ave ase Sep 10 2026, 14:11 a T.S. #: 2026-26715-TX COUNTY CLERK DENTON CO, TEX BY. BH DEPUTY APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE: PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGESERVICER. The undersigned, in accordance with Texas Property Code § 51.0076, as attorney-in-fact forthe Mortgageeor Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees; and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5% Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 11/3/2026... ..... Time: ~ : The earliest time the sale will begin is 1:00 PM, or within three (3) hours after that time. Place: Denton County Courthouse, Texas, at the following location: 1450 East McKinney Street, Denton, TX 76209 THE COURTYARD AREA OF THE SOUTHWEST CORNER OF THE DENTON COUNTY COURTS BUILDING, or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. 2. Property To Be Sold, LOT 9, BLOCK E, OF MIDWAY RIDGE, PHASE 2, AN ADDITION TO DENTON COUNTY, TEXAS, ACCORDING TO THE PLAT RECORDED IN DOCUMENT NO. 2020-159 PLAT RECORDS, DENTON COUNTY, TEXAS. AS AFFECTED BY CERTIFICATE OF CORRECTION RECORDED IN DOCUMENT NO. 2020-68250 OFFICIAL PUBLIC RECORDS, DENTON COUNTY, TEXAS. Commonly known as: 13408 PRAIRIE VISTA LN PONDER, TX 76259 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 7/6/2021 and recorded in the office of the County Clerk of Denton County, Texas, recorded on 7/16/2021 under County Clerk’s File No 128118, in Book — and Page -- in the Real Property Records of Denton County, Texas. Grantor(s): RAVEN ROCHELLE FOBBS, A SINGLE WOMAN Original Trustee: _ Gregg & Valby, LLP Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for | CMG MORTGAGE, INC. dba CMG FINANCIAL, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation TS. #: 2026-26715-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the _ Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. , 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property. to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered trans fers. Additional information regarding these regulations and the required transferee information and certifications can be found at ‘https:/Avww.fincen.gov/rre-faqs#D_5. or... https://www.federalregister. gov/documents/2024/08/29/2024- 19 198/anti-money- laundering-regulations- for-residential- real- estate-transfers, 6. Obligations Secured. The Deed of Trust provides that it secures the payment ofthe indebtedness and obli gations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $409,058.00, executed by RAVEN ROCHELLE FOBBS, A SINGLE WOMAN, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for CMG MORTGAGE, INC. dba CMG FINANCIAL, its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Deed of Trust.* Default has occurred in the payment of the indebtedness, and the same is now wholly due and payable. The owner and holder of the Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure of the lien securing the Property referenced above. _ Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY. BLDG 4° FISHERS IN 46037-7939 Phone: (855) 690-5900 Assert and protect your rights as a member ofthe armed forces of the United States. Ifyou are or yourspouseis serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or. as a:member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military service to the sender of this notice immediately. _ NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION Dated: 9/1/2026 Christopher K. Baxter . Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758 -8052