TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6281 FILED 8/27/2026 10:53:45 AM T.S. #: 2023-07115-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TR E THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED E PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE QE.SAE RSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR GE SERVICER. The undersigned, in accordance with Texas Property Code §51.0076, as attorney-in-fact e or Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and ap} stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC; y Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5 Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 10/6/2026 Time: The earliest time the sale will begin is ithin three (3) hours after that time. Place: Harris County Courthouse, Texas, location: 9401 Knight Rd, Houston, TX 77045, THE BAYOU CITY EVENT C ILIA SOUTH BALLROOM, LOCATED AT 9401 i eceding area is no longer the designated area, at the area most recently designated Commissioners Court. 2. Property To Be Sold. LOT 19, BLO: 4, NORCH R, SECTION 3, A SUBDIVISION IN HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP LAT THE) RECORDED IN VOLUME 177, PAGE 143 OF THE MAP RECORDS OF HARRIS COUNTY, TEX + Commonly known as: 10711 L, Vi STON, TX 77070 instrument to be foreclosed is the Deed of Trust dated 5/3/2021 and recorded in the Book -- and Page --, along iment recorded as Instrument No. RP-2023-386689 and recorded on 10/9/2023 in the Real Property Rec i » Texas. Katherine Rene Smith and Matthew Smith, Wife and Husband Scott R. Valby Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns Freedom Mortgage Corporation Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6281 FILED 8/27/2026 10:53:45 AM T.S. #: 2023-07115-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE 1S” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.fincen.gov/rre-faqs#D_5 or _ https://www.federalregister.gov/documents/2024/08/29/2024- 19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $300,000.00, executed by Katherine Rene Smith and Matthew Smith, Wife and Husband, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is now wholly due and payable. The owner and holder of the Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is 4¥thork c the debt and administer any resulting foreclosure of the lien securing the Property referenced above, ge oration as gexServicer, represents the current mortgagee, whose address is: edom Mortgage Corporati 8 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: 855-690-5900 Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is servin: on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military service to the sender of this notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 8/25/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052