Doc# 20260800259 07/09/2026 08:32 AM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk MVE WIG-SB-2Sa26-28 NOTICE OF FORECLOSURE SALE 1. Property to Be Sold. The property to be sold is described as follows: All that certain tract or parcel of land, being all of Lot 1, New City Block 7364, Jefferson Terrace Addition, an addition to the City of San Antonio, Bexar County, Texas, according to the map or plat thereof recorded in Volume 1625, Page 342, Deed and Plat Records of Bexar County, Texas, commonly known as 103 Cromwell Drive, San Antonio, Texas 78228. 2. Instrument to be Foreclosed. The instrument to be foreclosed is that certain Deed of Trust to Secure Assumption dated August 19, 2024, recorded under Document No. 20240171094, Official Public Records of Real Property of Bexar County, Texas. 3. Date, Time, and Place of Sale. The sale is scheduled to be held at the following date, time, and place: Date: Tuesday, August 4, 2026 Time: The sale will begin no earlier than 12:00 p.m. and no later than three hours thereafter. The sale will be completed by no later than 4:00 p.m. Place: The area located on the West Side of the Bexar County Courthouse, which is near the intersection of East Nueva and the closed portion of South Main Avenue, San Antonio, Bexar County, Texas or as designated by the Bexar County Commissioner's Court. The deed of trust permits the Beneficiary to postpone, withdraw, or reschedule the sale for another day. In that case, the Trustee or substitute trustee under the deed of trust need not appear at the date, time, and place of a scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale. 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the Beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to pay their bid immediately in cash if their bid is accepted. The sale will be made expressly subject to any title matters set forth in the deed of trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the deed of trust. The sale shall not cover any part of the property that has been released of public record from the lien of the deed of trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Doc# 20260800259 07/09/2026 08:32 AM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk Pursuant to the deed of trust, the Beneficiary has the right to direct the Trustee and/or Substitute Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in "as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the Trustee and/or Substitute Trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. 5. Type of Sale. The sale is a nonjudicial deed-of-trust lien foreclosure sale being conducted pursuant to the power of sale granted by the deed of trust executed by JENNIFER MARIE ARBEITER. The real property and personal property encumbered by the deed of trust will be sold at the sale in accordance with the provisions of the deed of trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. 6. Obligations Secured. The deed of trust provides that it secures the payment of the indebtednesses and obligations therein described (collectively, the "Obligations" including but not limited to those obligations secured under the Deed of Trust to Secure Assumption, dated August 19, 2024, duly recorded in Document Number 20240171094, Official Real Property Records of Bexar County, Texas. The Beneficiary thereunder is TERRY LEE ARBEITER. 7. Default and Request to Act. Default has occurred under the deed of trust, and the Beneficiary has requested me, as SUBSTITUTE TRUSTEE, to conduct this sale. Notice is given that before the sale the Beneficiary may appoint another person substitute trustee to conduct the sale. 8. Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. FILE INFORMATION Document Number: 20260800259 BARRY L. EFRON, SUBSTITUTE TRUSTEE Date/Time: 7 :32: Total Papes. 2 ee AM 7550 IH 10 West, Suite 730 PILED IN THE OFFICIAL PUBLIC San Antonio, Texas 7/8229 F BEXAR COUNTY Telephone (210) 366-9676 LUCY ADAME — CLARK BEFRON@EFRON-EFRON.COM BEXAR COUNTY CLERK Total Fees: $2.00