Doc# 20260500016 03/19/2026 08:24 AM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk A A a A wUIG~BB-Z2B26-2O26 26-397992 Notice of Substitute Trustee’s Sale Notice Concerning Military Duty: Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Tex. Prop. Code § 51.002(i) Deed of Trust Date: January 7, 2025 Original Mortgagor/Grantor: XAVIER G CARRZALES Original Beneficiary / Mortgagee: MORTGAGE Current Beneficiary / Mortgagee: UNITED ELECTRONIC REGISTRATION SYSTEMS, INC., WHOLESALE MORTGAGE. LLC AS BENEFICIARY, AS NOMINEE FOR UNITED WHOLESALE MORTGAGE, LLC, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: BEXAR Volume: N/A Page: N/A Instrument No: 20250004255 Mortgage Servicer: CENLAR FEDERAL SAVINGS | Mortgage Servicer’s Address: 425 Phillips Blvd. BANK Ewing, New Jersey 08618-1430 * The morigage servicer 1s authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 31.0025. the Mortgage Servicer is authorized to collect the debt and to administer any resulting, foreclosure of the property securing the above referenced joan Secures: Note in the original principal amount of $294,950.00, executed by XAVIER G CARRZALES and payable to the order of Lender. Property Address/Mailing Address: 3035 LINDENWOOD WAY. SAN ANTONIO, TX 78245 Legal Description of Property to be Sold: LOT 28, BLOCK 22. OF OLSON SUBDIVISION UNIT 10, A SUBDIVISION IN BEXAR COUNTY. TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 20003, PAGES 862-864, PLAT RECORDS OF BEXAR COUNTY, TEXAS. Date of Sale: May 05, 2026 Earliest time Sale will begin: 10:00 AM Place of sale of Property: Bexar County Courthouse, 100 Dolorosa, San Antonio TX 78205 OR AS DESIGNATED BY THE COUNTY COMMISSIONER’S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION $1.002 OF THE TEXAS PROPERTY CODE The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. Appointment of Substitute Trustee: Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust, the same is now wholly due. Because of that default, UNITED WHOLESALE MORTGAGE, LLC, the owner and holder of the Note, has requested Auction.com LLC whose address is | Mauchly Irvine. CA 92618 or Tejas Corporate Services. LLC whose address is 14800 Landmark Blvd., Suite 850, Dallas, TX 75254, to sell the property. The Trustee(s) has/have been appointed Substitute Trustee in the place of the original trustee, in the manner authorized by the deed of trust. UCAS ALT  Doc# 20260500016 03/19/2026 08:24 AM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that UNITED WHOLESALE MORTGAGE, LLC bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to section 51.009 of the Texas Property Code. the Property will be sold "AS IS.” without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to section 51.0075(a) of the Texas Property Code, Auction.com LLC whose address is | Mauchly Irvine. CA 92618 or Tejas Corporate Services, LLC whose address is 14800 Landmark Blvd., Suite 850, Dallas, TX 75254, Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Auction.com LLC whose address is | Mauchly Irvine, CA 92618 or Tejas Corporate Services, LLC whose address is 14800 Landmark Blvd., Suite 850, Dallas. TX 75254. Trustee. Limitation of Damages: If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the funds paid. The purchaser shall have no further recourse against Mortgagor, the Mortgagee, or the Mortgagee’s attorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. x /s/Joseph_Vacek Ds aa — Joseph Vacek \ mar by Attorney for Cenlar Federal Savings Bank SWtio4 State Bar No.: 24038848 3[1a| te jwace 0 Robertson, Anschutz, Schneid, Crane & Partners, PLLC / Attorney for Mortgagee 5601 Executive Dr, Suite 400 Irving, TX 75038 Telephone: 817-873-3080 Facsimile: (817)796-6079 FILE INFORMATION Document Number: 20260500016 Date/Time: 3/19/2026 8:24:19 AM Total Pages: 2 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00