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Foreclosure Notice*
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Notice ofForeclosure Sale
2026 JUL1 L
A11 8: 25
July 13, 2026
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Deed ofTrust, Security Agreement- Financing Statement(" Deed ofTrust' 9l-LIN COI NTY, TEXAS
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Dated: February 25, 2022
Grantor: WASHGUYS 12, LLC
Trustee: Marcus Morris
Lender: First Financial Bank, a Texas state banking association, successor-
in-interest to First Financial Bank, N.A.
Recorded in: Official Public Records of Collin County, Texas under Instrument
No. 20220301000330970 as corrected by Correction Deed of Trust
executed by Washguys 12, LLC dated February 25, 2022, and
recorded in the Official Public Records, Collin County, Texas as
Instrument No. 2022000166172
Secures: Promissory Notes (" Notes") in the original principal amount of
18,000,000.00 and $ 11, 100,000.00, executed by Grantor and
payable to the order of Lender and all other indebtedness of
Borrower to Lender. As used herein, the terms Notes and Deed of
Trust include all extensions, modifications and amendments thereof.
Property ( the " Property"): The real property, improvements and other property interests and
rights described in and mortgaged in the Deed ofTrust( collectively
defined therein as the " Property"), including without limitation the
real property described in the attached Exhibit " A", and all rights
and appurtenances thereto
Guaranty: The Notes and all other indebtedness of Borrower to Lender are
guaranteed by guaranties executed by John C. Pappas, Santhosh N.
Kumar and SK Ganesh Group LLC in favor ofLender.
Substitute Trustee: Any of Mark S. Zachary, Jessica Haile, Rachel Rickel and Lauren
Coursey
Street and Mailing Address
for Substitute Trustees: 400 Pine Street, Suite 800, Abilene, Texas 79601
Foreclosure Sale:
Date: August 4, 2026
Notice ofForeclosure Sale— Washguys 12, LLC( Collin County)
Page 1 of4Time: The sale ofthe Property will beheld between the hours of10:00 a.m.
and 4:00 p.m. local time; the earliest time at which the
Foreclosure Salewill begin is 10:00 a.m. and not laterthan three
hours thereafter.
Place: The front steps of the Collin County Courthouse located at 2100
Bloomdale Road, McKinney, Texas 75071, Collin County, Texas;
or in such other area as designated by the Commissioner' s Court of
Collin County, Texas pursuant to Section 51. 002 of the Texas
Property Code.
Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the
Property will be sold to the highest bidder for cash, except that
Lender's bid may be by credit against the indebtedness secured by
the lien ofthe Deed ofTrust.
Defaulthas occurred inthepaymentoftheNotes andintheperformance ofthe obligations
of the Deed of Trust. Because of that default, Lender, the owner and holder of the Notes, has
requested Substitute Trustee to sell the Property.
The Deed ofTrust may encumber both real and personal property. Formal notice is hereby
given of Lender's election to proceed against and sell both the real property and any personal
property describedinthe DeedofTrustinaccordancewithLender'srights andremediesunderthe
Deed ofTrust and section 9.604(a) ofthe Texas Business and Commerce Code.
Therefore, notice is given that on and atthe Date, Time, and Place forthe Foreclosure Sale
described above, Substitute Trustee will sell the Property in accordance with the Terms of Sale
described above, the Deed ofTrust, and applicable Texas law.
If Lender passes the Foreclosure Sale, notice of the date of any rescheduled foreclosure
sale will be reposted and reified in accordance with the posting and filing requirements ofthe Deed
ofTrust and the Texas Property Code.
The Foreclosure Sale will be made expressly subject to any title matters set forth in the
Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will
necessarily be made subject to all prior matters ofrecord affecting the Property, ifany, to the extent
that they remain in force and effect and have not been subordinated to the Deed ofTrust. For the
avoidance of doubt, the Foreclosure Sale will not cover any part of the Property that has been
released of public record from the lien and/or security interest ofthe Deed of Trust by Lender.
Prospective bidders are strongly urged to examine the applicable property records to determine the
nature and extent ofsuch matters, ifany.
Pursuant to section 51.009 ofthe Texas Property Code, the Property will be sold" AS IS,"
without any expressed or implied warranties, except as to the warranties (if any) provided
for under the Deed of Trust, and at purchaser' s own risk. Prospective bidders are advised to
conduct an independent investigation ofthe nature and physical condition ofthe Property.
Notice ofForeclosure Sale— Washguys 12, LLC( Collin County)
Page 2 of 4Pursuant to section 51. 0075( a) ofthe Texas Property Code, Substitute Trustee reserves the
right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further
conditions shall be announced before bidding is opened for the first sale of the day held by
Substitute Trustee.
Assert and protect your rights as a member ofthe armed forces ofthe United States.
Ifyou are oryour spouse is serving on active military duty, including active military duty as
a member of the Texas National Guard or the National Guard of another state or as a
member ofa reserve component ofthe armed forces ofthe United States, please send written
notice of the active duty military service to the sender ofthis notice immediately.
Subst. ute Trustee:
Any ofMark S. Zachary essica Haile,
Rachel Rickel and Lauren Coursey
Notice ofForeclosure Sale— Washguys 12, LLC (Collin County)
Page 3 of4Exhibit" A"
Tract 1:
Lot 1, Block 1 ofAUTOSPLASH CAR CARE CENTER ADDITION, an Addition to the Cityof
Frisco, Collin County, Texas, according to the map orplat thereofrecorded in Volume R, Page
188, Map Records, Collin County, Texas.
Tract 2:
Non-Exclusive Easement Estate created in Easement Agreement between Regency Centers, L.P.,
a Delaware limited partnership and ACCC Investments, L.P., a Texas limited partnership, dated
May 13, 2005, filed on June 15, 2005 and recorded in Volume 5940, Page 1305, Real Property
Records, Collin County, Texas.
Notice ofForeclosure Sale— Washguys 12, LLC( Collin County)
Page 4 of4