FILED 2O26 MAY - 7 AM 8: 28 STACEYKE.MP fZ. t5r27 COUNTY CLERK T.S.#I: 2025- 16028- TX COLLIN OU TY.TEXAS nEDUTY APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Theundersigned,inaccordancewithTexas PropertyCode§ 51.0076,asattorney-in-factfortheMortgageeorMortgageServicer, hereby removes the originaltrusteeand any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/ Trustees. of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, do Nestor Solutions, LLC, 214 5th Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed ofTrust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to thebeneficiary therein. I. Date, Time, and Place ofSale. Date: 6/2/2026 Time: The earliest time the sale will begin is 10:00 AM, or within three( 3) hours after that time. Place: Collin County Courthouse, Texas, at the following location: The front steps ofthe Collin County Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. 2. Property To Be Sold. BEING LOT 13, IN BLOCK C, OF PRESTON VILLAGE, PHASE I, AN ADDITION TO THE CITY OF PLANO, COLLIN COUNTY, TEXAS, ACCORDING TO THE FINAL PLAT THEREOF RECORDED IN VOLUME 2006, PAGE 780, OF THE MAP RECORDS OF COLLIN COUNTY, TEXAS. Commonly known as: 3104 BLOOMFIELD CT.PLANO, TX 75093 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed ofTrust dated 2/25/2021 and recorded in the office ofthe County Clerk ofCollin County, Texas, recorded on 3/5/2021 under County Clerk' s File No20210305000441260, in Book— and Page— in the Real Property Records ofCollin County, Texas. Grantor( s): ERIKA A. KENNEDY, ASINGLE WOMAN Original Trustee: Black, Mann& Graham, L.L.P Original. Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Freedom Mortgage Corporation., its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporationz. J T.S.#: 2025- 16028- TX 4. TermsofSale. Thesalewill beconductedasapublicauction tothehighestbidderforcash, subjecttotheprovisions ofthe Deed ofTrust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount ofthe unpaid debt secured bytheDeed ofTrustatthetimeofsale. Pursuantto§51.009 oftheTexas Property Code,theproperty will besold in AS IS, WHERE IS" condition, without any express or implied warranties, except asto the warranties oftitle( ifany) provided for under the Deed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (" purchaser") at this trustee' ssalemay berequired toprovide information, documentation and/orcertification as mandated byapplicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/ 1/ 2026. If applicable,the required information mustbeprovided tothetrusteebefore atrustee's deedwill beissued forcovered transfers. Additional information regarding these regulations and the required transferee information and certifications•can be found at https://www.fincen.gov/rre-fags#D_5 or https://www.federalregister. gov/documents/ 2024/08/29/2024- 19198/ anti-money- 1aundering- regulations- for-residential- real-estate- transfers. 6. Obligations Secured. The Deed ofTrust provides that itsecures the payment ofthe indebtedness and obligations described therein( collectively, the" Obligations"), including, but not limited to:( I) the promissory note in the original principal amount of$345,533.00, executed by ERIKA A. KENNEDY, A SINGLE WOMAN, and.payable to the order ofMortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee forFreedom Mortgage Corporation., its successors and assigns;( 2) all renewals and extensions ofthenote; and( 3) any and all present and future indebtedness ofthe Trustor(s) tothecurrentholder ofthe Obligations, secured by the Deed ofTrust. Default has occurred inthepayment ofthe indebtedness, and the same is now wholly due and payable. The owner and holder ofthe Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer isauthorized to represent the Mortgagee by virtue ofaservicing agreementwiththeMortgagee.PursuanttotheServicingAgreementandTexas Property Code§51.0025,theMortgageServicer is authorized to collect the debt and administer any resulting foreclosure ofthe lien securing the Property referenced above. Freedom Mortgage Corporation asMortgage Servicer, represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037- 7939 Phone:( 855) 690- 5900 Assert and protect your riehts as a member ofthe armed forces ofthe United States. Ifyou are oryour spouse isserving on active military duty, includine active military duty as a member ofthe Texas National Guard or the National Guard ofanother state or as a member ofa reserve component ofthe armed forces of the United States, please send written notice oftheactive-duty military service to thesender ofthis notice immediately. NESTOR SOLUTIONS, LLC, as attorney- in-fact for FREEDOM MORTGAGE CORPORATION it , P1 By: Dated: 4/28/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach. California 92648 Phone:( 888) 403-4115 Fax:( 888) 345-5501 For sale information visit: https:// www. xome.com orContact( 800) 758- 8052