2026 - 368 07/23/2026 03:29 PM Page 1 of 4 ‘a ‘a xO ie) 6080 TSanyson Parkway Suite 100, Plano, TX 18604 Phone: 972-532-0128 Fax: 214-291-5507 } { Website: www.tmpplic.com LOCATIONS: FL|GAj NJ | NY|PR|TX | VA |TN x oe oe jor or co NOTICE OF. DEFAULT AND FORECLOSURBSALE we er «er “oo “oo WHEREAS, on Kity 26, 2008, a certain Deed of Tif was executed by Lester D Cowett and Patricia A Cowger as mortgagor in favor of WELLS FARGO BANK N.A. as beneficiary and ROBERT K. FOWLER as trustee, and was recorded on, September 10, 2008, as Instrument No. 2008-00041203 in the Office of the County Clerk, Cameron County, Texas; and WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Revelopment (the Secretary) pursyant to the National Housing act, for the purpose of eke . . ox x preying single family housing; and, CO. ow <6 or - on « od « od “wo WHEREAS, the aie interest in the Deed of Trystof now owned by the Secreta xo Cc pursuant to an assignmer#Uated April 11, 2023, and recordé#Pbn April 17, 2023, as instrumentoe 2023-13156 in the office of the County Clerk, Cameron County, Texas; and WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust in that all borrowers are deceased; and WHEREAS, by virtue of this default, the Secretary has declared the gntire amount of the indgshdness secured by the Deed of Gast to be immediately due and payolte. <s co co co ov er NOW, THEREF ORfs Pursuant to powers vested in mgy the Single Family Mortgage,.o* ce Foreclosure Act of 1994212 U.S.C. 3751 et seq., by 24C@FR part 27, subpart B, and bycfie Secretary's designation of me as Foreclosure Commissioner, recorded on June 9, 2026 as Instrument No. 2026-20636 notice is hereby given that on September 01, 2026 at 1:00 PM local time, or not later than three hours thereafter, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: of OT EIGHTEEN-A (18-A),. \CK THIRTEEN (13), RIO BRVO SUBDIVISION, oe SECTION I, REPLAT "I38°CAMERON COUNTY, TEXQS ACCORDING TO THE coe oo MAP OF SAID SUB®IVISION THEREOF RECORRdN CABINET 1, SLOTS 477-B,xo™ oe 478-A AND 478d3°AND AMENDED IN CABINEP), SLOT 2357-A, MAP RECOBBS OF CAMERON COUNTY, TEXAS. ws Commonly known as: 9 Shenandoah River Drive, Brownsville, TX 78520-9564 25TX941-0041 oe oe oo oP AUNT a oe 488 168% o2 oe 2026 - 368 07/23/2026 03:29 PM Page 2 of 4 The sale will be held at the area in front of the entrances to the judicial section of the Cameron County Courthouse located in the 900 block of East Harrison Street, Brownsville, Texas, or as designated by the County Commissioners Court. The Secretary of Housing and Urban Development will bid $226,591.12. ct here will be no proration of taxes, rents or other income or liabjdiftes, except that the oe aser will pay, at or before clogite, his prorata share of any real gatate taxes that have been 3 od «ow “paid by the Secretary to the date SP the foreclosure sale. or? or? co™ coe™ co™ aw” When making their bids, all bidders except the Secretary must submit a deposit totaling $22,659.11 in the form of a certified check or cashier's check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $22,659.11 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must gettelivered in the form ofa certifjgdSr cashier's check. If the Secretanysts the highest bidder, oe hyrieed not pay the bid amount in cast. The successful bidder will pay conveying fees, all real 9 os or “estate and other taxes that aregatfe on or after the delivery date gf'the remainder of the payment or? ow and all other costs associa with the transfer of title. At tosConclusion of the sale, the depasits” of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier's check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unusggfortion of the extension fee shalt applied toward the amount dyge* oe S ‘ ‘ ‘ ye ys 8 RS or If the high bidder is ype to close the sale within thes€quired period, or within any oe co™ extensions of time granted®y the Secretary, the high biddesfiay be required to forfeit the ashe deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in theaiSrtgagor or others subsequent tae foreclosure completed pursuaniéd the Act. Therefore, oe Soe F oreclosure Commissioner wiljssue a Deed to the purchaser(s)s%pon receipt of the entire oo or? purchase price in accordance. ith the terms of the sale as pet ed herein. HUD does not of co™ guarantee that the propepty Will be vacant. oo ‘ oo The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure 25TX941 -0041 2026 - 368 07/23/2026 03:29 PM Page 3 of 4 ae ; ; or’ . ; . oe “wo ow is based did not exist at dbotime of service of this notice obtefault and foreclosure sale, opatt amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier's check payable to the Secretary of HUD, before public auction of the property is completed. Tender of payment by certified or cashier's check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. rt.and protect your rights as a ber of the armed forces of the LWted States. If you are or 3 od oe your spouse is serving on active thilitary duty, including active miftary duty as a member of the or? co™ Texas National Guard orate National Guard of anothe fe or as a member of a res © component of the armed forces of the United States, please send written notice of the active du military service to the send of this notice immediately. Date: July 22, 2026 we we , ow ow Conniant SS wa oe co co ex ew” soe ow ow ae co™ By: D&stin George Tromberg, Miller, Morris & Partners, PLLC Foreclosure Commissioner 6080 Tennyson Parkway Suite 100 Plano, TX 75024 972-532-0128 Phone oe oe 214-291-5507 Fax oe* oe od od od ws aw aw Co oo oo oo oe oo oe Ce Ce Ce oe oe oe oe od od od ws aw aw Co oo oo oo oo oo oe Ce Ce Ce 25TX941-0041 oe oe oe oe od od od ws aw aw CG? oo on on om om oe Ce Ce Ce 2026 - 368 07/23/2026 03:29 PM Page 4 of 4 & Cameron County, “ wf of Sylvia Garza-Rerez J of coo Cameron County Clerk co oe oe we *VG-2114-2026-368" Cc? Cc? 3 Instrument Number: 2026-368 Fogeclosure Postin oe oe® g oe oe od od od od ce C° Ce? oo x” x” x” x” oot oot oot oot Recorded On: July 23, 2026 03:29 PM Number of Pages: 4 “ Examined and Charged as Follows: " Total Recording: ae ow oe oot od od od od ce C° Ce? oo x” x” x” x” oot oot oot oot oe oe oe oe od od od od ce C° Ce? oo x” x” x” x” go got ot ow seeeeexee** THIS PAGE IS PART OF THE INSTRUMENT *********** Any provision herein which restricts the Sale, Rental or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. File Information: Record and Return To: Document Number“ 368 oe SOUTHTEXAS TITLES TRUSTEE SERVICE oe Receipt Numbet! 20260723000123 oo 530 LAKE DR oo RecordgdDate/Time: July 23, 2026 03:29 ro roy e) F ae SY ow Usér NoemiD © HARLINGEN TX 78550 Station: CC-22-5759 STATE OF TEXAS = \;. . Cameron County 4 SANG , I hereby certify that this Instrument was filed in the File Number sequence on the date/time Ne i ery 7 . . < eX i Aad ‘c)printed hereon, and was duly recended in the Official Records of Came¥on County, Texas ON ay : a oS) NG RE: ay ow “N eS)? Sylvia Garza-Perez oe oe ' ( ) . co or? “Nhe OURS” ~=—- Cameron County Cl x ae e