T.S.# 2026-23855- TX RTS- 1947 APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OFTHE MORTGAGEE ORMORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code§ 51. 0076, as attorney- in-fact forthe Mortgagee orMortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/ Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one ofthem, c/o Nestor Solutions, LLC, 214 56' Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed ofTrust, and further authorizes and directs the Substitute Trustee to conduct and executethe remediesprovided to the beneficiary therein. 1. Date, Time, and Place ofSale. Date: 7/7/2026 Time: The earliest time the sale will begin is 10:00 AM, orwithin three( 3) hours after that time. Place: Collin County Courthouse, Texas, at the following location: The front steps ofthe Collin County Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071, or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. Property To Be Sold. BEING LOT 34, IN BLOCK E, OF GRAND HERITAGE WEST C, AN ADDITION TO THE 2. CITY OF LAVON, COLLIN COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN CABINET 2008, PAGE289, OF THE PLAT RECORDS OF COLLIN COUNTY, TEXAS. Commonly known as: 1067 CARPENTER CT LAVON, TX 75166 Instrument to be Foreclosed. The instrument to be foreclosed is the Deed ofTrust dated 8/20/2021 and recorded in the 3. office ofthe County Clerk ofCollin County, Texas, recorded on 9/9/2021 underCounty Clerk's FileNo 20210909001834410, in Book-- and Page— in the Real Property Records ofCollin County, Texas. KIMBERLY R. JOHNSON and DEMARCO D. JOHNSON, A MARRIED Grantor( s): COUPLE Original Trustee: Black, Mann& Graham, L.L.P Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Freedom Mortgage Corporation, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation O JD C„ EV c zoC m m z.<x N . rrri* m c rv . 1 1 2 C-n c >c N COT.S.#: 2026-23855-TX Terms ofSale. The sale will be conducted asa public auction to the highest bidder forcash, subject to the provisions ofthe 4. Deed ofTrust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount ofthe unpaid debt secured by the Deed ofTrust at the time ofsale. Pursuant to §51. 009 ofthe Texas Property Code, the property will be sold in AS IS, WHERE IS" condition, without any express or implied warranties. except as to the warranties oftitle( ifany) provided for under the Deed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (" purchaser") at this trustee' ssale may be required toprovide information, documentation and/orcertification asmandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/ 1/ 2026. If applicable, the required information must be provided tothe trustee before a trustee' s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.federalregister.gov/documents/2024/08/29'2024- 19198/anti-money- https:// www. fincen. govfrre- fags# D_5 or laundering-regulations-for-residential-real-estate-transfers. Obligations Secured. The Deed ofTrust provides that itsecures the payment ofthe indebtedness and obligations described 6. therein( collectively, the" Obligations"), including, but not limited to:( 1) the promissory note in the original principal amount of$258,831.00, executed by KIMBERLY R.JOHNSON and DEMARCO D. JOHNSON, AMARRIED COUPLE,and payable to the order ofMortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Freedom Mortgage Corporation, itssuccessorsand assigns:( 2) all renewals and extensions ofthe note; and( 3) any andallpresentandfuture indebtedness ofthe Trustor(s) to the current holder ofthe Obligations, secured by the Deed ofTrust. Default has occurred in the payment ofthe indebtedness, and the same is now wholly due and payable. The owner and holder ofthe Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. Mortgage Servicer Information. The Mortgage Servicer is authorized torepresent the Mortgagee by virtue ofa servicing 7. agreement with the Mortgagee. Pursuant tothe Servicing Agreement andTexas Property Code§ 51.0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure ofthe lien securing the Property referenced above. Freedom Mortgage Corporation asMortgage Servicer, represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037- 7939 Phone:( 855) 690-5900 Assert and protect your rights as a member ofthe armed forces ofthe United States. Ifyou are or your spouse is serving on active military duty, including active military duty asa member ofthe Texas National Guard or the National Guard of another state or as a member ofa reserve component of the armed forces of the United States, please send written notice ofthe active-duty military service to the sender ofthis notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 5/6/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone:( 888) 403-4115 Fax:( 888) 345-5501 For sale information visit: https:// www. xome.com orContact( 800) 758- 8052