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Foreclosure Notice*
NOTICE OF SUBSTITUTE TRUSTEE SALE
Deed ofTrust Date: Grantor(s)/Mortgagor(s):
5/24/2023 THOMAS EARL POWELL JR. AND LAURA POWELL,
HUSBAND AND WIFE
Original Beneficiary/ Mortgagee: Current Beneficiary/ Mortgagee:
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Lakeview Loan Servicing, LLC
MERS") SOLELY AS A NOMINEE FOR PRIMELENDING A
PLAINSCAPITAL COMPANY LENDER ITS SUCCESSORS AND
ASSIGNS
Recorded in: Property County:
Volume: N/A COLLIN
Page: N/A
Instrument No: 2023000057730
MortgageServicer: Mortgage Servicer' sAddress:
M&TBank isrepresenting theCurrentBeneficiary/ Mortgagee under a 1 Fountain Plaza,
servicing agreement with theCurrent Beneficiary/ Mortgagee. Buffalo, NY 14203
Date ofSale: 10/6/2026 Earliest Time Sale Will Begin: 10:00 AM
PlaceofSaleofProperty: CollinCountyCourthouse,2100BloomdaleRoad,McKinney,TX75071 ORINTHEAREADESIGNATED BY
THE COMMISSIONER' SCOURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE.
Legal Description: BEING LOT 11, IN BLOCK J, OF WEST CROSSING PHASE 1, AN ADDITION TO THE CITY OF ANNA, COLLIN COUNTY, TEXAS,
ACCORDING TO THE MAP ORPLAT THEREOF RECORDED IN CLERKS FILE NO. 20060123010000130( VOLUME 2006, PAGE 22), PLAT RECORDS,
COLLIN COUNTY, TEXAS.
In accordance with TEx. PROP. CODE§ 51.0076 and the Deed ofTrust referenced above, the undersigned as attorney forMortgagee orMortgage Servicer does hereby
remove the original Trustee and all successor substitute trustees and appoints in their stead, Auction.com, LLC, Payton Hreha, Francesca Ortolani, Shelley Ortolani,
Mary Mancuso, Liz Hach, Michele Hreha or Carol Dunmon, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy& Holthus, LLP, asSubstituteTrustee, who shall
hereafterexerciseallpowers andduties setasidetothesaid originalTrusteeundertheresaidDeedofTrust; and,further,does herebyrequest, authorize, and instruct
said Substitute Trustee toconduct and direct the execution ofremedies setaside to the beneficiary therein
The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time
stated above orwithin three( 3) hours after that time.
ThePropertywillbesold" ASIS," withoutanyexpressorimpliedwarranties, exceptastowarranties oftitle,and atthepurchaser'sownrisk,pursuanttothe termsof
TEx. PROP. CODE§ 51.002 and§ 51.009. Prospective bidders areadvised toconduct anindependent investigation ofthenature andphysical condition oftheProperty.
Substitute Trustee reserves the right to set further reasonable conditions for conducting thepublic auction. Any such further conditions shall be announced before
bidding isopened forthe first sale ofthe day held bySubstitute Trustee.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY
INSTRUMENT IDENTIFIED INTHIS NOTICE OF SALE. M.PERSON SIGNING THIS NOTICE IS THE ATTORNEY ORAUTHORIZED AGENT
OFTHEMORTGAGEEORMORTGAGESERVICER.
NOTICE PURSUANT TO TEX. PROP. CODE§ 51.002(I): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OFTHE ARMED FORCES OF THE
UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A
MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF
THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE
SENDER OF THIS NOTICE IMMEDIATELY.
Dated: 7/22/2026 Dated: P v~ I
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SfPr Printed Name:
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Thuy Frazier, Attorney Substitute Trustee
McCarthy& Holthus, LLP do Auction.com
1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060
Plano, TX 75075 Plano,TX 75075
Attorneys for M&TBank https://sales. mccarthvholthus. com/ OD n N
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MHFileNumber: TX-25- 124841-POS C N GJ
Loan Type: FHA Q