1 D 2026 HAY 22 PM 2: I TS#: 26-005848 STACEY KEMP LOAN TYPE: FHA COUNTY COLT NTY.TEXAS NOTICE OF TRUSTEE' S FORECLOSURE SALE Y: DEPUTY Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member ofthe Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the activeduty military service to the sender ofthis noticeimmediately. 1. Property to Be Sold. The property to be sold is described as follows: LOT 6, BLOCK D OF OAK HOLLOW ESTATES PHASE I, AN ADDITION TO THE CITY OF ANNA, COLLIN COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME N, PAGE 647, MAP RECORDS, COLLIN COUNTY, TEXAS. 2. Instrument to be Foreclosed. The instrument to be foreclosed is the deed oftrust recorded on 10/23/2020 as instrument 20201023001852130, ofthe real property records ofCOLLIN County, TX. 3. Date, Time, and Place ofSale. The sale is scheduled to be held at the following date, time, and place: Dated: 07/07/2026 Time: The sale will begin no earlier than 10:00 A.M. or no later than three hours thereafter. Place Collin County Courthouse, 2100 Bloomdale Road, McKinney, TX 75071 or an area designated by the County Commissioners Court The Deed ofTrust permits the Mortgagee to postpone, withdraw, or reschedule the sale for another day. In that case, the trustee or substitute trustee under the Deed of Trust need not appear at the date, time, and place of a scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice ofthe date ofany rescheduled foreclosure sale will be reposted and railed in accordance with the posting and filing requirements of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale. 4. Terms ofSale. The sale will be conducted as apublic auction to the highest bidder for cash, subject to the provisions ofthe Deed ofTrust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale.Those desiring to purchase the property will need to demonstrate their ability to pay cash on the day theproperty is sold. The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters ofrecord affecting theproperty, ifany, to the extent that they remain inforce and effect and have not been subordinated to the Deed of Trust. The sale shall not cover any part of the property that has been released of public record from the lien of the deed of trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Please be advised that the trustee will require any entity or trust bidder at this trustee's sale to provide beneficial ownership information, documentation, and written certification as required under FinCEN's Anti-Money Laundering Regulations for Residential Real Estate Transfers, effective for transfers to covered transferees closing on or after March 1, 2026. This requirement applies where the purchaser is a legal entity (including an LLC, corporation, or partnership) or a mist, and the transfer is not financed by an institutional lender subject to existing anti-money laundering requirements. The required information and certification must be provided to the trustee prior to issuance of the trustee's deed upon sale. No trustee's deed will be issued for a covered transfer until all required FinCEN information has been received and certified. Additional information regarding these regulations and required transferee disclosures can be found at: www.fmcen.gov/rre and https://www.fincen.gov/rre-fags https:// Pursuant to the Deed ofTrust, the beneficiary has the rightto direct the Trustee to sell the property in one or more parcels and/or to sell all or only part ofthe property. Pursuant to Section 51.009 of the Texas Property Code, the property will be sold in " as is, where is" condition, without any express or implied warranties, except as to the warranties of title( if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature andphysical condition ofthe property. Pursuant to Section 51.0075 ofthe Texas Property Code, the trusteereserves the right to setfurther reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale ofthe day held by the trustee or any substitute trustee. 5. Type of Sale. The sale is a nonjudicial deed-of-trust lien foreclosure sale being conducted pursuant to the power ofsale granted by the Deed of Trust executed by DERREK CUNNINGHAM AND LASHIRA MCCULLY, HUSBAND AND WIFEObligations Secured. The Deed of Trust provides that it secures the payment of the 6. indebtednesses and obligations therein described( collectively, the" Obligations") including but not limited to (a) the promissory note in the original principal amount of$200,305.00, and payable to the order of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR MOVEMENT MORTGAGE, LLC, its successors and b) all renewals and extensions ofthe note, if applicable; (c) any and all present andfuture assigns; ( indebtednesses owed to MOVEMENT MORTGAGE, LLC who is the current owner and holder ofthe "Obligations" andis the current Mortgagee undertheDeed ofTrust. Mortgage Servicing Information. ServiceMac, LLC, is acting as the Mortgage Servicer for MOVEMENT MORTGAGE,LLC,who is theMortgagee ofthe Note andDeed ofTrust associatedwiththe abovereferencedloan. ServiceMac,LLC, asMortgage Servicer,is representing the Mortgagee whose address is: MOVEMENT MORTGAGE, LLC C/O ServiceMac,LLC, 9726 Old Bailes Road, Suite 200, Indian Land, SC 29707. The Mortgage Servicer is authorized to represent the Mortgagee by virtue ofa servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure ofthe property securing the above-reference loan. Default and Request to Act. Default has occurred under the Deed of Trust, and the 7. Mortgagee has requested me, as Kirk Schwartz, Justin Ritchie, Carson Emmons, Jeffrey Kramer, America West Lender Services (AWEST), Jeff Elliott, Auction.Com LLC to conduct this sale. Notice is given thatbefore the sale the Mortgagee may appoint another person substitute trustee to conduct the sale. t / zz Date: ./ 94gaz:021(._ 0. Kirk Schwartz,Justin Ritchie,Carson Emmons, JeffreyKramer,America WestLender Services (AWEST), JeffElliott,Auction.Com LLC C/O America West Lender Services 5404 Cypress CenterDrive, Suite 300 Tampa,FL 33609 844-693- 4761 Fax: 877-317-0475