Doc-117438 LL Document No: 117438 Billable Pages: 3 Recorded On: April 30, 2026 12:12 PM Number of Pages: 4 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. File information: Record and Return To: Document No: 117438 South Texas Title & Trustee Services Receipt No: 20260430000247 PO Box 530493 Recorded On: April 30, 2026 12:12 PM original returned to customer Deputy Clerk: Olga Garcia HARLINGEN TX 78553 Station: CH-1-CC-K21 ntti, STATE OF TEXAS SOU = COUNTY OF HIDALGO % S 4 = 2 = ; % 3 | hereby certify that this Instrument was FILED in the File Number sequence on the date/time =»! 3 x = sprinted hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. 303 ioe ao its FS, Cy 0 : + = A See wens ‘Fy 4, by. ro Arturo Guajardo Jr. My, OF HNO WS County Clerk Jn: A ‘" ' Ss y Hidalgo County, Texas Doc-117438 Notice of Substitute Trustee Sale F25-00081 TX 6723165022 | 7241395735 Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 06/02/2026 Time: The sale will begin no earlier than 10:00AM or no later than three hours thereafter. The sale will be completed by no later than 1:00 PM. (Attention all bidders: cashier’s checks must be made payable to Assured Lender Services, Inc.) Place: Hidalgo County, TX at the following location: The Hidalgo County administrative building, located at 2802 S. Business Hwy 281, Edinburg, TX 78539 (Outdoor covered area on the west side of the building), OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: The following described property situated in Hidalgo County, Texas, to wit: Unit 4, in Building "A", of THE MORGAN CONDOS AT HUMMINGBIRD, a Condominium Project in Hidalgo County, Texas, together with the limited common elements, and an undivided interest in and to the general common elements, as same are defined in the Condominium Declaration thereof, recorded under Clerk's File No. 3280776, of the Official Public Records of Hidalgo County, Texas. APN: M6462-00-00A-0004-00 Commonly known as: 1500 Hummingbird Court #4, Pharr, TX 78577-0229 Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust, Security Agreement and Assignment of Leases and Rents, dated 03/12/2024 (the “Deed of Trust”) and recorded in the office of the County Clerk of Hidalgo County, Texas, recorded on 03/27/2024 as Document No. 3534327 of the Real Property Records of Hidalgo County, Texas. Trustor(s): HOMES4MONEY Original Beneficiary: Velocity Commercial Capital, INVESTMENTS LLC, a Texas LLC, a California Limited limited liability company Liability Company Current U.S. Bank Trust Company, Loan Servicer: PHH Mortgage Services Beneficiary: National Association, as Trustee for Velocity Commercial Capital Loan Trust 2024-3 Current Connie Cobb, Clyde Cobb, Constance Lewis, Montgomery Medley, Julie Martin, Substituted Michele Sanders or Cherie Maples Trustees: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the Doc-117438 unpaid debt secured by the Deed of Trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The present Beneficiary under the Deed of Trust has elected to conduct a unified foreclosure sale pursuant to the provisions of Texas Business and Commercial Code § 9.604 (a) and to include in the non-judicial foreclosure pursuant to the power of the sale granted by the deed of trust described in this Notice of Trustee’s Sale all of the personal property and fixtures described within the loan documents. The present Beneficiary reserves the right to revoke its election as to some or all of said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at the present Beneficiary’s sole election, from time to time and at any time until the consummation of the trustee’s sale to be conducted pursuant to the Deed of Trust and Notice of Trustee’s Sale. The real property and personal property encumbered by the Deed of Trust will be sold at the sale in accordance with the provisions of the Deed of Trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations Secured - The Deed of Trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $393,000.00, executed by HOMES4MONEY INVESTMENTS LLC, a Texas limited liability company, and payable to the order of Velocity Commercial Capital, LLC, a California Limited Liability Company; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of HOMES4MONEY INVESTMENTS LLC, a Texas limited liability company. U.S. Bank Trust Company, National] Association, as Trustee for Velocity Commercial Capital Loan Trust 2024-3 is the current owner and holder of the Obligations and is the beneficiary under the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under the Note, the Deed of Trust, and al! of the other associated loan documents, including, without limitation, all interest, default interest, late charges, advances, attorneys’ fees and other costs and expenses. NOTICE TO POTENTIAL BIDDERS: WE REQUIRE CERTIFIED FUNDS AT SALE BY CASHIER’S CHECK(S) PAYABLE DIRECTLY TO “ASSURED LENDER SERVICES, INC.” TO AVOID DELAYS IN ISSUING THE FINAL DEED. Questions concerning the sale may be directed to the undersigned or to the beneficiary: U.S. Bank Trust Company, National Association, as Trustee for Velocity Commercial Capital Loan Trust 2024-3 30699 Russell Ranch Road Suite 295 Westlake Village, CA 91362 Minerva Valdivia mvaldivia@velocitycommercial.com (818) 338-9797 Dated: 04/30/2026 111 Pacifica, Suite 140 Irvine, CA 92618 Phone: (714) 508-7373 Fax: (714) 505-3831 AFTER RECORDING, PLEASE RETURN TO: Assured Lender Services, Inc. 111 Pacifica, Suite 140 Irvine, CA 92618 Attn: Trustee Department Doc-117438 Certificate of Posting I, __ Connie Cobb do hereby certify that I am a citizen of the United States of America, over the age of 18 years, and competent, to be a witness relating to the matters herein I declare under penalty of perjury that on 04/30/2026 I filed the Notice of Sale at the office of the Hidalgo County Clerk and caused same to be posted at the Hidalgo County courthouse. Signature: Declarants Name: Connie Cobb