE EAST LINE OF COUNTY ROAD 3609 (A PUBLIC RIGHT-OF-WAY); THENCE NORTH 01 DEGREES 08 MINUTES 20 SECONDS WEST, ALONG THE EAST LINE OF SAID COUNTY ROAD 3609, A DISTANCE OF 200.00 FEET TO A POINT FOR CORNER, FROM WHICH A 1/2 INCH IRON ROD FOUND BEARS SOUTH 61 DEGREES 39 MINUTES 17 SECONDS EAST, A DISTANCE OF 1.87 FEET, SAID CORNER BEING THE SOUTHWEST CORNER OF A TRACT OF LAND CONVEYED TO KENNETH MAYNARD BY DEED RECORDED UNDER VOLUME 1386, PAGE 543, DEED RECORDS, HUNT COUNTY, TEXAS; THENCE NORTH 89 DEGREES 02 MINUTES 24 SECONDS EAST, ALONG THE SOUTH LINE OF SAID MAYNARD TRACT, A DISTANCE OF 1318.80 FEET TO A 1/2 INCH IRON ROD FOUND FOR CORNER, SAID CORNER BEING IN THE WEST LINE OF A TRACT OF LAND CONVEYED TO BILLIE J. DAV IS, BY DEED RECORDED UNDER VOLUME 706, PAGE 290, DEED RECORDS, HUNT COUNTY, TEXAS; THENCE SOUTH 01 DEGREE 18 MINUTES 26 SECONDS EAST, ALONG THE WEST LINE OF SAID DAVIS TRACT, A DISTANCE OF 199.31 FEET TO A 1/2 INCH IRON ROD FOUND FOR CORNER, FROM WHICH A 1/2 IRON ROD FOR WITNESS BEARS SOUTH 44 DEGREES 51 MINUTES 52 SECONDS WEST, A DISTANCE OF 0.13 FEET, SAID CORNER BEING THE NORTHEAST CORNER OF SAID JEFFREY RAY PYRON TRACT; THENCE SOUTH 89 DEGREES 00 MINUTES 36 SECONDS WEST, ALONG SAID NORTH LINE OF SAID JEFFREY RAY PYRON TRACT, A DISTANCE OF 1319.38 FEET TO THE POINT OF BEGINNING AND CONTAINING 263,360 SQUARE FEET OR 6.05 ACRES OF LAND.