NOTICE OF SUBSTITUTE TRUSTEE' S SALE Assert and protect your rights as a member ofthe armed forces ofthe United States. Ifyou are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender ofthis notice immediately. NOTICE IS HEREBY GIVEN THAT BECAUSE THE DEFAULT IN PERFORMANCE OF THE OBLIGATIONS OF THE DEED OFTRUST, SUBSTITUTE TRUSTEE WILL SELL THE PROPERTY BY PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH AT THE PLACE AND DATE SPECIFIED TO SATISFY THE DEBT SECURED BY THE DEED OF TRUST. INSTRUMENT/ DEED OF TRUST TO BE FORECLOSED TMLF No. 196746 Original Principal Amount: $ 448, 000. 00 Recording Information: 20180313000302840 Deed ofTrust Date: 03/06/2018 Grantor(s)/ Mortgagor( s): CHRISTY ANNYOUNG JOINEDHEREINPRO FORMABYHIS/HER SPOUSE JASON MATTHEW YOUNG Original Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FORFIRST CHOICE LOAN SERVICES INC., ITS SUCCESSORS AND ASSIGNS Current Mortgagee: PINGORA LOAN SERVICING, LLC PROPERTY TO BE SOLD Property Address: 1012WOODCLIFF DRIVE,MCKINNEY, TX 75070 County: COLLIN LOT 4, BLOCK G, OF WOODHAVEN PHASE II, AN ADDITION TO THE CITY OF MCKINNEY, COLLIN COUNTY, TEXAS, ACCORDING TO THE Property PLAT THEREOF RECORDED IN CABINET N, SLIDE 379, MAP RECORDS, Description: COLLIN COUNTY, TEXAS FORECLOSURE SALE INFORMATION r- c- 4 COLLIN COUNTY COURTHOUSE t Place of Sale: 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071 r rn r- - Sale Date: 09/01/2026 Sale Time: 10:00 AM CD Page 1 of 3 TMLF- 196746 1111111 LI III 11111111 4879977The sale will begin at the earliest time stated above or within three hours after that time. The sale will be conducted as public auction and the property will be sold to the highest bidder for cash equivalent, except thatlender's bid maybebycredit againstthe indebtedness securedby the line oftheDeed ofTrust. Pursuant to Texas Property Code § 51. 0075( a), Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announcedbeforebiddingis openedfor the firstsale ofthe day heldby SubstituteTrustee. Pursuant to Texas Property Code § 51.009, purchaser acquires the foreclosed property as is without any expressed or implied warranties, atthe purchaser' s own risk. It is the responsibility of prospective bidders to ascertain the property status and suitability for the intended purpose. Bidders should exercise due diligence and caution throughout the bidding process. Prospective bidders are reminded that by law the Foreclosure Sale will be made subject to all prior matters ofrecord affecting the Property, ifany, to the extent that they remain in force and effect and have not been released or subordinated to the Deed ofTrust or Contract Lien. ROCKET MORTGAGE, LLC SB/M NATIONSTAR MORTGAGE LLC is acting as the mortgage servicer and authorized to represent themortgagee, PINGORA LOAN SERVICING, LLC, by virtue of servicing agreement with the mortgagee. Pursuant to the servicing agreement and Texas Property Code § 51.0025, the mortgage servicer, ROCKET MORTGAGE, LLC SB/MNATIONSTAR MORTGAGE LLC is authorized to collect the debt and to administer any resulting foreclosure ofthe lien securing the Property referenced above. ROCKET MORTGAGE, LLC S/B/M NATIONSTAR MORTGAGE LLC CIO PINGORA LOAN SERVICING, LLC 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019 If PINGORA LOAN SERVICING, LLC passes the Foreclosure Sale, notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements ofthe Deed ofTrust or Contract Lien and the Texas Property Code. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THEMORTGAGEE ORMORTGAGE SERVICER. Page 2 of 3 TMLF- 196746s The undersigned as attorney or authorized agent for the mortgagee or mortgage servicer does hereby remove the original trustee and all successor substitute trustees and appoints in their stead THE MORTGAGE LAW FIRM, PLLC, XOME INC., TEJAS CORPORATE SERVICES, LLC, NFPDS- TX LLC, SERVICELINK AGENCY SALES AND POSTING, LLC AND AUCTION. COM, LLC, whose address is C/O THE MORTGAGE LAW FIRM, PLLC, 18383 Preston Road, Suite 200, Dallas, TX 75252, or either one of them, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original trustee under the said Deed of Trust; and, further does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution ofremedies set aside to the beneficiary therein. 1- 1-.1-1.'f-' Executed date: 7/6/2026 Jorge Rios-Jimenez, Chief Operating Officer THE MORTGAGE LAW FIRM, PLLC 18383 PRESTON ROAD, SUITE 200 DALLAS, TX 75252 469) 521-9700 CERTIFICATE OF POSTING My name is and my address is C/O THE MORTGAGE LAW FIRM, PLLC, 18383 PRESTON ROAD, SUITE 200, DALLAS, TX 75252. I declare under penalty of perjury that on I filed at the office ofthe COLLIN county Clerk and causedto be postedatthe COLLIN county courthouse this notice ofsale. Signature: Declarant Name: Date: TMLF- 196746 Page 3 of3