ry OF | aa4 key, re “Cp .. Notice of Substitute Trustee’s Sale ,, “7, ~ ‘0 Ps ihe i.) S: 2, if 2 ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OFTHE “57 ARMED FORCES OF THE UNITED STATES. If YOU ARE ORYOUR® ;., SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING, * ACTIVE MILITARY DUTY AS A MEMBER. OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A. MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND ‘WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Notice is hereby given that, subject to the terms and conditions set forth in this Notice, /a. public sale, at auction, of the Property (as that term is defined and described: below) will be held at the date, time and.place set forth in this Notice: d, Property to. Bé Sold. The Property to be sold, including improvements (collectively, the “Property”), is described as follows: 3. Legal Description ofthe Property: See Exhibit BAP? Real Property or its Address is Commonly Known as: 2.419 ACRES OF LAND ‘SITUATED IN THE. M. J.. OWENS SURVEY, ABSTRACT NO, 981, TOWN OF FLOWER: MOUND, DENTON COUNTY, TX, Deed of Trust Creating Lien That. Is The Subject of Sale. Deed of Trust dated March 28, 2024, executed by Gopal Villa, President, Bheema Vadlamuri,. Vice President, and Srikanth Sampathirao; Secretary: of SVV Homes, Inc: ‘to Shelby: Bruhn, ‘Trustee for: the benefit: of First: Financial: Bank, 'N:A.,. and recorded in the Official, Public. Records of Denton:County as Document: Number 2024-34068 including:all modifications, renewals, cotrections; atid extensions thereof (the:“Deéd of Trust’) Date, Time, and Place of Sale. The'sale is scheduled to be held atthe following date, time; and place: Date: = August 4, 2026 Time: ‘The: sale will begin no earlier than 1:00 p.m. or no: later than three ‘hours thereafter. Place; The: Denton County Courthouse, at:the following location: southwest corner of the Denton County Courts Building, located at 1450: E, McKinney Street, Denton, Texas:76209, or if the preceding area is no longer the designated area, at the area most. recently designated: by: the County Commissionets Court, pursuant to Section 51.002.of the Texas Property Code. The Beneficiary reserves the right, to ‘postpone, ‘withdraw;. or reschedule -the sale: for another day. In the cyent: that: the sale: is, postponed. or reschedule notice of the ‘date: of any’ rescheduled Substitute Trustee’s Sale will be:reposted: and) e-filed i in accordance withthe. posting anid filing: requirements of the: Texas, Property Code. The reposting Or re-filing may: ‘be after the date originally scheduled for this sale. 4, Terms of Sale. The sale will be conducted. as a public auction to the highest bidder ‘for cash, subject to permitting the Beneficiary to have its bid(s) credited tothe amounts owing under the terms:of the Note (as hereafter described) that is secured by the Deed of Trust. Those. desiring to: purchase’ the Property’ will need to. demonstrate: their:immediate:ability to pay by cash (which may be'by: cashier’ scheck):at'the time that the Property i is sold. The sale: will be made expressly subject: to any title matters set forth in the Deed of Trust, but. prospective bidders are:reminded ‘that by law the’ sale. ‘will necessarily be madesubject to all. matters of record affecting the Property, if any, ‘to the extent that they remain in force:and effect: and have:not been subordinated. to the Deed of Trust, The sale shall-not cover:any part of the Property’ ‘that has been releaséd of public record from the lien of the: Deed of Trust. Prospective bidders are Strongly urged ‘to examine. the ‘applicable: Property records to determine the nature and extent of such matters, if) any. Pursuant to the Deed of Trust, the: Beneficiary: ‘has the tight ‘to direct: the: Trustee or Substitute’ Trustee to:séll the Propeity i in-oné:or more parcels and/or t6 Sell All.or only part of the Property. Pursuant to-section 51.009 of the. Texas Property. Code, the Property will be sold in “‘as s” condition, without any express of implied warranties, except as to the warranties of title (if any) provided for under the Deed. of Trust, Prospective bidders’ ate advised to conduct an independent investigation’of the nature: and: ‘physical condition of the Property. Pursuant to. section 51.0075: of the Texas: ProperlyCode,; the undersigned, as Substitute Trusteé;. reserves the: right tO Set reasonable conditions (in. addition’ to the conditions set: forth. herein) for conducting the sale. Any such: further conditions'shall be annotnced before: bidding i is opened for the first:sale of the day held by the Substitute Trustee: 5. Type of Sale.. “he sale is ‘a non-judicial deed-of-trust: licn foreclosure: sale being condticted ptitsuant tothe power of sale granted by the Deéd of Trust. 6: Obligations Secured. The Deed. of ‘Trust dated March 28,. 2024 including all extensions, modifications, and renewals thereof provides that: it secures‘the payment‘of the indebtedness and obligations therein described including, but not limited, to'the Promissory Note in ‘the original ° principal. amount of $675,000.00 made payable ‘to the order of First Financial Bank, N.A. First - Financial Bank, is.the current owner and holder of the afore-mentioned: Note and. Deed of Trust and is the beneficiary ‘identified ‘therein. 7. Tristee/Substitiite Trustee. The ‘undersigned has been. ‘appointed by the Beneficiary .as Substitute Trustee'under the terms of the Deed, of Trust and may be referred to herein as. either the “Trustee” or “Substitute Trustee”. 8. Defarylt and Regtiest to Act. Default has occurtéd inthe payment of indebtedness due under’ the afore-mentioned Note: that is secured by the ‘Deed. of Trust, As a result, all of the unpaid balance: of principal. and accrued interest upon; the Note is now:due and’ payable; along with all costs and-expenses (including attorney’s fees) that‘have:been incurred by the Beneficiary: and that’are secured by the Deed. of Trust. The: Beneficiary has requested the Substitute Trustee: undet the Deed of Trust, to ¢onduct this’.sale, the proceeds of such:sale to. be applied in accordance with:the terms of the Deed of Trust. Notice ig hereby given that before the sale, the: Beneficiary may appoint another person substitute trustee 10 conduct the: sale. ‘THEREFORE, at. ‘the -date, ‘time and place set: forth above, the appointed Substitute. Trustee will sell the Property (including, any improvements) at ‘public atiction. to. the: highest: bidder for cash (subject to ‘the right of the Beneficiary to have its bid(s) credited to'the amounts due under the.Note) pursuant'to'the terms of the Deed of Trust and applicable law. Questions concerning:the sale maybe directed to the undersigned. Dated: July [0 __ 2026. Substitute Trustee: Any of Abstracts/T mustees of. Texas, LLC “by ; designated represeiitative) _ . ' EXHIBIT “A” Tract; BEING all that:certaln fract-of land situated In the M,,J. Owens Survoy; Abstract No. 981, Town of Flower ‘Mound, Danton County, Toxas, and belng:all.of-Lat 4, Block A, Kanumuri Addition, :an ‘Addition tothe Town of Flower Mound, Denton County, Texas, according to tho plat thereof recorded In Instrument Number 2017-504, of the Official Public Records of Denton County, Toxas, same belng that certain tract of land conveyod ta Vijay Chorkuri, by dood recorded In Instrument Number 2020-5148, Official Public Racords, Danton County, Toxas,- and being more:particularly described as follows: , BEGINNING at an’ cut-fotnd for the-northeast comer of sald Lot 1,:same being the-most easterly southoast: -cormer-of Lot:2R, Block:A, ‘Timber Valley:Shopping Center,.an ‘addition: to: the-Town of Flower ‘Mound, Denton: County, Texas, according to'the plat thereof recorded In Instrunient Number 2024 -67,:Officlal Public: Records, vattoeweue Texas, same: being in the west: right-of-way lino: of ‘Garden: Ridge Boulevard (4 called 100° right-of-way); ‘THENCE South 00 deq.:04'min. 57 sec, East, along the:common Uno of ald Lott, and: the. west right-of-way ling of sald: Gardon Ridge: Boulovard, a:distance of 176.92 fect‘to a°4/2.{nch lron rad: With “PEISER & MANKIN SURV“‘red plastic. cap found for-thé southeast Corner of said Lot 1, same. being the northeast corner of Lot 4X, Block: 4, Lexington: Glen,.an additlon to the Town of Flower Mound, Denton County, Texas, according tothe ‘plat thereof recorded In Cabinet U, Page:48).said Plat-Rocords; ‘THENCE South ‘89 deg..38.min. 50 sec. West; along the common dine of said Lot 4, and sald Lot 4X, passing at 25.00 feet ‘the northwest: corner of said Lot 4X, same being tha. northeast corner of a, 20° allay, and contihuing:along the: common [Ine of sald Lot 4,-and sald-20°alley, a:total distance’of:301.81 fest toa “1/2 inch Iron rod with: "PEISER: & MANKIN- SURV" red plastic cap found forthe southwest comer-of sald Lot.4,:same ‘being the southeast comer of Lot 2, aforesaid Block-A, Kanumuri Addition; THENCE North 00: dog. '04: fin. ‘S7 sec. Wost, along ta common ‘line of adid ‘Lots. 4 and 2,.A. distanca of 178.26 foal to-a-1/2 inch Iron-rod with "PEISER & MANKIN SURV" red. plastic ‘cap (ound for the northwost. cornor. of Said Lat 1,-same being the northesst.comer-of sald Lot.2,.same boing In tho: soutty lino-“of aloresald Lot:2R; THENCE North 89 deg, 55 min. 03 sec, East, along the. common Iine:of. sald Lots 4 and 2R, a distances -of 301.87 feot'to:the POINT OF BEGINNING and containing'$3,S97 square feat or 1.230:acre of computod: land, more-orless, Tract 2% Belng: that certain 1.000. ‘ere tract of land<situated in the. MJ. Owens Survoy,.Abstract:No. 981,. Town of: ‘Flowor Mound; Oenton County, Texas, and being a: portion of that cortaln tract of land to Charles Ku and Mary ‘Ron Ku, husband ‘and-wife (50% Interest), by deed rocarded.in Instrument Numbor 2014-30034, Official Public: ‘Records, Denton County, Texas; .and'being a portion of the remainder of that certaln tract of land toJames A. Crain and ‘Choryl' E, Grain, husband and wile (50% Interest), by deed recorded in olume''2767; Pago 0548; Deed Records, Denton County, Taxas, and being more ‘particularly: déscribed a¢ follows: - COMMENCING at-an 'X' cut sot In concrote for the northeast comer Of sald Ku and Crain tract, samo baling the most castarly southeast corner of Lot 3, Block A, Timber Valley. Shopping Center Addition, an additlan:to the Town of: Flower Mound, Denton County, Toxas, according to the plat thereof recorded 'Iq Cabinot |, Page 45, ‘Plat Records, Denton: County, Texas, same. boing.In the wost right-of—way line ol Garden Ridge ‘Boulovard (a called 100° right—ol—way); . a THENCE South: 89-dag,'55 min, 03 soc. West; along tta-common: ling of said’Kusand Crain ‘tract, same ‘belng: ‘the south ling ‘of sald Lot’3,.a°distanco-of 301:81 fant toa: 4/2) Inéh fron’ rod: set with “PEISER & MANKIN SURV" red plastic cap {heroinatter referred 16. as 4/2 Inch Iron rod: sat) for’tho' northeast’ comér of tho:heroln dascribod ‘tract, samo being tho POINT OF BEGINNING; ee THENCE South 00. deg.:04. min, $7 sec, East, through. the: interlor of said Ku and*Gratn tract, a distanéo of 178.26 feot.to a 1/2 Inch iron rod:set for the'southeast corner of the herein described tract, same.boing In the south ding of sald Ku and Crain tract, samo ‘being In'the north: (ne-of a ‘20° alley, dedicated by Lexington: Glen, an addilion to the Town: of Flower Mound, Denton County, Texas, according to the plat thereof recorded ‘in CablnatU, Pago 48,.sald Plat Records;. THENCE’South 89 dag. 39.min.:60 sec: West, along the common. |Ine of said Ku and. Crain tract, :and‘sald20° Jalley, a.distance ‘of 269,55 feat to a 1/2inch fron rod set for the: southwest:comer‘of ‘sald Ku and. Crain tract,. Same belng in the east line of a'20' alley, ‘as dedicated by Timbercreak Additlon:No: 3, an addition to the Town of:Flower Mound, Denton County, Texas,-according:to:thie plat: thereof: recorded. In: Cabinot:C,:Page 334, sald Plat Records, same boing’the beginning of a non—tangent-curve to tho lait having:a radius of 367,58 fect.a dolta angle of 40 deg.:57 min. 23 secy.and a chord bearing and distance of North 08 deg. 22 min. 39 sec. Wost,'70:18 fect;. THENCE In a:northwosterly: direction, and along ‘the conimoii line of. said Ku and ‘Crain tract, and’sald 20° alley, and along sald non—tangant curvo. to the. iett, an arc ulstanco. of 70.29:feet toa 1/2:Inch lron fod set for tho northwest corner of thy’ herelii doscribed tract; THENGE through the-Interior of said Ku-and Crain tract as follows: North 89:deg..85 min.:03 sec, East, a distance of 43:50 feet to a t/2 inch lron:rod set; North 00 deg..04 min: ‘S7'sec; West, a distance-of 84.72 fect to 3-1/2 tnch iron rod sot; North:89:dog.’55 min; 03'sec. East, a distance of-49.48 faat to.a:1/ZJnch lron-rod set; ‘North 00 dog.:03 min. 05 sec. West, a distanco- of! 26.28 foet.to a 42-inch iron rod sot for tho northwest: ‘cOmer-of:tha horaln described tract, samo belng In.the. north tino.of sald Ku and Crain tract;-samo being:In tha. south line‘of aforasald Lot 3; , a THENCE North 89 dog. 5& min, 03 sec; East, along tho:common:fine of said Ku‘and:Crain tract, and sald Lor3, a distance of 186,68 fot to the: POINT OF BEGINNING and containing 43,560 square feot:or 1.000-acro.of computed:land, more or tess.. . TRACT: 3: BEING all that certain tract. of land situated In-the M, J.:Owons Survay, Abstract No, 984,:Town’ of Flower Mound,-Oenton County; Texas, and belng all’ of Lot 3X, Block A, Kahumurl Addition, an Addition to tho Town of Flower Mound, Denton ‘County, Toxas, ‘according to tho. plat’thorcaf recorded In’ Instrument Number. 2017-504, Of the Official Public Records of Denton County, Toxas, same being ‘that certain: tract of land “conveyed: to ‘Vijay. Gharkuni, by deed crecorded in Instrument Number 2020-5448, Official Public Records, ‘Danton County, Texas, and being moro particularly described as follows; ‘BEGINNING: at ia--4/2: inch. iron rod with rad’ plastic «cap Stamped: "Peiser .&-Mankin SURV” found: for -the = Northwest’corner ‘of sald Lot 3X, same balng the. southwest cornet of Lot 2R, Block A, Timber Valley. Shopping ~~ Center, ani-addition: to ‘the ‘Town’ of Flower: Mound, -Donton: County, Texas, according to: tha: plat. thereof -rocordod' {it Instrument Number 2021-67, Offielal ‘Public Records, Denton County, Texas, samo ‘belfig ‘In. tha easterly tne. of:a.20 foot Allay-recorded in Cabinot:C, Page 334, Plat Records, Donton. County, Texas; THENCE North 89 dog. 55 min. 03 sec, East, along the common line of sald Lot 3X.and sald Lot 2R, a disténca of 140.00 feet toa 1/2 inch tron rod with ied plastic cap ‘stamped’"Peisor & Mankin SURV" found for ‘tha northeast: corner of ‘said Lot: 3X, samo ‘being the ‘most northerly” northwest: carer of ‘Lot: 2, sald «Block A, Kanumurl-Addltion; THENCE along:the.comimon line of said Lot 3X and said Lot'2 2g folllows: South 00 dog. 03 min. .05:suc. East, a distance of 25.28 foet to a 4/2 Inch jron-rod: with red plastic. cap stampod "Peiser & Mankin SURV" found for corner: South: 89. dog, 55:min, 03 soc: ‘West, @ distance of 49.48 feet to.a/2:inch iron: rod With ‘rad ‘plastic: cap Stamped "Polsor-& Mankly.SURV® faund for Interaal corner: , South 00. dog, 04. min, $7 ‘sec. East, ‘a distance of 84:72 fect :to-a 4/2 ‘inch: Ifon rod ‘with réd plastic cap Stamped “Peisor-& Mankin SURV” found for the most Southerly. Southeastcorner of sald. Lot 3X: South 89 deg. 55 min. 03.sec, West, a-distance af 43.50 foot to a 4/2:Inch’ fron-rod: with -red plastic cap Stamped “Polsér: &. Mankin. SURV” found for the southwest comor of said Lot '3X,.same: bolhg ‘the ‘most westerly northwest cornor of sald Lot 2, same:being In the eastorly ling of aforasaid 20-foot Alley, same being the-baginning of-a non-langent curve to:the left, having'a radius:of 967,58 feet and-a dolta-angla of 18.deg. 43. min. 45-soc.; . THENCE along said non-tangent éurve ‘to tho tett, along the common ine of sald‘Lot’3X and ‘sald 20 foot Alloy,: an. arc distance of 120.16 feet and: # chord bearing and distanco North 23 dog. 13 min. 13 sac, -Wast, sé feot to the POINT OF BEGINNING and ‘containing 8/234 squara feet:or 0.189:acre of computed land, moro-ordess, oo