Doc# 20261100256 10/02/2026 11:39 AM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk 0 TS. #: 2026-27197-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code §51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5" Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 12/1/2026 Time: The earliest time the sale will begin is 10:00 AM, or within three (3) hours after that time. Place: | Bexar County Courthouse, Texas, at the following location: 100 Dolorosa, San Antonio, TX 78205 THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE WHICH IS NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, SAN ANTONIO, TEXAS, or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. 2. Property To Be Sold. LOT 2, BLOCK 34, MISSION DEL LAGO UNIT 12A (T.LF.), A SUBDIVISION LOCATED IN BEXAR COUNTY, TEXAS ACCORDING TO THE MAP OR PLAT THEREOF RECORDED UNDER VOLUME 20001, PAGE 1472, OFFICIAL PUBLIC RECORDS, BEXAR COUNTY, TEXAS. Commonly known as: 11947 WARBLER SAN ANTONIO, TX 78221 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 12/11/2020 and recorded in the office of the County Clerk of Bexar County, Texas, recorded on 12/14/2020 under County Clerk’s File No 20200305785, in Book -- and Page --_ in the Real Property Records of Bexar County, Texas. Grantor(s): ARMANDO ANTHONY VELA AND JESSICA VELA, HUSBAND AND WIFE Original Trustee: Mewael Ghebremichael Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Nations Reliable Lending, LLC, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation Doc# 20261100256 10/02/2026 11:39 AM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk 4. Terms of Sale. The sale will be conducted as a public auction to the hi ghest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.fincen.gov/rre-faqs#D_5 or https://www. federalregister. gov/documents/2024/08/29/2024-19198/anti. money-laundering-regulations-for-residential-real-estate-transfers, 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $206,195.00, executed by ARMANDO ANTHONY VELA AND JESSICA VELA, HUSBAND AND WIFF, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Nations Reliable Lending, LLC, its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is now wholly due and payable. The owner and holder of the Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. > Mortgage Servicer is authorized to collect the debt and administer any resulting foreclosure of the lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address 1S: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 Assert and protect your rights as_a member of the armed forces of the United States. If you are or our spouse is serving on active military dut including active military dut as a member of the T NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION NOILWWHOINI 3TI4 For sale information visit: https://www.xome.com or Contact (800) 758-8052 Rees R wesc as fon T.S. #: 2026-27197-TX 4 sgcazage S«KGOOmS TO ~P<ou0u- Se © o092=82 5 By: eeozs 3 Dated: 9/25/2026 Christopher K. Baxter 2 = = mm! 5eo2 Senior Vice President o~< b me BE Texas Bar No. 90001747 = eg xs => 8 3 214 Sth Street, Suite 205 FawVWl Soe Huntington Beach, California 92648 R*OF a ~ Phone: (888) 403-4115 Fax: (888) 345-5501 Se ad zc 6 i} Sa “* <= £92 °o 5a =s ed on a)