Doc# 20261000207 08/28/2026 12:27 PM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk Vylla Solutions, LLC P.O. Box 3309 Anaheim, California 92803 For Sale Information: (888) 313-1969 For Reinstatement Requests: 1-866-874-5860 Pay Off Requests: 1-800-561-4567 TS#: 26-41838 0 EE NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, on 4/16/2021, Sheryl C. Joyce, an unmarried woman , as Grantor/Borrower, executed and delivered that certain Deed of Trust, in favor of Scott Gesell, as Trustee, Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Gateway Mortgage Group, a division of Gateway First Bank, as Beneficiary which deed of trust secures the payment of that certain promissory note of even date therewith in the original amount of $196,377.00, payable to the order of Gateway Mortgage Group, a division of Gateway First Bank, which Deed of Trust is Recorded on 4/20/2021 as Volume 20210104779, Book, Page, in Bexar County, Texas, Deed of Trust covers all of the real property, personal property, and fixtures described therein, including , but not limited to, all the following described property, rights and interests (the “Property”), to-wit; | Lot Eight (8), in Block Seventeen (17), CB 4332D, of Heritage Park her Unit 9, an addition in Bexar County, Texas, according to the map or plat thereof recorded in/under Volume 9515, Pages 219- 225 of the Deed and Plat Records of Bexar County, Texas. Commonly known as: 9826 RAVEN FIELD DR SAN ANTONIO, TX 78245 WHEREAS, the Trustee named in the Deed of Trust having been removed, the legal holder of the indebtedness described in the Deed of Trust appointed Dustin George, Auction.com, LLC, Agency Sales and Posting LLC, Xome Inc., Prestige Posting and Publishing, LLC, Tejas Corporate Services LLC, NFPDS-TX LLC, or any one of them, as Substitute Trustee (each being referred to as the “Substitute Trustee”), upon the contingency and in the manner authorized by the Deed of Trust: and WHEREAS, defaults have occurred in the covenants of the Deed of Trust, monetary or otherwise, and the indebtedness secured by and described in the Deed of Trust is now wholly due, and Carrington Mortgage Services, LLC whose address is 500 N. State College Blvd., Suites 1030, 1300 & 1400, Orange, CA 92868, is acting as the mortgage servicer for Carrington Mortgage Services, LLC, which is the mortgagee of the Note and Deed of Trust or mortgage and the legal holder of such indebtedness and the liens securing same has requested either one of the Substitute Trustees to sell the Property in accordance with applicable law and the terms and provisions of the Deed! of Trust. Carrington Mortgage Services, LLC is authorized to represent the mortgagee by virtue of a written servicing agreement with the mortgagee. Pursuant to that agreement and Texas Property Code Section 51.0025, Carrington Mortgage Services, LLC is authorized to administer the foreclosure referenced herein. NOW, THEREFORE, NOTICE IS HEREBY GIVEN, that on 11/3/2026 at 10:00 AM, or no later than three (3) hours after such time, in Bexar County, Texas, the Substitute Trustee will sell the Property at public venue to the highest bidder for cash. The sale will take place at the area designated by the Commissioner’s Court for sales of real property under a power of sale conferred by a deed of trust or other contract lien as follows: THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE WHICH IS NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, SAN ANTONIO, TEXAS OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE NOTICE IS FURTHER GIVEN that , except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms of the Deed of Trust, conveyance of the Property shall be made without any representations or warranties whatsoever, express or implied. Doc# 20261000207 08/28/2026 12:27 PM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Please be advised that the trustee may require entity or trust bidders at this trustee's sale to provide information, documentation and/or certification of the vesting instructions and the data required to be reported pursuant to FinCEN regulations effective for transfers of residential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a substitute trustee’s deed will be issued for covered transfers. The Buyer may be required to pay charges associated with the gathering and reporting of information to FinCEN. Additional information regarding these regulations and the required transferee information and certifications can be found at: https.//www. federalregister. gov/documents/2024/ 08/29/2024-19198/ anti-money-laundering-re gulations-for-residential- real-estate-transfers and htips:/www.fincen.gov/rre-faqs#D_5 ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED ACTIVE MILITARY DUTY INCLUDING STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON I : ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEK(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WITNESS, my hand this 8/27/2026 WITNESS, my hand this sla [20 & Kawonnal Dobson /SS/ Alexis Martin By: Kavonnah Dobson, Sr. Trustee Sale Specialist By: Substitute Trustee(s) Vylla Solutions, LLC as Dustin George, Auction.com, LLC, Agency Sales authorized agent for Mortgagee or Mortgage and Posting LLC, Xome Inc., Prestige Posting and Servicer Publishing, LLC, Tejas Corporate Services LLC, 500 N. State College Blvd., Suite 1400A NFPDS-TX LLC Orange, CA 92868 C/O Vylla Solutions, LLC 500 N. State College Blvd., Suite 14004 Orange, CA 92868 FILE INFORMATION Document Number: 20261000207 Date/Time: 8/28/2026 12:27:58 PM Total Pages: 2 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME— CLARK BEXAR COUNTY CLERK Total Fees: $2.00