NOTICE OF SUBSTITUTE TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Matter No.: 145815-TX Date: February 12, 2026 County where Real Property is Located: Collin ORIGINAL MORTGAGOR: RUTH LIJODI, SINGLE WOMAN ORIGINAL MORTGAGEE: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR HOMEBRIDGE FINANCIAL SERVICES, INC, ITS SUCCESSORS AND ASSIGNS CURRENT MORTGAGEE: NEWREZ LLC MORTGAGE SERVICER: NewRez LLC D/B/A Shellpoint Mortgage Servicing DEED OF TRUST DATED 3/16/2017, RECORDING INFORMATION: Recorded on 3/16/2017, as Instrument No. 20170316000340610 and later modified by a)loan modification agreement recorded as Instrument 2021 1004002027680 on 10/04/2021 SUBJECT REAL PROPERTY (LEGAL DESCRIPTION): LOT 15, BLOCK A, CREEKSIDE AT PRESTON, PHASE 2, AN ADDITION TO THE CITY OF FRISCO, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT RECORDED IN CABINET P, PAGE 576, PLAT RECORDS OF COLLIN COUNTY, TEXAS. NOW, THEREFORE, NOTICE IS HEREBY GIVEN that on 5/5/2026, the foreclosure sale will be conducted in Collin County in the area designated by the Commissioners Court, pursuant to Section 51.002 of the Texas Property Code as the place where the foreclosure sales are to take place. If no place is designated by the Commissioners Court, sale will be conducted at thé.place where the Notice of Trustee’s Sale was posted. The trustee’s sale will be conducted no earlier than 10:00 AM, or not later than three (3) hours after that time, by one of the Substitute Trustees who will sell, to the highest bidder for cash, subject to the unpaid balance due and owing on any lien indebtedness superior to the Deed of Trust. NewRez LLC D/B/AsShellpoint Mortgage Servicing is acting as the Mortgage Servicer for NEWREZ LLC who is the Mortgagee of the Note and Deed of Trust associated with the above referenced loan. NewRez LLC D/B/A Shellpoint Mortgage Servicing, as Mortgage Servicer, is representing the Mortgagee, whose address is: NEWREZ LLC c/o NewRez LLC D/B/A Shellpoint Mortgage Servicing 75 Beattie Place, Suite 300 Greenville, South Carolina 29601 The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is Page 1 of 2 (Mae 4866624  Matter No.: 145815-TX authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51.0076 of the Texas Property Code, I HEREBY APPOINT AND DESIGNATE AUCTION.COM, LLC, AGENCY SALES AND POSTING, LLC, ALDRIDGE PITE, LLP or either one of them, as Substitute Trustee, to act, either singly or jointly, under and by virtue of said Deed of Trust and hereby request said Substitute Trustees, or any one of them to sell the property in said Deed of Trust described and as provided therein. The address for the Substitute Trustee as required by Texas Property Code, Section 51.0075(e) is Auction.com, 1 Mauchly, Irvine, CA 92618. Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on activ duty, including active military du ie T: ational Guard or the National Guard of another state or as ber o! e fl ed forces of the United Stat lease send written notice of the active duty mili service sen this notice immediately. By: Hotliy Hawmilfow Hollis Rose Hamilton, Attorney, Aldridge Pite, LLP 3333 Camisio\Del Rio South, Suite 225 San Diego, California 92108 Return to: ALDRIDGE PITE, LLP 3333 Camino Del Rio South, Suite 225 P.O. BOX 17935 SAN DIEGO, CA 92108-0935 FAX #: 619-590-1385 Phone: (866) 931-0036