I r Z -1c 49 T.S.#: 2026-25074-Tx APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned, inaccordance with Texas Property Code§ 51.0076, asattorney- in-factforthe Mortgagee or Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction. com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS- TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one ofthem, c/o Nestor Solutions, LLC, 214 51" Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed ofTrust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. I. Date, Time, and Place ofSale. Date: 9/1/2026 Time: The earliest time the sale will begin is 10:00 AM, or within three( 3) hours afterthat time. Place: Collin County Courthouse, Texas, at the following location: The front steps ofthe Collin County Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. 2. Property ToBeSold. LOT 15, BLOCK 11, HIDDEN CREEK ESTATES PHASENO. 2, AN ADDITION TOTHE CITY OF ROYSE CITY, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN CABINET 2006, PAGE 771, PLAT RECORDS OF COLLIN COUNTY, TEXAS. Commonly known as: 1107 HIDDEN CREEK DRIVE ROYSE CITY,TX 75189 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed ofTrust dated 7/30/2015 and recorded in the office oftheCounty Clerk ofCollin County, Texas, recorded on 7/30/2015 underCounty Clerk's FileNo20150730000950480, in Book-- and Page— in the Real Property Records ofCollin County, Texas. Grantor( s): Graham C Henry and Amy R Henry, husband and wife Original Trustee: Randall C Present Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for DHI Mortgage Company Ltd, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation Ji J CD r-r.-", cpCI Cr-- 42,E, _ c 1pI c,. r' i co E 444_7:7- it— 3 i rntrTt _ m fnl rrli. u1 p ? t C >T.S.#: 2026-25074-TX 4. Terms ofSale. The sale will be conducted asapublic auction to the highest bidder for cash, subject to the provisions ofthe Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed ofTrust at the time of sale. Pursuant to §51.009 ofthe Texas Property Code, the property will be sold in AS IS, WHEREIS" condition, withoutanyexpress or implied warranties,exceptas tothewarranties oftitle( ifany) provided for under the Deed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (" purchaser") at this trustee' ssale may be required to provide information, documentation and/or certification asmandated by applicable federal law, and entity and trust purchasers should beprepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/ 1/ 2026. If applicable, the required information must be provided to the trustee before a trustee' s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https:// www.fincen.gov/ rre-fags# D_5 or https:// www.federalregister. gov/documents/ 2024/08/29/2024- 19198/ anti-money- laundering-regulations-for-residential- real-estate-transfers. 6. Obligations Secured. TheDeed ofTrust provides thatitsecures thepayment ofthe indebtedness and obligations described therein( collectively, the" Obligations"), including, but not limited to: ( 1) the promissory note in the original principal amount of$203,250.00, executed by Graham C Henry and Amy R Henry, husband and wife, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for DHI Mortgage Company Ltd, its successors and assigns; 2) all renewals and extensions ofthe note; and( 3) any and all present and future indebtedness ofthe Trustor( s) to the current holder ofthe Obligations, secured by the Deed ofTrust. Default has occurred inthe payment ofthe indebtedness, andthe same is now wholly due and payable. The owner and holder ofthe Obligations has requested that the Substitute Trustee sell the Propertyto satisfy the indebtedness. 7. Mortgage Servicer Information. TheMortgage Servicer isauthorized torepresent the Mortgagee by virtue ofa servicing agreementwiththe Mortgagee. PursuanttotheServicingAgreementandTexasProperty Code§ 51.0025,theMortgage Servicer is authorized to collect the debt and administer any resulting foreclosure ofthe lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5PKWY BLDG 4 FISHERS IN 46037- 7939 Phone:( 855) 690- 5900 Assertand protectyour rights as a memberofthearmed forcesofthe United States. Ifyou areoryourspouse isserving on active military duty, including active military duty as a member ofthe Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military service to the sender ofthis notice immediately. NESTOR SOLUTIONS, LLC, as attorney- in-fact for FREEDOM MORTGAGE CORPORATION I By: Dated: 6/15/ 2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone:( 888) 403-4115 Fax:( 888) 345-5501 For sale information visit: https:// www.xome.com orContact( 800) 758- 8052