NOTICE OFACCELERATION AND NOTICE OFTRUSTEE' S SALE ASSERT AND PROTECT YOUR RIGHTS AS AMEMBER OF THE ARMED FORCES OFTHE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. DEED OFTRUST INFORMATION: Date: 06/ 11/ 2024 Grantor( s): MA NATIVIDAD ALCELA ZAPATA JOINED HEREIN PRO FORMA BY HER SPOUSE, FRANCISCO EPIFANIO LOPEZ MORALES, AND KARLA ESPARZA, A SINGLE WOMAN Original Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC.,AS BENEFICIARY, AS NOMINEE FOR SECURITYNATIONAL MORTGAGE COMPANY, ITS SUCCESSORS ANDASSIGNS Original Principal: $ 234,081. 00 Recording Information: Instrument 2024000070599 Property County: Collin Property: ' ( SeeAttached Exhibit" A") Reported Address: 117 CALDWELL ST,PRINCETON, TX 75407-6840 MORTGAGE SERVICING INFORMATION: The Mortgage Servicer, ifnot the Current Mortgagee, is representing the Current Mortgagee pursuant to aMortgage ServicingAgreement. Current Mortgagee: Idaho Housing and Finance Association Mortgage Servicer: Idaho Housing andFinanceAssociation Current Beneficiary: Idaho Housing and FinanceAssociation Mortgage Servicer Address: 565 W.Myrtle, Boise, ID 83702 SALE INFORMATION: Date of Sale: Tuesday, the 1st day ofSeptember, 2026 Time of Sale: 10:00AM or within three hours thereafter. Place of Sale: THE FRONT STEPS OF THE COLLIN COUNTY COURTHOUSE LOCATED AT 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071; OR AS DESIGNATED BY THE COUNTY COMMISSIONER' S OFFICE in Collin County, Texas, Or, if the preceding area(s) is/are no longer the area(s) designated by the Collin County Commissioner's Court, at the area most recently designated by the Collin County Commissioner' s Court. WHEREAS, the above-namedGrantorpreviously conveyed the above describedproperty intrustto secure payment ofthe Note set forth in the above- described Deed ofTrust; and WHEREAS, a default under the Note and Deed ofTrust was declared; such default was reported to not have been cured; and all sums secured by such Deed ofTrust were declared to be immediately due and payable; and WHEREAS, the original Trustee and any previously appointed Substitute Trustee has been removed and Auction.com, LLC, Braden Barnes or Jamie E. Silver or Meagan Vlasak orArthur Demske, any to act, have been appointed as Substitute Trustees andrequestedtosell the Property to satisfytheindebtedness; and WHEREAS, the undersigned law firm has been requested to provide these notices on behalfofthe Current Mortgagee, Mortgage Servicer and Substitute Trustees; NOW,THEREFORE, NOTICE IS HEREBY GIVEN ofthe foregoing matters and that: 1. Thematurity oftheNotehasbeen accelerated andall sums securedbytheDeed ofTrusthave been declared to be immediately due and payable. 2. Auction.com, LLC, Braden Barnes or Jamie E. Silver orMeagan Vlasak orArthur Demske, any to act, as Substitute Trustee will sell the Property to the highest bidder for cash on the date, at the place, and no earlier than the time set forth above in the Sale Information section ofthis notice. The sale will begin within three hours after that time. 3. This sale shall be subject to any legal impediments to the sale ofthe Property and to any exceptions referenced in the Deed ofTrust or appearing ofrecord to the extent the same are still in effect and shall not cover any property that has been released from the lien ofthe Deed ofTrust. 4. No warranties, express or implied, including but not limited to the implied warranties ofmerchantability and fitness for a particularpurpose shallbeconveyedatthe sale, save andexcepttheGrantor's warranties specifically authorizedbythe Grantor in the Deed ofTrust. The property shall be offered" AS- IS", purchasers will buy the property" at the purchaser' s own risk" and" at his peril", and no representation is made concerning the quality or nature oftitle to be acquired. Purchasers willreceive whatever interest Grantor and Grantor's assigns have inthe property,subject to any liens or interests ofany kind that may survive the sale. Interested persons are encouraged to consult counsel oftheir choice prior to participating inthe sale ofthe property. Substitute Trustee( s): Auction. com, LLC, Braden Barnes or Jamie E. Silver or Meagan Vlasak orArthur Demske, any to act. r L, a Substitute Trustee Address: 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 r- oN Document Prepared by: 0-1 Bonial& Associates, P.C. 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 AS ATTORNEY FOR THE HEREIN c -E - 7 rri , IDENTIFIED MORTGAGEE AND/ OR c u, MORTGAGE SERVICER 9658- 4419 2147050940 PG1 POSTPKGw Certificate ofPosting I am whose address is 14841 Dallas Parkway, Suite 350, Dallas, TX 75254. I declare under penalty ofperjury that on I filed and / or recorded this Notice of Foreclosure Sale at the office ofthe Collin County Clerk and caused it to be posted at the location directed by the Collin County Commissioners Court. By: Exhibit" A" LOT 2, OF CALDWELL ADDITION, AN ADDITION TO THE CITY OF PRINCETON, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT RECORDED UNDER VOLUME 6, PAGE 6, PLAT RECORDS, COLLIN COUNTY, TEXAS. Return to: Bonial& Associates, P.C., 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 9658- 4419 2147050940 PG2 POSTPKG