Foreclosure Notice - 1041 CLIFF CREEK DR, PROSPER, 75078 - 02/03/2026
The properties may be occupied; do not disturb the occupants.
Address
Auction Date
Foreclosure
Appraised
Year Built
Lien
Sq. Ft.
Prop Type
Address
Foreclosure
Year Built
Prop Type
1041 CLIFF CREEK DR
02/03/2026
mortgage
$1,388,553
2017
$137,040
5,193
Residential R(A1)
1041 CLIFF CREEK DR
mortgage
2017
Residential R(A1)
For a full list of foreclosure notices please visit the foreclosure listing page
Details
Status:  UNKNOWN
Mortgage Foreclosure
Legal Description
WHITLEY PLACE PHASE 3 CPR, BLK B, LOT 17
Links
Additional info
Appraised Value:  $1,388,553
Year Built:  2017
Lien Amount:   $137,040
Improvement Area:  5,193 sq.ft.
Foreclosure Notice*
1041CLIFFCREEKDRIVE.PROSPER, TX.75078 10419.0085 REVISED APPOINTMENT OFSUBSTITUTE TRUSTEE AND NOTICE OFSUBSTITUTE TRUSTEE SALE THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S) IDENTIFIED TOSELL THEPROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHIS NOTICE OFSALE THE PERSON SIGNING THIS NOTICE ISTHE ATTORNEY AUTHORIZED AGENTOFTHEMORTGAGEE ORMORTGAGE SERVICER. APPOINTMENT OFSUBSTITUTE WHEREAS, inmycapacity astheattorney fortheMortgagee and/orits TRUSTEE: Mortgage Servicer, andpursuanttoSection51.0076oftheTexasProperty Code, Iherebyname, appoint anddesignate JackO'Boyle, ChrisFerguson, TravisGray, CarolDunmon. MaryMancuso. MicheleHreha, ShelleyOrtolani. Francesca Ortolani, GuyWiggs, David Stockman. Brenda Wiggs. Donna Stockman, JanetPinder. BrandyBacon, Michelle Schwartz, JamieDworsky. Angela Cooper, Payton Hreha, JeffBenton . Agency SalesandPosting LLC TravisGray, ChrisFerguson, orJackO'Boyle, eachasSubstitute Trustee, toact underandbyvirtueofsaidDeedofTrust, including postingandfilingthe publicnoticerequiredunderSection51.002TexasPropertyCodeasamended, andtoproceedwithaforeclosure oftheDeedofTrustliensecuringthe payment oftheNote. SUBSTITUTE TRUSTEE' Sc/oJACK O'BOYLE & ASSOCIATES, PLLC, Mailing Address: P.O. Box ADDRESS: 815369. Dallas, Texas 75381; Physical Address: 2727Lyndon B. Johnson Frwy., Suite525, Dallas, TX75234. NOTICE OF SUBSTITUTEWHEREAS, defaulthasoccurredinthepaymentofsaidhereinreferenced TRUSTEE SALE: indebtedness, andthesameisnowwhollydue, andtheMortgagee and/or Mortgage Servicerhasrequested thehereinafter appointed Substitute Trusteeto sellsaidpropertytothehighestbidderforcashandtodistributeorapplythe proceeds ofsaidsaleinaccordance withthetermsofsaidDeedofTrust. NOW, THEREFORE. NOTICE ISHEREBY GIVEN that onFebruary 03, 2026betweenthehoursof10am-lpmtheSubstitute Trusteewillsellsaidreal propertyattheplacehereinafter setoutandpursuanttothetermsherein described. Thesalewillbeginattheearliesttimestatedaboveorwithinthree 3)hoursafterthattime. LOCATION OFTheplaceofthesaleshallbe: ThefrontstepsoftheCollinCountyCourthouse SALE: locatedat2100Bloomdale Road, McKinney, Texas75071, orifthepreceding areaisnolongerthedesignated area, attheareamostrecentlydesignated by theCountyCommissioner' sCourtinCOLLINCounty, Texasorasdesignated bytheCountyCommissioners. 1041CLIFF CREEK DRIVE IIIIIIIIII1UII!IIiIIUII 4862151INSTRUMENT TO BEFORECLOSED: DeedofTrustorContractLiendated10/22/2018andrecordedunderVolume. Page orClerk' sFileNo. INSTRUMENT NUMBER 20181023001321350 in therealpropertyrecordsofCollinCountyTexas, withLOYDHALEAND SPOUSE, JINJUN asGrantor( s) andInternational BankofCommerce as Original Mortgagee. OBLIGATIONSDeedofTrustorContractLienexecutedbyLOYDHALEANDSPOUSE, JIN SECURED: JUNsecuringthepaymentoftheindebtedness intheoriginalprincipalamount of $137,040.00andobligationsthereindescribedincludingbutnotlimitedto thepromissory noteandallthemodifications, renewalsandextensions ofthe promissorynote ( the "Note") executed byLOYD HALE. HRWESTERN TRUST isthecurrent mortgagee ( the "Mortgagee") oftheNoteandDeedof TrustorContract Lien. MORTGAGEE: HRWESTERN TRUSTistheMortgagee oftheNoteandDeedofTrust associated withtheabove referenced loan. HRWESTERN TRUST'saddress is: HRWESTERN TRUST c/oMadison Management ServicesLLC 4600KIETZKE LNSUITEK-225 RENO,NV89502 LEGAL DESCRIPTION OFLOT17, BLOCKB, OFWHITLEY PLACE, PHASE3, ANADDITION TOPROPERTY TOBETHETOWNOFPROSPER, COLLINCOUNTY, TEXAS, ACCORDING TO SOLD: THEMAPTHEREOFRECORDED INVOLUME2016, PAGE384, OFTHE MAPRECORDSOFCOLLINCOUNTY. TEXAS. (the"Property") REPORTED PROPERTY1041CLIFFCREEKDRIVE, PROSPER. TX75078 ADDRESS: TERMS OFSALE: TheSubstituteTrusteewillsellthePropertybypublicauctionattheplaceanddatespecified herein. PursuanttoSection51.009oftheTexasPropertyCode, thepropertywillbesoldin "ASIS, WHERE IS" condition, without anyexpress orimplied warranties, exceptastothewarranties oftitle (ifany) providedforunderthe DeedofTrust. Prospective biddersareadvisedtoconductanindependent investigation ofthenatureandphysicalconditionofthepropertyandthe priorityofthelienbeingforeclosed. Thesalewillbeconductedasapublicauctiontothehighestbidderforcash, subjecttotheprovisions oftheDeedofTrustpermitting theMortgagee and/or MortgageServicerthereunder tohavethebidcreditedtotheNoteuptothe amountoftheunpaiddebtsecuredbytheDeedofTrustatthetimeofsale. 1041CLIFF CREEK DRIVEThosedesiringtopurchasethepropertywillneedtodemonstratetheirabilityto paytheirbidimmediately incashiftheirbidisaccepted. ThesalewillbemadeexpresslysubjecttoanytitlematterssetforthintheDeed ofTrust, butprospective biddersareremindedthatbylawthesalewill necessarilybemadesubjecttoallpriormattersofrecordaffectingtheproperty. ifany, totheextentthattheyremaininforceandeffectandhavenotbeen subordinated totheDeedofTrust. Thesaleshallnotcoveranypartofthe propertythathasbeenreleasedofpublicrecordfromthelienoftheDeedof Trust. Prospectivebiddersarestronglyurgedtoexaminetheapplicableproperty recordstodeterminethepriority,natureandextentofsuchmatters, ifany. Intheeventofadefectorotherproblemwiththeforeclosureprocessis discoveredthatmayinvalidatethesale, theconsideration paidwillbereturned tothepurchaserasthesoleandabsoluteremedy. Intheeventofanyclaimor actionbroughtbyanypersonincludingthepurchaserrequiringorresultingin theinvalidation ofthesaleandrescissionoftheTrustee'sDeedorSubstitute Trustee'sDeed, purchaser'sdamagesresultingtherefromareIimitedtothe consideration paidtotheTrusteeorSubstitute Trusteeandthesoleandabsolute remedyshallbethereturntopurchaseroftheconsiderationpaid. Thepurchaser shallhave nofurther recourse against theTrustee. Substitute Trustee. Mortgageeand/orMortgageServices, oritsattomey(s). TheDeedofTrustpermitstheMortgageeand/orMortgageServicerto postpone, withdraw, orreschedule thesaleforanotherday. Inthatcase, the TrusteeundertheDeedofTrustorSubstituteTrusteeappointedhereinneednot appearatthedate, timeandplaceofascheduledsaletoannouncethe postponement, withdrawal, orrescheduling. Noticeofthedateofany rescheduled foreclosuresalewillberepostedandrefiledinaccordancewiththe posting andfiling requirements oftheTexasProperty Code. Thereposting or refilingmaybeafterthedateoriginallyscheduledforthissale. ASSERTANDPROTECTYOURRIGHTSASAMEMBEROFTHEARMEDFORCESOFTHEUNITED STATES. IFYOUAREORYOURSPOUSEISSERVINGONACTIVEMILITARY DUTY, INCLUDING ACTIVEMILITARY DUTYASAMEMBEROFTHETEXASNATIONALGUARDORTHENATIONALGUARDOFANOTHERSTATEORASAMEMBEROFARESERVECOMPONENT OFTHEARMEDFORCESOFTHEUNITEDSTATES, PLEASESENDWRITTENNOTICEOFTHEACTIVEDUTYMILITARYSERVICETOTHESENDEROFTHISNOTICEIMMEDIATELY. 1041CLIFF CREEK DRIVESigned onthe4idayof- -L/t.0e.•-7 20 Respectfully, JACKO'BOYLE& ASSOCIATES, PLLC JackO'BoyleI ": : 15165300 jack(Z'jackoboyle. m XTravisH. GrayISBN: 24044965 travois@iackobovle. com ChrisFerguson ISBN: 24069714 chrisnjackoboyle. corn P.O.Box815369 Dallas,Texas75381 P: 972.247.0653IF: 972.247.0642 ATTORNEYS FORMORTGAGEE AND/ORITS MORTGAGE SERVICER CERTIFICATE OFPOSTING Mynameisandmyaddressisc/o2727LyndonB. JohnsonFrwy..Suite525, Dallas, TX75234. Ideclareunderthepenaltyofperjurythaton filedattheofficeoftheCollinCountyClerkandcausedtobepostedattheCollinCountycourthouse orotherdesignated place)thisnoticeofsale. Signed: Declarant' sName: Date: x=• E m 1041CLIFF CREEK DRIVE
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