t S ! ACE COUNTY CLERK T.S.#: 2026-26435-TX COLLIN " df !, TEXAS RTS 2026- 003836 DEPUTY APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF USTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER Theundersigned, inaccordance withTexas PropertyCode§ 51.0076, asattorney-in-factfortheMortgageeorMortgage Servicer, hereby removes theoriginal trustee and anyand all successor substitute trustees, and appoints intheirstead:Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS- TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees ofTexas, LLC, Resolve Trustee Services, LLC, or any one ofthem, c/o Nestor Solutions, LLC, 214 5th Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise allpowers and duties conferred upon the original trustee under theDeed ofTrust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 11/ 3/2026 Time: The earliest time the sale will begin is 10:00 AM, orwithin three( 3) hours after that time. Place: Collin County Courthouse, Texas, at the following location: Thefront steps oftheCollin County Courthouse located at2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, attheareamost recently designated by theCounty Commissioners Court. 2. Property ToBeSold. LOT 1, BLOCK A, OF ARBORS ATLEGACY HILLS PHASE 1, AN ADDITION TOTHE CITY OFCELINA, COLLIN COUNTY, TEXAS,ACCORDING TO THEMAPOR PLATTHEREOF RECORDED INVOLUME 2024, PAGE 583, MAP AND/OR PLAT RECORDS, COLLIN COUNTY, TEXAS. Commonly known as: 3101 ARTHURDALE STREET CELINA, TX 75009 3. Instrument tobe Foreclosed. The instrument to be foreclosed isthe Deed ofTrust dated 10/22/2025 and recorded inthe office oftheCounty ClerkofCollin County, Texas,recorded on 10/22/2025 under County Clerk'sFileNo 2025000136603, in Book-- and Page-- in the Real Property Records ofCollin County, Texas. Grantor(s): TIERA LATRISE KELLEY, AN UNMARRIED WOMAN Original Trustee: Malcolm D. Gibson Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Mattamy Home Funding,LLC,its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage CorporationT.S.#: 2026-26435-TX 4. Terms ofSale. The sale will beconducted asapublic auction tothehighestbidder forcash, subject tothe provisions ofthe Deed ofTrust permitting the Mortgagee thereunder to have the bid credited tothe note up to the amount ofthe unpaid debt securedbytheDeedofTrustatthetimeofsale.Pursuantto§ 51.009ofthe TexasPropertyCode,thepropertywillbesoldin ASIS, WHERE IS" condition,withoutanyexpress orimpliedwarranties,exceptastothewarrantiesoftitle(ifany) provided for under the Deed ofTrust. 5. Notice Regarding Federal ReportingRequirements. Please be advised that the highest bidder(" purchaser") at this trustee'ssalemayberequiredtoprovideinformation,documentationand/orcertificationasmandatedbyapplicablefederallaw, and entity andtrustpurchasers should be prepared toprovide beneficial ownership information as may be required by federal reporting requirements effective for transfers ofresidential real property to covered transfereeson or after 3/ 1/ 2026. If applicable, the required information must be provided tothe trustee before atrustee' sdeed will be issued forcovered transfers. Additional information regarding these regulations andthe required transferee information andcertifications canbe found at https:// www.fincen.gov/rre-fags#D_5 or https:// www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. ObligationsSecured.TheDeedofTrustprovidesthatitsecuresthepaymentoftheindebtedness andobligations described therein(collectively, the" Obligations"), including,butnot limitedto:( 1) thepromissory note intheoriginal principal amount of$384,077.00,executed by TIERA LATRISE KELLEY, AN UNMARRIED WOMAN, and payable tothe orderofMortgage ElectronicRegistration Systems,Inc.,asBeneficiary,asnomineeforMattamyHomeFunding,LLC,itssuccessorsandassigns; 2) allrenewalsandextensions ofthenote; and( 3) anyandallpresentandfutureindebtedness oftheTrustor(s) tothecurrent holder ofthe Obligations, secured by theDeed ofTrust. Default has occurred inthe payment oftheindebtedness, and the same is now wholly due and payable. The owner and holder ofthe Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized torepresent the Mortgagee byvirtue ofaservicing agreement withtheMortgagee. Pursuant totheServicing Agreement andTexas Property Code§ 51.0025, theMortgage Servicer is authorizedto collectthe debt andadministeranyresultingforeclosure oftheliensecuringthe Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents thecurrent mortgagee, whose address is: do Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone:( 855) 690-5900 AssertandprotectyourrightsasamemberofthearmedforcesoftheUnitedStates. Ifyouareoryourspouseisserving on active military duty, including active military duty as a member ofthe Texas National Guard or the National Guard ofanother state oras a member ofa reserve component ofthe armed forces ofthe United States, please send written notice ofthe active-duty military service to the sender ofthis notice immediately. NESTOR SOLUTIONS, LLC, as attorney- in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 8/24/2026 Christopher K. Baxter Senior Vice President Texas BarNo. 90001747 214 5th Street, Suite 205 Huntington. Beach, California 92648 Phone:( 888) 403- 4115 Fax:( 888) 345- 5501 For sale information visit: https:// www. xome.com orContact( 800) 758- 8052