NOTICE OF FORECLOSURE SALE ··#•~ .. STATE OF TEXAS § § COUNTY OF _FORT BEND § Date: May 12, 2026 Deed of Trust (the "Deed of Trust") ;,it· ~ c, •• ,,,_ ~ -; . CDC") . ?<. :,: .,, rTIO > %C: -c -OZ- ::")~ •• \ N r 0 -f-CC") J m 'ZI""' > -irrl .. :x -<:::> .. 0 ~~ t"' V? ,.., )-. -~ ~ r, . N/c:9 . .r:-~ Recorded: April 28, 2023 Grantor: Naseem Panjwani, a single person, now deceased, probate in Fort Bend County Court at Law No. 5, in re: Estate of Naseem Panjwani, deceased, Cause No. 25-CPR-043103; Mumtaz Dhanani, executor Lender (Creditors): Cuong Vo and Oanh Vo Trustee: Loan T. Tran Secured By: Deed of Trust recorded in the Real Property Records of Fort Bend County; Texas under File No. 2023038846 and Promissory Note in the principal amount of $350,000, dated April 28, 2023 (collectively, the "Loan Documents") Substitute Trustee: Pennell Law Firm PLLC Attn: Kevin Pennell / Michael Sutton 19 Briar Hollow Ln., Suite 110, Houston, Texas 77027 Property: Lot Six, in Block Four, of MISSION TRACE, SECTION FOUR, a subdivision in Fort Bend County, Texas, according to the map or plat thereof, recorded under Plat Number 2014011 of the Plat Records of Fort Bend County, Texas, also commonly referred to as 9403 Limestone Ranch Lane, Richmond, TX 77407 (the "Property"). Foreclosure Sale: Date: Tuesday, June 2, 2026 / Time: The sale of the Property ("Foreclosure Sale") will begin between the hours of 1 :00 p.m. and 4:00 p.m. local time; the earliest time at which the Foreclosure Sale will begin is 1 :00 p.m. The sale will be completed by no later than 4:00 p.m. 1 IPage -=c. Place: Gus George Law Enforcement Academy, Patton Hall, 1521 Eugene Heimann Circle, Richmond, Texas 77469. Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash or other immediately available funds in accordance with Tex. Prop. Code§ 51.001 et seq., except that Cuong Vo's and Oanh Vo's bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust. Because of the defaults, Cuong Vo and Oanh Vo ("Lenders"), the owners and holders of the Note, have requested Substitute Trustee to sell the Property. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of Lenders' election to proceed against and sell both the real property and any personal property described in the Deed of Trust in accordance with Lenders' rights and remedies under the Deed of Trust and Section 9.604(a) of the Texas Business and Commerce Code. Lender is also proceeding in compliance with Tex. Estates Code §403.054. Therefore, notice is given that on and at the Date, Time, and Place of Sale described above, Substitute Trustee will sell the Property by public sale to the highest bidder for cash in accordance with the Deed of Trust. The Deed of Trust permits Lenders to postpone, withdraw, or reschedule the sale for another day. In that case, the Substitute Trustee need not appear at the Date, Time, and Place of Sale described above to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the deed of Trust and the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale. Those desiring to purchase the Property will need to demonstrate their ability to pay cash on the day the Property is sold. The Foreclosure Sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The Foreclosure Sale will not cover any part of the Property that has been released of public record from the lien and/or security interest of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in "as is" condition, without any express or implied warranties, except as to the warranties of title (if any) 21Page provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to Section 51.0075 of the Texas Property Code, the Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN TIDS NOTICE OF SALE. THE PERSON SIGNING TIDS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Notice is given that before the Foreclosure Sale, Lenders may appoint another person as Substitute Trustee to conduct the Foreclosure Sale. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF You ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STA TE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. PENNELL LAW FIRM, PLLC By: Kevin Pennell, Managing Member Aclrn.owledged before me, the undersigned notary, on this 11th day of May 2026, by Kevin Pennell in his capacity as managing member of Pennell Law Firm, PLLC. , ------~......... --· ---"' --~-- .. ,.. - '.,_ :::--:- ,' ,' __ ,, I'• J. -~ • • , ·I I ,11 ( ,-. i;·':;-\. ·:, .. ' I ~.; • After recording, return to: Pennell Law Firm PLLC 19 Briar Hollow Lane, Suite 110 Houston, TX 77027 ~~ Notary Public, State of Texas 3IPage