TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3697 FILED 5/27/2026 8:16:59 AM - ACCORDING TO THE:-MAP OR PLAT THEREOF FILED me FILE] T'S, #:°2026-24484-TX = , - . ose ~ APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE ¢ OF 'TRUSTEE’S. SALE THIS INSTRUMENT APPOINTS .THE SUBSTITUTE TRUSTEE) IDENTIFIED TO SELL THE PROPERTY ’ DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned, i in accordance with Texas Property Code §51.0076, as attormey-in-fact for the Mortgagee or Mortgage Seryicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of. Texas, LLC, Resolve ‘Trustee Services, LLC,-or any one of them, c/o Nestor Solutions, LLC, 214 5% Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties, conferred upon theoriginal trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to thé-beneficiary therein. : : : , , 1. Date, Time, and Place of Sale. 8/4/2026 ‘ . ~ earliest time the sale will begin is 10:00-AM, or within three (3) hours after that time. a County Co e, Texas, at the following location: 9401 Knight Rd, Houston, 1X 77045, AYOU CITY MAGNOLIA SOUTH BALLROOM, LOCATED AT 9401 GHT RD, HOUSTON, 04 eding area is no longer the designated area, at the area most =e si i ourt. . 2: Property To Be Sold. LOT 66, BLOCK 2, T FILM CODE NO, 669149, OF THE MAP RECORDS OF HARRIS CO’ Commonly known as: 9438 JAYCI HILLS LANE CYPRESS, TX 77433, \ 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 9/28/2015 and, recorded ‘ . office of the County Clerk ‘of Harris County, Texas, recorded on 10/5/2015 under County Clerk’s File ‘No 20150453243, in, Book -- and Page -- The subject Deéd of-Trust was modified by Loan Modification recorded as Instrument RP-2020-597212 | and recorded on 12/07/2020 in the Real Property Records of Harris County, Texas. . Grantor(s): ‘ SERGIO GARCIA AND ELIZABETH GARCIA, HUSBAND AND WIFE Original Trustee: ~ Scott R. Valby Original Mortgagee: | Mortgage Electronic Registration Systems, Inc., as Beneficiary, as noniinee for. - ' ’ * Universal Américan Mortgage Company, LLC, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation , Mortgage Servicer: Freedom Mortgage Corporation. 7 , u os  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3697 FILED 5/27/2026 8:16:59 AM TS, #: 2026-24484-TX i 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagée thereunder to. have the bid credited to’ the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties‘of title (if.any) provided for under thé Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest. bidder,(“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deéd will be issued for covered transférs. Additional information regarding these regulations and the required transferee information and certificatidns can be foun https://www.fincen.gov/rre-faqs#D_5 or _ https://www.federalregister: gov/documents/2024/08/29/2024- 19198/anti Naunderingtegultions for residential retesitesnaneies : Company, LLC, its successors and assigns; (2) all renewals and extensions of ‘the note; an indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Dee the payment of the indebtedness, and the same is now wholly due and payable. The owner requested that the Substitute Trustee sell the Property to satisfy the indebtedness. | ~ Jefault has occurred in of the Obligations has to represent the Mortgagee by virtue of a servicing Code §51.0025, the Mortgage Servicer n securing the Property referenced above. ortgagee, whose address.is: 7. Mortgage Servicer Information. The Mortgage Servicer is author! agreemient with the Mortgagee. Pursuant to the Servicing Agree! and is authorized. to collect the debt and administer any resulting Freedom Mortgage Corporation as Mortgage Servic resi el c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION . By: Dated: 5/22/2026 Christopher K. Baxter . so Senior Vice President oo : Texas Bar No. 90001747 214 Sth Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345- 5501 For sale. information visit: https://www.xome.com.or Contact (800) 758-8052 a