2026 - 2026000545 09/10/2026 08:27 AM Page 1 of 2 NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): 10/20/2023 ADAM CHRISTIAN GARZA AND AMARISSA HOPE GARZA, HUSBAND AND WIFE Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: NAVY FEDERAL CREDIT UNION NAVY FEDERAL CREDIT UNION Recorded in: Property County: Volume: N/A NUECES Page: N/A Instrument No: 2023039333 Mortgage Servicer: Mortgage Servicer’s Address: Navy Federal Credit Union is representing the Current PO Box 3000, CLERK OF Beneficiary/Mortgagee under a servicing agreement with the Current Merrifield, VA 22119-3000 NUECE Beneficiary/Mortgagee. Date of Sale: 10/6/2026 Earliest Time Sale Will Begin: Place of Sale of Property: "COURTHOUSE DOOR" IS DESIGNATED AS THE SOUTH ENTRANCE OF THE NUECES COUNTY COURTHOUSE FACING LIPAN STREET OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description;, LOT TWENTY-FIVE (25), BLOCK ONEX{1), NOLFORD PLACE, A SUBDIVISION\TO THE CITY OF CORPUS CHRISTL NUECES COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 425 PAGES 128 AND 129, MAP RECORDS OF NUECES COUNTY, TEXAS. In accordance with TEX. PROP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove, the original Trustee and all successor substitute trustees and appoints in their stead, Ammold.Mendoza, Jo Woolsey, Bob Frisch, Sandra Mendoza, Jodi Steen, Adolfo Rodriguez, Leslye Evans or Alexis Mendoza, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said\Deed of Trust; and, further, does hereby requést,authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. ‘ The Property will be sold “AS IS,” without any express or implied warranties, except as to warranties of title, and at the purchaser’s own risk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS. THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51.0021)" ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED- STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY-DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE/OR AS A MEMBER OF A RESERVE COMPONENT OF THE‘ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICESOF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 9/4/2026 Dated: ’ / O . dace Sandra Mendoza Thuy Frazier, Attorney McCarthy & Holthus, LLP c/o Tejas Trustee 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneys for Navy Federal Credit Union https://sales.mccarthvholthus.com MH File Number: TX-26-131175-POS Loan Type: Conventional Residential 2026 - 2026000545 09/10/2026 08:27 AM Page 2 of 2 Nueces County Kara Sands Nueces-County Clerk *VG-38-2026-2026000545" Instrument Number: 2026000545 Foreclosure Posting FORECLOSURE NOTICE Recorded On: September 10, 2026 08:27 AM Number of Pages: 2 " Examined and Charged as Follows: " Total Recording: $7.00 STATE OF TEXAS Nueces County T hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Nueces County, Texas Kara Sands Nueces County Clerk Aone S 5 . ) Nueces County, TX eeneaeeeee® THIS PAGE IS PART OF THE INSTRUMENT *********** Any provision herein which restricts the.Sale, Rental or use of the described\REAL PROPERTY because of color or race isvinvalid and unenforceable under federal law. File Information: Record and Return To: Document Number: 2026000545 PIONEER LAND SERVICES Receipt Number: 20260910000024 3737 REYNOSA ST Recorded Date/Time: September 10, 2026 08:27 AM User: Lisa C CORPUS CHRISTI TX 78416-1528 Station: CLERKO6